What is the cost of living in Mishawaka, IN?
According to the most recent data on the cost of living, Mishawaka has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.
Compared to Indiana, Mishawaka has a cost of living index that's 0.9x lower than Indiana's index of 90.
The standard of living in Mishawaka ranks as #29 most affordable out of the 129 places we measured in Indiana. By definition, that implies Mishawaka ranks as the #100 most expensive place in the Hoosier State.
For more reading on life in Mishawaka, check out:
Mishawaka Cost Of Living Vs. Indiana
Six factors go into calculating the cost of living index in Mishawaka. Here is how it fares on each of the criteria:
The Services index in Mishawaka is 97.
The Groceries index in Mishawaka is 99.
The Health index in Mishawaka is 68.
The Housing index in Mishawaka is 96.
The Transportation index in Mishawaka is 98.
The Utilities index in Mishawaka is 101.
| Living Expense | Mishawaka | Indiana | National Average |
|---|---|---|---|
| Overall | 85 | 90 | 100 |
| Services | 97 | 97 | 100 |
| Groceries | 99 | 95 | 100 |
| Health | 68 | 72 | 100 |
| Housing | 96 | 98 | 100 |
| Transportation | 98 | 94 | 100 |
| Utilities | 101 | 96 | 100 |
Mishawaka Cost Of Living Compared To Indiana Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Indiana, check out:
Protect your home budget Compare home warranties in Mishawaka Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Mishawaka, IN Housing Cost Breakdown
Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Mishawaka is $206,366.
The Median Rent in Mishawaka is $1,070.
The Median Income in Mishawaka is $54,291.
The Home Value To Income in Mishawaka is 3.8x.
The Rent To Monthly Income in Mishawaka is 0.24x.
Mishawaka, IN Costs By Category
Detailed Mishawaka Services costs vs. Indiana
Detailed Mishawaka Groceries costs vs. Indiana
Detailed Mishawaka Health costs vs. Indiana
Detailed Mishawaka Transportation costs vs. Indiana
Mishawaka SnackAbility
Cost Of Living In Cities Around Mishawaka
The cost of living varies in the cities and towns around Mishawaka. Here's a quick look at the cost of living in the most populous nearby places:
South Bend, IN has a cost of living index of 85, 1.0x Mishawaka.
Elkhart, IN has a cost of living index of 84, 1.0x Mishawaka.
Goshen, IN has a cost of living index of 88, 1.0x Mishawaka.
| City | Population | Cost Of Living | Vs. Mishawaka |
|---|---|---|---|
| South Bend, IN | 103,085 | 85 | 1.0x |
| Elkhart, IN | 53,733 | 84 | 1.0x |
| Goshen, IN | 34,420 | 88 | 1.0x |
| Granger, IN | 30,321 | 106 | 1.2x |
| Niles, MI | 11,803 | 85 | 1.0x |
| Notre Dame, IN | 6,890 | 90 | 1.1x |
| Nappanee, IN | 6,815 | 89 | 1.0x |
| Dunlap, IN | 6,109 | 93 | 1.1x |
