St. Charles, IL Cost Of Living
Cost Of Living In St. Charles, IL Summary
Cost of living in St. Charles research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means St. Charles is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Illinois, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in St. Charles is 120, with 100 being the average.
The cost of living index in St. Charles is 1.2x higher than the national average.
St. Charles ranks as the #277 cheapest in Illinois out of 336.
St. Charles ranks as the #4,411 cheapest out of 6,489 in the US.
The median home value in St. Charles is $450,188.
The median income in St. Charles is $115,350.
Table Of Contents
St. Charles's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in St. Charles, IL?
According to the most recent data on the cost of living, St. Charles has an overall cost of living index of 120, which is 1.2x higher than the national index of 100.
Compared to Illinois, St. Charles has a cost of living index that's 1.2x higher than Illinois's index of 97.
The standard of living in St. Charles ranks as #277 most affordable out of the 336 places we measured in Illinois. By definition, that implies St. Charles ranks as the #59 most expensive place in the Prairie State.
For more reading on life in St. Charles, check out:
In Illinois
In America
St. Charles Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in St. Charles. Here is how it fairs on each of the criteria:
The Services index in St. Charles is 105.
The Groceries index in St. Charles is 97.
The Health index in St. Charles is 100.
The Housing index in St. Charles is 160.
The Transportation index in St. Charles is 116.
The Utilities index in St. Charles is 80.
| Living Expense | St. Charles | Illinois | National Average | |
|---|---|---|---|---|
| Overall | 120 | 97 | 100 | |
| Services | 105 | 95 | 100 | |
| Groceries | 97 | 99 | 100 | |
| Health | 100 | 93 | 100 | |
| Housing | 160 | 95 | 100 | |
| Transportation | 116 | 102 | 100 | |
| Utilities | 80 | 91 | 100 | |
St. Charles, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in St. Charles is $450,188.
The Median Rent in St. Charles is $1,788.
The Median Income in St. Charles is $115,350.
The Home Value To Income in St. Charles is 3.9x.
The Rent To Monthly Income in St. Charles is 0.19x.
| Statistic | St. Charles | Illinois | United States |
|---|---|---|---|
| Median Home Value | $450,188 | $283,508 | $303,400 |
| Median Rent | $1,788 | $1,227 | $1,348 |
| Median Income | $115,350 | $81,702 | $78,538 |
| Home Value To Income | 3.9x | 3.5x | 3.9x |
| Rent To Monthly Income | 0.19x | 0.18x | 0.21x |
Median Home Value
Median Rent
Median Income
St. Charles, IL Costs By Category
Detailed St. Charles Services Costs Vs. Illinois
| Item | St. Charles | Illinois |
|---|---|---|
| Shampoo | $1.32 | $1.28 |
| Movie | $9.99 | $12.13 |
| Bowling | $16.0 | $18 |
| Haircut | $19.72 | $24.26 |
| Beauty Salon | $37.22 | $45.56 |
Detailed St. Charles Groceries Costs Vs. Illinois
| Item | St. Charles | Illinois |
|---|---|---|
| Ground Beef | $5.94 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.55 | $4.67 |
| Potatoes | $5.08 | $4.93 |
| Pizza | $10.69 | $12.09 |
| Beer | $9.61 | $10.41 |
| Toothpaste | $3.72 | $3.7 |
Detailed St. Charles Health Costs Vs. Illinois
| Item | St. Charles | Illinois |
|---|---|---|
| Optometrist | $86.67 | $125.68 |
| Doctor | $110.0 | $135.78 |
| Dentist | $82.0 | $113.29 |
Detailed St. Charles Transportation Costs Vs. Illinois
| Item | St. Charles | Illinois |
|---|---|---|
| Gasoline | $3.52 | $3.46 |
| Tire Balancing | $45.0 | $59.92 |
Detailed St. Charles Utilities Costs Vs. Illinois
| Item | St. Charles | Illinois |
|---|---|---|
| All Electricity | $156.87 | $193.99 |
| Phone | $198.03 | $192.25 |
St. Charles SnackAbility
/10
Cost Of Living In Cities Around St. Charles
The cost of living varies in the cities and towns around St. Charles. Here's a quick look at the cost of living in the most populous nearby places:
Naperville, IL has a cost of living index of 133, 1.1x St. Charles.
Elgin, IL has a cost of living index of 107, 0.9x St. Charles.
Palatine, IL has a cost of living index of 116, 1.0x St. Charles.
| City | Population | Cost Of Living | Vs. St. Charles |
|---|---|---|---|
| Naperville, IL | 149,424 | 133 | 1.1x |
| Elgin, IL | 114,106 | 107 | 0.9x |
| Palatine, IL | 66,548 | 116 | 1.0x |
| Wheaton, IL | 53,453 | 128 | 1.1x |
| Hoffman Estates, IL | 51,186 | 118 | 1.0x |
| Elmhurst, IL | 45,538 | 139 | 1.2x |
| Bartlett, IL | 40,531 | 122 | 1.0x |
| Glen Ellyn, IL | 28,270 | 135 | 1.1x |
| Batavia, IL | 26,730 | 118 | 1.0x |
| West Chicago, IL | 25,434 | 112 | 0.9x |
