St. Simons, GA Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In St. Simons, GA Summary

Cost of living in St. Simons research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means St. Simons is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Georgia, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in St. Simons is 124, with 100 being the average.

  • The cost of living index in St. Simons is 1.2x higher than the national average.

  • St. Simons ranks as the #144 cheapest in Georgia out of 158.

  • St. Simons ranks as the #4,654 cheapest out of 6,489 in the US.

  • The median home value in St. Simons is $589,021.

  • The median income in St. Simons is $105,944.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
124
St. Simons's Overall Cost Of Living
1.2x
Higher Than The National Average

What is the cost of living in St. Simons, GA?

According to the most recent data on the cost of living, St. Simons has an overall cost of living index of 124, which is 1.2x higher than the national index of 100.

Compared to Georgia, St. Simons has a cost of living index that's 1.4x higher than Georgia's index of 91.

The standard of living in St. Simons ranks as #144 most affordable out of the 158 places we measured in Georgia. By definition, that implies St. Simons ranks as the #14 most expensive place in the Peach State.

For more reading on life in St. Simons, check out:

144 out of 158
In Georgia
4,654 out of 6,489
In America

St. Simons Cost Of Living Vs. Georgia

Six factors go into calculating the cost of living index in St. Simons. Here is how it fairs on each of the criteria:

  • The Services index in St. Simons is 96.

  • The Groceries index in St. Simons is 100.

  • The Health index in St. Simons is 87.

  • The Housing index in St. Simons is 185.

  • The Transportation index in St. Simons is 87.

  • The Utilities index in St. Simons is 99.

Living Expense St. Simons Georgia National Average
Overall 124 91 100
Services 96 99 100
Groceries 100 99 100
Health 87 100 100
Housing 185 85 100
Transportation 87 92 100
Utilities 99 86 100
For more reading on cost of living around Georgia, check out:
St. Simons Cost of Living Vs. GA

St. Simons, GA Housing Cost Breakdown

Housing swings affordability the most between places in Georgia, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in St. Simons is $589,021.

  • The Median Rent in St. Simons is $1,626.

  • The Median Income in St. Simons is $105,944.

  • The Home Value To Income in St. Simons is 5.6x.

  • The Rent To Monthly Income in St. Simons is 0.18x.

Statistic St. Simons Georgia United States
Median Home Value $589,021 $332,047 $303,400
Median Rent $1,626 $1,306 $1,348
Median Income $105,944 $74,664 $78,538
Home Value To Income 5.6x 4.4x 3.9x
Rent To Monthly Income 0.18x 0.21x 0.21x
$589,021
Median Home Value
$1,626
Median Rent
$105,944
Median Income

St. Simons, GA Costs By Category

Detailed St. Simons Services Costs Vs. Georgia

Item St. Simons Georgia
Shampoo $1.43 $1.28
Movie $12.86 $12.13
Bowling $20.93 $18
Haircut $20.91 $24.26
Beauty Salon $70.33 $45.56

Detailed St. Simons Groceries Costs Vs. Georgia

Item St. Simons Georgia
Ground Beef $5.34 $5.84
Fried Chicken $1.47 $1.57
Milk $4.57 $4.67
Potatoes $5.44 $4.93
Pizza $10.39 $12.09
Beer $11.31 $10.41
Toothpaste $3.69 $3.7

Detailed St. Simons Health Costs Vs. Georgia

Item St. Simons Georgia
Optometrist $86.6 $125.68
Doctor $100.93 $135.78
Dentist $102.03 $113.29

Detailed St. Simons Transportation Costs Vs. Georgia

Item St. Simons Georgia
Gasoline $3.44 $3.46
Tire Balancing $34.43 $59.92

Detailed St. Simons Utilities Costs Vs. Georgia

Item St. Simons Georgia
All Electricity $193.67 $193.99
Phone $194.82 $192.25

St. Simons SnackAbility

7
/10
Overall SnackAbility
Jobs
9/10
Housing
9
Affordability
7
Diversity
5
Safety
N/A
Amenities
8
Education
9.5
Commute
8.5

Cost Of Living In Cities Around St. Simons

The cost of living varies in the cities and towns around St. Simons. Here's a quick look at the cost of living in the most populous nearby places:

  • Hinesville, GA has a cost of living index of 93, 0.8x St. Simons.

  • Kingsland, GA has a cost of living index of 96, 0.8x St. Simons.

  • St. Marys, GA has a cost of living index of 99, 0.8x St. Simons.

City Population Cost Of Living Vs. St. Simons
Hinesville, GA 35,282 93 0.8x
Kingsland, GA 19,101 96 0.8x
St. Marys, GA 18,805 99 0.8x
Yulee, FL 15,521 100 0.8x
Brunswick, GA 15,248 86 0.7x
Fernandina Beach, FL 13,239 114 0.9x
Jesup, GA 9,863 89 0.7x
Country Club Estates, GA 9,575 91 0.7x
Dock Junction, GA 8,786 86 0.7x

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