Union, KY Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-23

Cost Of Living In Union, KY Summary

Cost of living in Union research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Union is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Kentucky, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Union is 121, with 100 being the average.

  • The cost of living index in Union is 1.2x higher than the national average.

  • Union ranks as the #83 cheapest in Kentucky out of 84.

  • Union ranks as the #4,476 cheapest out of 6,489 in the US.

  • The median home value in Union is $444,406.

  • The median income in Union is $139,013.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
121
Union's Overall Cost Of Living
1.2x
Higher Than The National Average

What is the cost of living in Union, KY?

According to the most recent data on the cost of living, Union has an overall cost of living index of 121, which is 1.2x higher than the national index of 100.

Compared to Kentucky, Union has a cost of living index that's 1.3x higher than Kentucky's index of 91.

The standard of living in Union ranks as #83 most affordable out of the 84 places we measured in Kentucky. By definition, that implies Union ranks as the #1 most expensive place in the Bluegrass State.

For more reading on life in Union, check out:

83 out of 84
In Kentucky
4,476 out of 6,489
In America

Union Cost Of Living Vs. Kentucky

Six factors go into calculating the cost of living index in Union. Here is how it fairs on each of the criteria:

  • The Services index in Union is 104.

  • The Groceries index in Union is 101.

  • The Health index in Union is 104.

  • The Housing index in Union is 161.

  • The Transportation index in Union is 103.

  • The Utilities index in Union is 101.

Living Expense Union Kentucky National Average
Overall 121 91 100
Services 104 101 100
Groceries 101 99 100
Health 104 85 100
Housing 161 68 100
Transportation 103 92 100
Utilities 101 105 100
For more reading on cost of living around Kentucky, check out:
Union Cost of Living Vs. KY

Union, KY Housing Cost Breakdown

Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Union is $444,406.

  • The Median Rent in Union is $1,721.

  • The Median Income in Union is $139,013.

  • The Home Value To Income in Union is 3.2x.

  • The Rent To Monthly Income in Union is 0.15x.

Statistic Union Kentucky United States
Median Home Value $444,406 $226,606 $303,400
Median Rent $1,721 $933 $1,348
Median Income $139,013 $62,417 $78,538
Home Value To Income 3.2x 3.6x 3.9x
Rent To Monthly Income 0.15x 0.18x 0.21x
$444,406
Median Home Value
$1,721
Median Rent
$139,013
Median Income

Union, KY Costs By Category

Detailed Union Services Costs Vs. Kentucky

Item Union Kentucky
Shampoo $1.27 $1.28
Movie $14.35 $12.13
Bowling $17.56 $18.0
Haircut $25.13 $24.26
Beauty Salon $37.93 $45.56

Detailed Union Groceries Costs Vs. Kentucky

Item Union Kentucky
Ground Beef $5.91 $5.84
Fried Chicken $1.72 $1.57
Milk $4.8 $4.67
Potatoes $5.05 $4.93
Pizza $11.92 $12.09
Beer $10.63 $10.41
Toothpaste $3.6 $3.7

Detailed Union Health Costs Vs. Kentucky

Item Union Kentucky
Optometrist $105.42 $125.68
Doctor $159.4 $135.78
Dentist $106.67 $113.29

Detailed Union Transportation Costs Vs. Kentucky

Item Union Kentucky
Gasoline $3.27 $3.46
Tire Balancing $73.09 $59.92

Detailed Union Utilities Costs Vs. Kentucky

Item Union Kentucky
All Electricity $197.1 $193.99
Phone $186.48 $192.25

Union SnackAbility

7
/10
Overall SnackAbility
Jobs
9/10
Housing
9
Affordability
8.5
Diversity
5
Safety
N/A
Amenities
8
Education
9.5
Commute
7

Cost Of Living In Cities Around Union

The cost of living varies in the cities and towns around Union. Here's a quick look at the cost of living in the most populous nearby places:

  • Kettering, OH has a cost of living index of 95, 0.8x Union.

  • Oxford, OH has a cost of living index of 95, 0.8x Union.

  • Vandalia, OH has a cost of living index of 94, 0.8x Union.

City Population Cost Of Living Vs. Union
Kettering, OH 57,442 95 0.8x
Oxford, OH 22,069 95 0.8x
Vandalia, OH 15,100 94 0.8x
Clayton, OH 13,269 96 0.8x
Greenville, OH 12,748 83 0.7x
Celina, OH 11,017 94 0.8x
Wapakoneta, OH 9,867 92 0.8x
St. Marys, OH 8,319 94 0.8x
Union, OH 6,930 93 0.8x
Brookville, OH 6,234 93 0.8x

Articles About Kentucky

Enjoy The Snack?