What is the cost of living in Zephyrhills, FL?
According to the most recent data on the cost of living, Zephyrhills has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.
Compared to Florida, Zephyrhills has a cost of living index that's 0.9x lower than Florida's index of 104.
The standard of living in Zephyrhills ranks as #62 most affordable out of the 462 places we measured in Florida. By definition, that implies Zephyrhills ranks as the #400 most expensive place in the Sunshine State.
For more reading on life in Zephyrhills, check out:
Zephyrhills Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Zephyrhills. Here is how it fares on each of the criteria:
The Services index in Zephyrhills is 105.
The Groceries index in Zephyrhills is 104.
The Health index in Zephyrhills is 74.
The Housing index in Zephyrhills is 105.
The Transportation index in Zephyrhills is 110.
The Utilities index in Zephyrhills is 102.
| Living Expense | Zephyrhills | Florida | National Average |
|---|---|---|---|
| Overall | 97 | 104 | 100 |
| Services | 105 | 101 | 100 |
| Groceries | 104 | 105 | 100 |
| Health | 74 | 99 | 100 |
| Housing | 105 | 104 | 100 |
| Transportation | 110 | 109 | 100 |
| Utilities | 102 | 105 | 100 |
Zephyrhills Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Zephyrhills Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Zephyrhills, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Zephyrhills is $304,731.
The Median Rent in Zephyrhills is $1,148.
The Median Income in Zephyrhills is $52,108.
The Home Value To Income in Zephyrhills is 5.8x.
The Rent To Monthly Income in Zephyrhills is 0.26x.
| Statistic | Zephyrhills | Florida | United States |
|---|---|---|---|
| Median Home Value | $304,731 | $375,661 | $332,700 |
| Median Rent | $1,148 | $1,669 | $1,413 |
| Median Income | $52,108 | $74,568 | $80,734 |
| Home Value To Income | 5.8x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.26x | 0.27x | 0.21x |
Zephyrhills, FL Costs By Category
Detailed Zephyrhills Services costs vs. Florida
| Item | Zephyrhills | Florida |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $8.61 | $12.13 |
| Bowling | $19.67 | $18 |
| Haircut | $15.67 | $24.26 |
| Beauty Salon | $54.72 | $45.56 |
Detailed Zephyrhills Groceries costs vs. Florida
| Item | Zephyrhills | Florida |
|---|---|---|
| Ground Beef | $6.06 | $5.84 |
| Fried Chicken | $1.48 | $1.57 |
| Milk | $4.56 | $4.67 |
| Potatoes | $5.34 | $4.93 |
| Pizza | $8.38 | $12.09 |
| Beer | $10.69 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
Detailed Zephyrhills Health costs vs. Florida
| Item | Zephyrhills | Florida |
|---|---|---|
| Optometrist | $146.67 | $125.68 |
| Doctor | $122.32 | $135.78 |
| Dentist | $103.33 | $113.29 |
Detailed Zephyrhills Transportation costs vs. Florida
| Item | Zephyrhills | Florida |
|---|---|---|
| Gasoline | $3.42 | $3.46 |
| Tire Balancing | $57.28 | $59.92 |
Detailed Zephyrhills Utilities costs vs. Florida
| Item | Zephyrhills | Florida |
|---|---|---|
| All Electricity | $219.66 | $193.99 |
| Phone | $194.37 | $192.25 |
Zephyrhills SnackAbility
Cost Of Living In Cities Around Zephyrhills
The cost of living varies in the cities and towns around Zephyrhills. Here's a quick look at the cost of living in the most populous nearby places:
Lakeland, FL has a cost of living index of 104, 1.1x Zephyrhills.
Wesley Chapel, FL has a cost of living index of 116, 1.2x Zephyrhills.
Land O' Lakes, FL has a cost of living index of 117, 1.2x Zephyrhills.
| City | Population | Cost Of Living | Vs. Zephyrhills |
|---|---|---|---|
| Lakeland, FL | 119,961 | 104 | 1.1x |
| Wesley Chapel, FL | 76,011 | 116 | 1.2x |
| Land O' Lakes, FL | 38,910 | 117 | 1.2x |
| East Lake-Orient Park, FL | 29,213 | 98 | 1.0x |
| Temple Terrace, FL | 27,275 | 110 | 1.1x |
| Lutz, FL | 27,106 | 122 | 1.3x |
| Thonotosassa, FL | 15,764 | 103 | 1.1x |
| Pasadena Hills, FL | 13,505 | 108 | 1.1x |
| Mango, FL | 13,242 | 100 | 1.0x |
| Zephyrhills West, FL | 5,980 | 91 | 0.9x |
