What is the cost of living in Beltsville, MD?
According to the most recent data on the cost of living, Beltsville has an overall cost of living index of 132, which is 1.3x higher than the national index of 100.
Compared to Maryland, Beltsville has a cost of living index that's 1.1x higher than Maryland's index of 121.
The standard of living in Beltsville ranks as #110 most affordable out of the 195 places we measured in Maryland. By definition, that implies Beltsville ranks as the #85 most expensive place in the Old Line State.
For more reading on life in Beltsville, check out:
Beltsville Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Beltsville. Here is how it fares on each of the criteria:
The Services index in Beltsville is 107.
The Groceries index in Beltsville is 106.
The Health index in Beltsville is 188.
The Housing index in Beltsville is 111.
The Transportation index in Beltsville is 103.
The Utilities index in Beltsville is 107.
| Living Expense | Beltsville | Maryland | National Average |
|---|---|---|---|
| Overall | 132 | 121 | 100 |
| Services | 107 | 104 | 100 |
| Groceries | 106 | 107 | 100 |
| Health | 188 | 152 | 100 |
| Housing | 111 | 109 | 100 |
| Transportation | 103 | 108 | 100 |
| Utilities | 107 | 109 | 100 |
Beltsville Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Beltsville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Beltsville, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Beltsville is $459,182.
The Median Rent in Beltsville is $1,963.
The Median Income in Beltsville is $99,642.
The Home Value To Income in Beltsville is 4.6x.
The Rent To Monthly Income in Beltsville is 0.24x.
| Statistic | Beltsville | Maryland | United States |
|---|---|---|---|
| Median Home Value | $459,182 | $429,704 | $332,700 |
| Median Rent | $1,963 | $1,705 | $1,413 |
| Median Income | $99,642 | $103,678 | $80,734 |
| Home Value To Income | 4.6x | 4.1x | 4.1x |
| Rent To Monthly Income | 0.24x | 0.2x | 0.21x |
Beltsville, MD Costs By Category
Detailed Beltsville Services costs vs. Maryland
| Item | Beltsville | Maryland |
|---|---|---|
| Shampoo | $1.63 | $1.28 |
| Movie | $15.72 | $12.13 |
| Bowling | $24.56 | $18 |
| Haircut | $41.31 | $24.26 |
| Beauty Salon | $73.33 | $45.56 |
Detailed Beltsville Groceries costs vs. Maryland
| Item | Beltsville | Maryland |
|---|---|---|
| Ground Beef | $5.72 | $5.84 |
| Fried Chicken | $1.31 | $1.57 |
| Milk | $4.83 | $4.67 |
| Potatoes | $5.15 | $4.93 |
| Pizza | $12.83 | $12.09 |
| Beer | $11.41 | $10.41 |
| Toothpaste | $3.7 | $3.7 |
Detailed Beltsville Health costs vs. Maryland
| Item | Beltsville | Maryland |
|---|---|---|
| Optometrist | $112.83 | $125.68 |
| Doctor | $156.21 | $135.78 |
| Dentist | $135.09 | $113.29 |
Detailed Beltsville Transportation costs vs. Maryland
| Item | Beltsville | Maryland |
|---|---|---|
| Gasoline | $3.37 | $3.46 |
| Tire Balancing | $75.27 | $59.92 |
Detailed Beltsville Utilities costs vs. Maryland
| Item | Beltsville | Maryland |
|---|---|---|
| All Electricity | $227.7 | $193.99 |
| Phone | $190.71 | $192.25 |
Beltsville SnackAbility
Cost Of Living In Cities Around Beltsville
The cost of living varies in the cities and towns around Beltsville. Here's a quick look at the cost of living in the most populous nearby places:
Olney, MD has a cost of living index of 153, 1.2x Beltsville.
College Park, MD has a cost of living index of 127, 1.0x Beltsville.
Ilchester, MD has a cost of living index of 139, 1.1x Beltsville.
| City | Population | Cost Of Living | Vs. Beltsville |
|---|---|---|---|
| Olney, MD | 35,797 | 153 | 1.2x |
| College Park, MD | 34,540 | 127 | 1.0x |
| Ilchester, MD | 28,364 | 139 | 1.1x |
| Fairland, MD | 26,231 | 135 | 1.0x |
| North Laurel, MD | 25,563 | 137 | 1.0x |
| Greenbelt, MD | 24,678 | 117 | 0.9x |
| North Potomac, MD | 23,922 | 176 | 1.3x |
| Calverton, MD | 17,624 | 133 | 1.0x |
| Adelphi, MD | 17,395 | 127 | 1.0x |
| White Oak, MD | 17,329 | 135 | 1.0x |
