What is the cost of living in Litchfield, IL?
According to the most recent data on the cost of living, Litchfield has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.
Compared to Illinois, Litchfield has a cost of living index that's 0.9x lower than Illinois's index of 98.
The standard of living in Litchfield ranks as #27 most affordable out of the 336 places we measured in Illinois. By definition, that implies Litchfield ranks as the #309 most expensive place in the Prairie State.
For more reading on life in Litchfield, check out:
Litchfield Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Litchfield. Here is how it fares on each of the criteria:
The Services index in Litchfield is 98.
The Groceries index in Litchfield is 99.
The Health index in Litchfield is 53.
The Housing index in Litchfield is 102.
The Transportation index in Litchfield is 97.
The Utilities index in Litchfield is 98.
| Living Expense | Litchfield | Illinois | National Average |
|---|---|---|---|
| Overall | 85 | 98 | 100 |
| Services | 98 | 99 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 53 | 96 | 100 |
| Housing | 102 | 101 | 100 |
| Transportation | 97 | 99 | 100 |
| Utilities | 98 | 101 | 100 |
Litchfield Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Litchfield Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Litchfield, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Litchfield is $121,156.
The Median Rent in Litchfield is $675.
The Median Income in Litchfield is $53,958.
The Home Value To Income in Litchfield is 2.2x.
The Rent To Monthly Income in Litchfield is 0.15x.
| Statistic | Litchfield | Illinois | United States |
|---|---|---|---|
| Median Home Value | $121,156 | $285,735 | $332,700 |
| Median Rent | $675 | $1,274 | $1,413 |
| Median Income | $53,958 | $83,390 | $80,734 |
| Home Value To Income | 2.2x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.18x | 0.21x |
Litchfield, IL Costs By Category
Detailed Litchfield Services costs vs. Illinois
| Item | Litchfield | Illinois |
|---|---|---|
| Shampoo | $1.2 | $1.28 |
| Movie | $10.96 | $12.13 |
| Bowling | $20.0 | $18 |
| Haircut | $15.0 | $24.26 |
| Beauty Salon | $30.0 | $45.56 |
Detailed Litchfield Groceries costs vs. Illinois
| Item | Litchfield | Illinois |
|---|---|---|
| Ground Beef | $5.77 | $5.84 |
| Fried Chicken | $1.35 | $1.57 |
| Milk | $4.63 | $4.67 |
| Potatoes | $5.1 | $4.93 |
| Pizza | $14.32 | $12.09 |
| Beer | $9.43 | $10.41 |
| Toothpaste | $3.76 | $3.7 |
Detailed Litchfield Health costs vs. Illinois
| Item | Litchfield | Illinois |
|---|---|---|
| Optometrist | $120.83 | $125.68 |
| Doctor | $121.67 | $135.78 |
| Dentist | $100.0 | $113.29 |
Detailed Litchfield Transportation costs vs. Illinois
| Item | Litchfield | Illinois |
|---|---|---|
| Gasoline | $3.6 | $3.46 |
| Tire Balancing | $72.5 | $59.92 |
Detailed Litchfield Utilities costs vs. Illinois
| Item | Litchfield | Illinois |
|---|---|---|
| All Electricity | $181.08 | $193.99 |
| Phone | $195.03 | $192.25 |
Litchfield SnackAbility
Cost Of Living In Cities Around Litchfield
The cost of living varies in the cities and towns around Litchfield. Here's a quick look at the cost of living in the most populous nearby places:
O'Fallon, IL has a cost of living index of 107, 1.3x Litchfield.
Edwardsville, IL has a cost of living index of 104, 1.2x Litchfield.
Swansea, IL has a cost of living index of 100, 1.2x Litchfield.
| City | Population | Cost Of Living | Vs. Litchfield |
|---|---|---|---|
| O'Fallon, IL | 32,262 | 107 | 1.3x |
| Edwardsville, IL | 26,474 | 104 | 1.2x |
| Swansea, IL | 14,710 | 100 | 1.2x |
| Chatham, IL | 14,639 | 103 | 1.2x |
| Shiloh, IL | 14,572 | 104 | 1.2x |
| Glen Carbon, IL | 13,977 | 106 | 1.2x |
| Troy, IL | 11,647 | 102 | 1.2x |
| Bethalto, IL | 9,239 | 91 | 1.1x |
| Mascoutah, IL | 8,816 | 100 | 1.2x |
| Maryville, IL | 8,316 | 102 | 1.2x |
