What is the cost of living in Zephyrhills West, FL?
According to the most recent data on the cost of living, Zephyrhills West has an overall cost of living index of 91, which is 0.9x lower than the national index of 100.
Compared to Florida, Zephyrhills West has a cost of living index that's 0.9x lower than Florida's index of 104.
The standard of living in Zephyrhills West ranks as #19 most affordable out of the 462 places we measured in Florida. By definition, that implies Zephyrhills West ranks as the #443 most expensive place in the Sunshine State.
For more reading on life in Zephyrhills West, check out:
Zephyrhills West Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Zephyrhills West. Here is how it fares on each of the criteria:
The Services index in Zephyrhills West is 104.
The Groceries index in Zephyrhills West is 101.
The Health index in Zephyrhills West is 57.
The Housing index in Zephyrhills West is 106.
The Transportation index in Zephyrhills West is 111.
The Utilities index in Zephyrhills West is 101.
| Living Expense | Zephyrhills West | Florida | National Average |
|---|---|---|---|
| Overall | 91 | 104 | 100 |
| Services | 104 | 101 | 100 |
| Groceries | 101 | 105 | 100 |
| Health | 57 | 99 | 100 |
| Housing | 106 | 104 | 100 |
| Transportation | 111 | 109 | 100 |
| Utilities | 101 | 105 | 100 |
Zephyrhills West Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Zephyrhills West Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Zephyrhills West, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Zephyrhills West is $95,014.
The Median Rent in Zephyrhills West is $1,127.
The Median Income in Zephyrhills West is $51,992.
The Home Value To Income in Zephyrhills West is 1.8x.
The Rent To Monthly Income in Zephyrhills West is 0.26x.
| Statistic | Zephyrhills West | Florida | United States |
|---|---|---|---|
| Median Home Value | $95,014 | $375,661 | $332,700 |
| Median Rent | $1,127 | $1,669 | $1,413 |
| Median Income | $51,992 | $74,568 | $80,734 |
| Home Value To Income | 1.8x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.26x | 0.27x | 0.21x |
Zephyrhills West, FL Costs By Category
Detailed Zephyrhills West Services costs vs. Florida
| Item | Zephyrhills West | Florida |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $8.61 | $12.13 |
| Bowling | $19.67 | $18 |
| Haircut | $15.67 | $24.26 |
| Beauty Salon | $54.72 | $45.56 |
Detailed Zephyrhills West Groceries costs vs. Florida
| Item | Zephyrhills West | Florida |
|---|---|---|
| Ground Beef | $6.06 | $5.84 |
| Fried Chicken | $1.48 | $1.57 |
| Milk | $4.56 | $4.67 |
| Potatoes | $5.34 | $4.93 |
| Pizza | $8.38 | $12.09 |
| Beer | $10.69 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
Detailed Zephyrhills West Health costs vs. Florida
| Item | Zephyrhills West | Florida |
|---|---|---|
| Optometrist | $146.67 | $125.68 |
| Doctor | $122.32 | $135.78 |
| Dentist | $103.33 | $113.29 |
Detailed Zephyrhills West Transportation costs vs. Florida
| Item | Zephyrhills West | Florida |
|---|---|---|
| Gasoline | $3.42 | $3.46 |
| Tire Balancing | $57.28 | $59.92 |
Detailed Zephyrhills West Utilities costs vs. Florida
| Item | Zephyrhills West | Florida |
|---|---|---|
| All Electricity | $219.66 | $193.99 |
| Phone | $194.37 | $192.25 |
Zephyrhills West SnackAbility
Cost Of Living In Cities Around Zephyrhills West
The cost of living varies in the cities and towns around Zephyrhills West. Here's a quick look at the cost of living in the most populous nearby places:
Lakeland, FL has a cost of living index of 104, 1.1x Zephyrhills West.
Wesley Chapel, FL has a cost of living index of 116, 1.3x Zephyrhills West.
Land O' Lakes, FL has a cost of living index of 117, 1.3x Zephyrhills West.
| City | Population | Cost Of Living | Vs. Zephyrhills West |
|---|---|---|---|
| Lakeland, FL | 119,961 | 104 | 1.1x |
| Wesley Chapel, FL | 76,011 | 116 | 1.3x |
| Land O' Lakes, FL | 38,910 | 117 | 1.3x |
| Lake Magdalene, FL | 32,083 | 111 | 1.2x |
| East Lake-Orient Park, FL | 29,213 | 98 | 1.1x |
| Temple Terrace, FL | 27,275 | 110 | 1.2x |
| Lutz, FL | 27,106 | 122 | 1.3x |
| Zephyrhills, FL | 19,668 | 97 | 1.1x |
| Thonotosassa, FL | 15,764 | 103 | 1.1x |
| Cheval, FL | 13,969 | 122 | 1.3x |








