What is the cost of living in Union, KY?
According to the most recent data on the cost of living, Union has an overall cost of living index of 116, which is 1.2x higher than the national index of 100.
Compared to Kentucky, Union has a cost of living index that's 1.3x higher than Kentucky's index of 89.
The standard of living in Union ranks as #85 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Union ranks as the #0 most expensive place in the Bluegrass State.
For more reading on life in Union, check out:
Union Cost Of Living Vs. Kentucky
Six factors go into calculating the cost of living index in Union. Here is how it fares on each of the criteria:
The Services index in Union is 94.
The Groceries index in Union is 95.
The Health index in Union is 165.
The Housing index in Union is 96.
The Transportation index in Union is 97.
The Utilities index in Union is 95.
| Living Expense | Union | Kentucky | National Average |
|---|---|---|---|
| Overall | 116 | 89 | 100 |
| Services | 94 | 100 | 100 |
| Groceries | 95 | 98 | 100 |
| Health | 165 | 68 | 100 |
| Housing | 96 | 98 | 100 |
| Transportation | 97 | 95 | 100 |
| Utilities | 95 | 96 | 100 |
Union Cost Of Living Compared To Kentucky Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kentucky, check out:
Protect your home budget Compare home warranties in Union Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Union, KY Housing Cost Breakdown
Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Union is $449,092.
The Median Rent in Union is $1,657.
The Median Income in Union is $136,712.
The Home Value To Income in Union is 3.3x.
The Rent To Monthly Income in Union is 0.15x.
Union, KY Costs By Category
Detailed Union Services costs vs. Kentucky
Detailed Union Groceries costs vs. Kentucky
Detailed Union Health costs vs. Kentucky
Detailed Union Transportation costs vs. Kentucky
Union SnackAbility
Cost Of Living In Cities Around Union
The cost of living varies in the cities and towns around Union. Here's a quick look at the cost of living in the most populous nearby places:
Kettering, OH has a cost of living index of 92, 0.8x Union.
Oxford, OH has a cost of living index of 98, 0.8x Union.
Vandalia, OH has a cost of living index of 89, 0.8x Union.
| City | Population | Cost Of Living | Vs. Union |
|---|---|---|---|
| Kettering, OH | 57,206 | 92 | 0.8x |
| Oxford, OH | 21,753 | 98 | 0.8x |
| Vandalia, OH | 15,053 | 89 | 0.8x |
| Clayton, OH | 13,277 | 93 | 0.8x |
| Greenville, OH | 12,741 | 83 | 0.7x |
| Celina, OH | 10,903 | 88 | 0.8x |
| Wapakoneta, OH | 9,894 | 85 | 0.7x |
| St. Marys, OH | 8,301 | 90 | 0.8x |
| Union, OH | 7,037 | 91 | 0.8x |
| Germantown, OH | 5,825 | 94 | 0.8x |
