What is the cost of living in Henderson, KY?
According to the most recent data on the cost of living, Henderson has an overall cost of living index of 87, which is 0.9x lower than the national index of 100.
Compared to Kentucky, Henderson has a cost of living index that's 1.0x lower than Kentucky's index of 89.
The standard of living in Henderson ranks as #15 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Henderson ranks as the #70 most expensive place in the Bluegrass State.
For more reading on life in Henderson, check out:
Henderson Cost Of Living Vs. Kentucky
Six factors go into calculating the cost of living index in Henderson. Here is how it fares on each of the criteria:
The Services index in Henderson is 96.
The Groceries index in Henderson is 95.
The Health index in Henderson is 66.
The Housing index in Henderson is 98.
The Transportation index in Henderson is 92.
The Utilities index in Henderson is 97.
| Living Expense | Henderson | Kentucky | National Average |
|---|---|---|---|
| Overall | 87 | 89 | 100 |
| Services | 96 | 100 | 100 |
| Groceries | 95 | 98 | 100 |
| Health | 66 | 68 | 100 |
| Housing | 98 | 98 | 100 |
| Transportation | 92 | 95 | 100 |
| Utilities | 97 | 96 | 100 |
Henderson Cost Of Living Compared To Kentucky Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kentucky, check out:
Protect your home budget Compare home warranties in Henderson Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Henderson, KY Housing Cost Breakdown
Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Henderson is $198,771.
The Median Rent in Henderson is $771.
The Median Income in Henderson is $48,186.
The Home Value To Income in Henderson is 4.1x.
The Rent To Monthly Income in Henderson is 0.19x.
Henderson, KY Costs By Category
Detailed Henderson Services costs vs. Kentucky
Detailed Henderson Groceries costs vs. Kentucky
Detailed Henderson Health costs vs. Kentucky
Detailed Henderson Transportation costs vs. Kentucky
Henderson SnackAbility
Cost Of Living In Cities Around Henderson
The cost of living varies in the cities and towns around Henderson. Here's a quick look at the cost of living in the most populous nearby places:
Evansville, IN has a cost of living index of 88, 1.0x Henderson.
Owensboro, KY has a cost of living index of 89, 1.0x Henderson.
Elizabethtown, KY has a cost of living index of 93, 1.1x Henderson.
| City | Population | Cost Of Living | Vs. Henderson |
|---|---|---|---|
| Evansville, IN | 116,116 | 88 | 1.0x |
| Owensboro, KY | 60,302 | 89 | 1.0x |
| Elizabethtown, KY | 32,576 | 93 | 1.1x |
| Central, LA | 29,783 | 105 | 1.2x |
| Madisonville, KY | 19,515 | 89 | 1.0x |
| Mount Carmel, IL | 6,854 | 85 | 1.0x |
| Mount Vernon, IN | 6,400 | 91 | 1.0x |
| Huntingburg, IN | 6,396 | 81 | 0.9x |
| Highland, IN | 5,114 | 97 | 1.1x |
