What is the cost of living in Eureka, IL?
According to the most recent data on the cost of living, Eureka has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Illinois, Eureka has a cost of living index that's 0.9x lower than Illinois's index of 98.
The standard of living in Eureka ranks as #61 most affordable out of the 336 places we measured in Illinois. By definition, that implies Eureka ranks as the #275 most expensive place in the Prairie State.
For more reading on life in Eureka, check out:
Eureka Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Eureka. Here is how it fares on each of the criteria:
The Services index in Eureka is 96.
The Groceries index in Eureka is 99.
The Health index in Eureka is 71.
The Housing index in Eureka is 102.
The Transportation index in Eureka is 101.
The Utilities index in Eureka is 99.
| Living Expense | Eureka | Illinois | National Average |
|---|---|---|---|
| Overall | 89 | 98 | 100 |
| Services | 96 | 99 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 71 | 96 | 100 |
| Housing | 102 | 101 | 100 |
| Transportation | 101 | 99 | 100 |
| Utilities | 99 | 101 | 100 |
Eureka Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Eureka Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Eureka, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Eureka is $205,467.
The Median Rent in Eureka is $692.
The Median Income in Eureka is $56,048.
The Home Value To Income in Eureka is 3.7x.
The Rent To Monthly Income in Eureka is 0.15x.
Eureka, IL Costs By Category
Detailed Eureka Services costs vs. Illinois
Detailed Eureka Groceries costs vs. Illinois
Detailed Eureka Health costs vs. Illinois
Detailed Eureka Transportation costs vs. Illinois
Eureka SnackAbility
Cost Of Living In Cities Around Eureka
The cost of living varies in the cities and towns around Eureka. Here's a quick look at the cost of living in the most populous nearby places:
Peoria, IL has a cost of living index of 92, 1.0x Eureka.
East Peoria, IL has a cost of living index of 93, 1.0x Eureka.
Morton, IL has a cost of living index of 103, 1.2x Eureka.
| City | Population | Cost Of Living | Vs. Eureka |
|---|---|---|---|
| Peoria, IL | 112,169 | 92 | 1.0x |
| East Peoria, IL | 22,324 | 93 | 1.0x |
| Morton, IL | 16,595 | 103 | 1.2x |
| Washington, IL | 15,919 | 102 | 1.1x |
| Chillicothe, IL | 5,900 | 93 | 1.0x |
| Peoria Heights, IL | 5,825 | 89 | 1.0x |
