What is the cost of living in Zephyrhills South, FL?
According to the most recent data on the cost of living, Zephyrhills South has an overall cost of living index of 84, which is 0.8x lower than the national index of 100.
Compared to Florida, Zephyrhills South has a cost of living index that's 0.8x lower than Florida's index of 104.
The standard of living in Zephyrhills South ranks as #2 most affordable out of the 462 places we measured in Florida. By definition, that implies Zephyrhills South ranks as the #460 most expensive place in the Sunshine State.
For more reading on life in Zephyrhills South, check out:
Zephyrhills South Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Zephyrhills South. Here is how it fares on each of the criteria:
The Services index in Zephyrhills South is 105.
The Groceries index in Zephyrhills South is 104.
The Health index in Zephyrhills South is 39.
The Housing index in Zephyrhills South is 108.
The Transportation index in Zephyrhills South is 111.
The Utilities index in Zephyrhills South is 102.
| Living Expense | Zephyrhills South | Florida | National Average |
|---|---|---|---|
| Overall | 84 | 104 | 100 |
| Services | 105 | 101 | 100 |
| Groceries | 104 | 105 | 100 |
| Health | 39 | 99 | 100 |
| Housing | 108 | 104 | 100 |
| Transportation | 111 | 109 | 100 |
| Utilities | 102 | 105 | 100 |
Zephyrhills South Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Zephyrhills South Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Zephyrhills South, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Zephyrhills South is $52,111.
The Median Rent in Zephyrhills South is $926.
The Median Income in Zephyrhills South is $42,454.
The Home Value To Income in Zephyrhills South is 1.2x.
The Rent To Monthly Income in Zephyrhills South is 0.26x.
| Statistic | Zephyrhills South | Florida | United States |
|---|---|---|---|
| Median Home Value | $52,111 | $375,661 | $332,700 |
| Median Rent | $926 | $1,669 | $1,413 |
| Median Income | $42,454 | $74,568 | $80,734 |
| Home Value To Income | 1.2x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.26x | 0.27x | 0.21x |
Zephyrhills South, FL Costs By Category
Detailed Zephyrhills South Services costs vs. Florida
| Item | Zephyrhills South | Florida |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $8.61 | $12.13 |
| Bowling | $19.67 | $18 |
| Haircut | $15.67 | $24.26 |
| Beauty Salon | $54.72 | $45.56 |
Detailed Zephyrhills South Groceries costs vs. Florida
| Item | Zephyrhills South | Florida |
|---|---|---|
| Ground Beef | $6.06 | $5.84 |
| Fried Chicken | $1.48 | $1.57 |
| Milk | $4.56 | $4.67 |
| Potatoes | $5.34 | $4.93 |
| Pizza | $8.38 | $12.09 |
| Beer | $10.69 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
Detailed Zephyrhills South Health costs vs. Florida
| Item | Zephyrhills South | Florida |
|---|---|---|
| Optometrist | $146.67 | $125.68 |
| Doctor | $122.32 | $135.78 |
| Dentist | $103.33 | $113.29 |
Detailed Zephyrhills South Transportation costs vs. Florida
| Item | Zephyrhills South | Florida |
|---|---|---|
| Gasoline | $3.42 | $3.46 |
| Tire Balancing | $57.28 | $59.92 |
Detailed Zephyrhills South Utilities costs vs. Florida
| Item | Zephyrhills South | Florida |
|---|---|---|
| All Electricity | $219.66 | $193.99 |
| Phone | $194.37 | $192.25 |
Zephyrhills South SnackAbility
Cost Of Living In Cities Around Zephyrhills South
The cost of living varies in the cities and towns around Zephyrhills South. Here's a quick look at the cost of living in the most populous nearby places:
Lakeland, FL has a cost of living index of 104, 1.2x Zephyrhills South.
Wesley Chapel, FL has a cost of living index of 116, 1.4x Zephyrhills South.
Land O' Lakes, FL has a cost of living index of 117, 1.4x Zephyrhills South.
| City | Population | Cost Of Living | Vs. Zephyrhills South |
|---|---|---|---|
| Lakeland, FL | 119,961 | 104 | 1.2x |
| Wesley Chapel, FL | 76,011 | 116 | 1.4x |
| Land O' Lakes, FL | 38,910 | 117 | 1.4x |
| East Lake-Orient Park, FL | 29,213 | 98 | 1.2x |
| Temple Terrace, FL | 27,275 | 110 | 1.3x |
| Lutz, FL | 27,106 | 122 | 1.5x |
| Zephyrhills, FL | 19,668 | 97 | 1.2x |
| Thonotosassa, FL | 15,764 | 103 | 1.2x |
| Pasadena Hills, FL | 13,505 | 108 | 1.3x |
| Mango, FL | 13,242 | 100 | 1.2x |
