Centralia, IL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Centralia, IL Summary

Cost of living in Centralia research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Centralia is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Illinois, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Centralia is 79, with 100 being the average.

  • The cost of living index in Centralia is 0.8x lower than the national average.

  • Centralia ranks as the #10 cheapest in Illinois out of 336.

  • Centralia ranks as the #76 cheapest out of 6,489 in the US.

  • The median home value in Centralia is $103,156.

  • The median income in Centralia is $47,308.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
79
Centralia's Overall Cost Of Living
0.8x
Lower Than The National Average

What is the cost of living in Centralia, IL?

According to the most recent data on the cost of living, Centralia has an overall cost of living index of 79, which is 0.8x lower than the national index of 100.

Compared to Illinois, Centralia has a cost of living index that's 0.8x lower than Illinois's index of 97.

The standard of living in Centralia ranks as #10 most affordable out of the 336 places we measured in Illinois. By definition, that implies Centralia ranks as the #326 most expensive place in the Prairie State.

For more reading on life in Centralia, check out:

10 out of 336
In Illinois
76 out of 6,489
In America

Centralia Cost Of Living Vs. Illinois

Six factors go into calculating the cost of living index in Centralia. Here is how it fairs on each of the criteria:

  • The Services index in Centralia is 94.

  • The Groceries index in Centralia is 98.

  • The Health index in Centralia is 90.

  • The Housing index in Centralia is 49.

  • The Transportation index in Centralia is 93.

  • The Utilities index in Centralia is 103.

Living Expense Centralia Illinois National Average
Overall 79 97 100
Services 94 95 100
Groceries 98 99 100
Health 90 93 100
Housing 49 95 100
Transportation 93 102 100
Utilities 103 91 100
For more reading on cost of living around Illinois, check out:
Centralia Cost of Living Vs. IL

Centralia, IL Housing Cost Breakdown

Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Centralia is $103,156.

  • The Median Rent in Centralia is $775.

  • The Median Income in Centralia is $47,308.

  • The Home Value To Income in Centralia is 2.2x.

  • The Rent To Monthly Income in Centralia is 0.2x.

Statistic Centralia Illinois United States
Median Home Value $103,156 $283,508 $303,400
Median Rent $775 $1,227 $1,348
Median Income $47,308 $81,702 $78,538
Home Value To Income 2.2x 3.5x 3.9x
Rent To Monthly Income 0.2x 0.18x 0.21x
$103,156
Median Home Value
$775
Median Rent
$47,308
Median Income

Centralia, IL Costs By Category

Detailed Centralia Services Costs Vs. Illinois

Item Centralia Illinois
Shampoo $1.11 $1.28
Movie $11.28 $12.13
Bowling $16.92 $18
Haircut $21.19 $24.26
Beauty Salon $40.57 $45.56

Detailed Centralia Groceries Costs Vs. Illinois

Item Centralia Illinois
Ground Beef $6.4 $5.84
Fried Chicken $1.36 $1.57
Milk $4.5 $4.67
Potatoes $5.28 $4.93
Pizza $10.84 $12.09
Beer $9.47 $10.41
Toothpaste $3.75 $3.7

Detailed Centralia Health Costs Vs. Illinois

Item Centralia Illinois
Optometrist $125.72 $125.68
Doctor $124.51 $135.78
Dentist $100.78 $113.29

Detailed Centralia Transportation Costs Vs. Illinois

Item Centralia Illinois
Gasoline $3.2 $3.46
Tire Balancing $50.0 $59.92

Detailed Centralia Utilities Costs Vs. Illinois

Item Centralia Illinois
All Electricity $133.84 $193.99
Phone $188.69 $192.25

Centralia SnackAbility

5
/10
Overall SnackAbility
Jobs
4/10
Housing
3
Affordability
8.5
Diversity
8
Safety
5
Amenities
8.5
Education
6
Commute
9.5

Cost Of Living In Cities Around Centralia

The cost of living varies in the cities and towns around Centralia. Here's a quick look at the cost of living in the most populous nearby places:

  • O'Fallon, IL has a cost of living index of 102, 1.3x Centralia.

  • Central, LA has a cost of living index of 106, 1.3x Centralia.

  • Fairview Heights, IL has a cost of living index of 94, 1.2x Centralia.

City Population Cost Of Living Vs. Centralia
O'Fallon, IL 32,139 102 1.3x
Central, LA 29,603 106 1.3x
Fairview Heights, IL 16,255 94 1.2x
Swansea, IL 14,603 93 1.2x
Shiloh, IL 14,109 101 1.3x
Glen Carbon, IL 13,521 102 1.3x
Troy, IL 10,889 94 1.2x
Highland, IL 10,268 92 1.2x
Mascoutah, IL 8,743 93 1.2x
Maryville, IL 8,280 99 1.3x

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