St. Charles, IL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In St. Charles, IL Summary

Cost of living in St. Charles research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means St. Charles is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Illinois, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in St. Charles is 110, with 100 being the average.

  • The cost of living index in St. Charles is 1.1x higher than the national average.

  • St. Charles ranks as the #242 cheapest in Illinois out of 338.

  • St. Charles ranks as the #4,128 cheapest out of 6,412 in the US.

  • The median home value in St. Charles is $317,400.

  • The median income in St. Charles is $106,069.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
110
St. Charles's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in St. Charles, IL?

According to the most recent data on the cost of living, St. Charles has an overall cost of living index of 110, which is 1.1x higher than the national index of 100.

Compared to Illinois, St. Charles has a cost of living index that's 1.2x higher than Illinois's index of 92.

The standard of living in St. Charles ranks as #242 most affordable out of the 338 places we measured in Illinois. By definition, that implies St. Charles ranks as the #96 most expensive place in the Prairie State.

For more reading on life in St. Charles, check out:

242 out of 338
In Illinois
4,128 out of 6,412
In America

St. Charles Cost Of Living Vs. Illinois

Six factors go into calculating the cost of living index in St. Charles. Here is how it fairs on each of the criteria:

  • The Services index in St. Charles is 98.

  • The Groceries index in St. Charles is 97.

  • The Health index in St. Charles is 111.

  • The Housing index in St. Charles is 143.

  • The Transportation index in St. Charles is 112.

  • The Utilities index in St. Charles is 90.

Living Expense St. Charles Illinois National Average
Overall 110 92 100
Services 98 95 100
Groceries 97 98 100
Health 111 96 100
Housing 143 81 100
Transportation 112 105 100
Utilities 90 90 100
For more reading on cost of living around Illinois, check out:
St. Charles Cost of Living Vs. IL

St. Charles, IL Housing Cost Breakdown

Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in St. Charles is $317,400.

  • The Median Rent in St. Charles is $1,512.

  • The Median Income in St. Charles is $106,069.

  • The Home Value To Income in St. Charles is 3.0x.

  • The Rent To Monthly Income in St. Charles is 0.17x.

Statistic St. Charles Illinois United States
Median Home Value $317,400 $212,600 $244,900
Median Rent $1,512 $1,097 $1,163
Median Income $106,069 $72,563 $69,021
Home Value To Income 3.0x 2.9x 3.5x
Rent To Monthly Income 0.17x 0.18x 0.2x
Search Homes For Sale In St. Charles, IL
$317,400
Median Home Value
$1,512
Median Rent
$106,069
Median Income

St. Charles, IL Costs By Category

Detailed St. Charles Services Costs Vs. Illinois

Item St. Charles Illinois
Shampoo $1.08 $1.06
Movie $10.54 $10.68
Bowling $15.5 $14.67
Haircut $20.12 $18.62
Beauty Salon $37.89 $39.05

Detailed St. Charles Groceries Costs Vs. Illinois

Item St. Charles Illinois
Ground Beef $4.97 $4.22
Fried Chicken $1.29 $1.39
Milk $1.69 $2.05
Potatoes $3.81 $3.29
Pizza $10.98 $10.62
Beer $8.53 $9.38
Toothpaste $2.73 $2.34

Detailed St. Charles Health Costs Vs. Illinois

Item St. Charles Illinois
Optometrist $107.11 $108.57
Doctor $157.4 $116.17
Dentist $103.57 $99.13

Detailed St. Charles Transportation Costs Vs. Illinois

Item St. Charles Illinois
Gasoline $2.4 $2.22
Tire Balancing $56.78 $50.07

Detailed St. Charles Utilities Costs Vs. Illinois

Item St. Charles Illinois
All Electricity $130.12 $167.67
Phone $191.29 $175.64

St. Charles SnackAbility

7
/10
Overall SnackAbility
Jobs
8.5/10
Housing
9
Affordability
8
Diversity
8
Safety
8.5
Amenities
9
Education
9
Commute
5

Cost Of Living In Cities Around St. Charles

The cost of living varies in the cities and towns around St. Charles. Here's a quick look at the cost of living in the most populous nearby places:

  • Naperville, IL has a cost of living index of 125, 1.1x St. Charles.

  • Elgin, IL has a cost of living index of 103, 0.9x St. Charles.

  • Palatine, IL has a cost of living index of 117, 1.1x St. Charles.

City Population Cost Of Living Vs. St. Charles
Naperville, IL 149,013 125 1.1x
Elgin, IL 114,156 103 0.9x
Palatine, IL 67,754 117 1.1x
Wheaton, IL 53,762 118 1.1x
Hoffman Estates, IL 52,153 118 1.1x
Elmhurst, IL 45,661 131 1.2x
Bartlett, IL 41,126 117 1.1x
Glen Ellyn, IL 28,506 132 1.2x
Batavia, IL 26,261 112 1.0x
West Chicago, IL 25,881 107 1.0x

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