What is the cost of living in Swansea, IL?
According to the most recent data on the cost of living, Swansea has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.
Compared to Illinois, Swansea has a cost of living index that's 1.0x higher than Illinois's index of 98.
The standard of living in Swansea ranks as #144 most affordable out of the 336 places we measured in Illinois. By definition, that implies Swansea ranks as the #192 most expensive place in the Prairie State.
For more reading on life in Swansea, check out:
Swansea Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Swansea. Here is how it fares on each of the criteria:
The Services index in Swansea is 101.
The Groceries index in Swansea is 101.
The Health index in Swansea is 100.
The Housing index in Swansea is 99.
The Transportation index in Swansea is 96.
The Utilities index in Swansea is 95.
| Living Expense | Swansea | Illinois | National Average |
|---|---|---|---|
| Overall | 100 | 98 | 100 |
| Services | 101 | 99 | 100 |
| Groceries | 101 | 99 | 100 |
| Health | 100 | 96 | 100 |
| Housing | 99 | 101 | 100 |
| Transportation | 96 | 99 | 100 |
| Utilities | 95 | 101 | 100 |
Swansea Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Swansea Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Swansea, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Swansea is $263,376.
The Median Rent in Swansea is $1,137.
The Median Income in Swansea is $91,587.
The Home Value To Income in Swansea is 2.9x.
The Rent To Monthly Income in Swansea is 0.15x.
Swansea, IL Costs By Category
Detailed Swansea Services costs vs. Illinois
Detailed Swansea Groceries costs vs. Illinois
Detailed Swansea Health costs vs. Illinois
Detailed Swansea Transportation costs vs. Illinois
Swansea SnackAbility
Cost Of Living In Cities Around Swansea
The cost of living varies in the cities and towns around Swansea. Here's a quick look at the cost of living in the most populous nearby places:
Belleville, IL has a cost of living index of 88, 0.9x Swansea.
O'Fallon, IL has a cost of living index of 107, 1.1x Swansea.
Edwardsville, IL has a cost of living index of 104, 1.0x Swansea.
| City | Population | Cost Of Living | Vs. Swansea |
|---|---|---|---|
| Belleville, IL | 41,370 | 88 | 0.9x |
| O'Fallon, IL | 32,262 | 107 | 1.1x |
| Edwardsville, IL | 26,474 | 104 | 1.0x |
| Fairview Heights, IL | 16,745 | 95 | 0.9x |
| Shiloh, IL | 14,572 | 104 | 1.0x |
| Glen Carbon, IL | 13,977 | 106 | 1.1x |
| Troy, IL | 11,647 | 102 | 1.0x |
| Waterloo, IL | 11,129 | 99 | 1.0x |
| Columbia, IL | 11,127 | 103 | 1.0x |
| Mascoutah, IL | 8,816 | 100 | 1.0x |
