Litchfield, IL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Litchfield, IL Summary

Cost of living in Litchfield research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Litchfield is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Illinois, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Litchfield is 79, with 100 being the average.

  • The cost of living index in Litchfield is 0.8x lower than the national average.

  • Litchfield ranks as the #10 cheapest in Illinois out of 336.

  • Litchfield ranks as the #76 cheapest out of 6,489 in the US.

  • The median home value in Litchfield is $121,904.

  • The median income in Litchfield is $54,190.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
79
Litchfield's Overall Cost Of Living
0.8x
Lower Than The National Average

What is the cost of living in Litchfield, IL?

According to the most recent data on the cost of living, Litchfield has an overall cost of living index of 79, which is 0.8x lower than the national index of 100.

Compared to Illinois, Litchfield has a cost of living index that's 0.8x lower than Illinois's index of 97.

The standard of living in Litchfield ranks as #10 most affordable out of the 336 places we measured in Illinois. By definition, that implies Litchfield ranks as the #326 most expensive place in the Prairie State.

For more reading on life in Litchfield, check out:

10 out of 336
In Illinois
76 out of 6,489
In America

Litchfield Cost Of Living Vs. Illinois

Six factors go into calculating the cost of living index in Litchfield. Here is how it fairs on each of the criteria:

  • The Services index in Litchfield is 89.

  • The Groceries index in Litchfield is 98.

  • The Health index in Litchfield is 91.

  • The Housing index in Litchfield is 51.

  • The Transportation index in Litchfield is 107.

  • The Utilities index in Litchfield is 99.

Living Expense Litchfield Illinois National Average
Overall 79 97 100
Services 89 95 100
Groceries 98 99 100
Health 91 93 100
Housing 51 95 100
Transportation 107 102 100
Utilities 99 91 100
For more reading on cost of living around Illinois, check out:
Litchfield Cost of Living Vs. IL

Litchfield, IL Housing Cost Breakdown

Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Litchfield is $121,904.

  • The Median Rent in Litchfield is $645.

  • The Median Income in Litchfield is $54,190.

  • The Home Value To Income in Litchfield is 2.2x.

  • The Rent To Monthly Income in Litchfield is 0.14x.

Statistic Litchfield Illinois United States
Median Home Value $121,904 $283,508 $303,400
Median Rent $645 $1,227 $1,348
Median Income $54,190 $81,702 $78,538
Home Value To Income 2.2x 3.5x 3.9x
Rent To Monthly Income 0.14x 0.18x 0.21x
$121,904
Median Home Value
$645
Median Rent
$54,190
Median Income

Litchfield, IL Costs By Category

Detailed Litchfield Services Costs Vs. Illinois

Item Litchfield Illinois
Shampoo $1.2 $1.28
Movie $10.96 $12.13
Bowling $20.0 $18
Haircut $15.0 $24.26
Beauty Salon $30.0 $45.56

Detailed Litchfield Groceries Costs Vs. Illinois

Item Litchfield Illinois
Ground Beef $5.77 $5.84
Fried Chicken $1.35 $1.57
Milk $4.63 $4.67
Potatoes $5.1 $4.93
Pizza $14.32 $12.09
Beer $9.43 $10.41
Toothpaste $3.76 $3.7

Detailed Litchfield Health Costs Vs. Illinois

Item Litchfield Illinois
Optometrist $120.83 $125.68
Doctor $121.67 $135.78
Dentist $100.0 $113.29

Detailed Litchfield Transportation Costs Vs. Illinois

Item Litchfield Illinois
Gasoline $3.6 $3.46
Tire Balancing $72.5 $59.92

Detailed Litchfield Utilities Costs Vs. Illinois

Item Litchfield Illinois
All Electricity $181.08 $193.99
Phone $195.03 $192.25

Litchfield SnackAbility

5
/10
Overall SnackAbility
Jobs
7/10
Housing
3
Affordability
9
Diversity
3
Safety
8.5
Amenities
8
Education
8
Commute
8.5

Cost Of Living In Cities Around Litchfield

The cost of living varies in the cities and towns around Litchfield. Here's a quick look at the cost of living in the most populous nearby places:

  • O'Fallon, IL has a cost of living index of 102, 1.3x Litchfield.

  • Edwardsville, IL has a cost of living index of 100, 1.3x Litchfield.

  • Chatham, IL has a cost of living index of 98, 1.2x Litchfield.

City Population Cost Of Living Vs. Litchfield
O'Fallon, IL 32,139 102 1.3x
Edwardsville, IL 26,543 100 1.3x
Chatham, IL 14,740 98 1.2x
Swansea, IL 14,603 93 1.2x
Shiloh, IL 14,109 101 1.3x
Glen Carbon, IL 13,521 102 1.3x
Troy, IL 10,889 94 1.2x
Bethalto, IL 9,244 89 1.1x
Mascoutah, IL 8,743 93 1.2x
Maryville, IL 8,280 99 1.3x

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