Gaithersburg, MD Cost Of Living

The latest cost of living statistics for Gaithersburg. Includes statistics on rent, mortgages, healthcare, and other costs for Gaithersburg compared to the state and national averages.

Cost of living in Gaithersburg, Maryland

Cost of living in Gaithersburg research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Gaithersburg is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Maryland, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

141 Cost of living index 1.4x higher vs US
#157 Cheapest in Maryland (of 195)
#5,439 Cheapest in the U.S. (of 6,489)
$527,608 Median home value
$2,058 Median rent
$112,467 Median income
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What is the cost of living in Gaithersburg, MD?

According to the most recent data on the cost of living, Gaithersburg has an overall cost of living index of 141, which is 1.4x higher than the national index of 100.

Compared to Maryland, Gaithersburg has a cost of living index that's 1.2x higher than Maryland's index of 121.

The standard of living in Gaithersburg ranks as #157 most affordable out of the 195 places we measured in Maryland. By definition, that implies Gaithersburg ranks as the #38 most expensive place in the Old Line State.

For more reading on life in Gaithersburg, check out:

Gaithersburg Cost Of Living Vs. Maryland

Six factors go into calculating the cost of living index in Gaithersburg. Here is how it fares on each of the criteria:

  • The Services index in Gaithersburg is 106.

  • The Groceries index in Gaithersburg is 111.

  • The Health index in Gaithersburg is 210.

  • The Housing index in Gaithersburg is 113.

  • The Transportation index in Gaithersburg is 114.

  • The Utilities index in Gaithersburg is 107.

Living Expense Gaithersburg Maryland National Average
Overall 141 121 100
Services 106 104 100
Groceries 111 107 100
Health 210 152 100
Housing 113 109 100
Transportation 114 108 100
Utilities 107 109 100

Gaithersburg Cost Of Living Compared To Maryland Averages

Services
Gaithersburg 106
Maryland avg 104
Groceries
Gaithersburg 111
Maryland avg 107
Health
Gaithersburg 210
Maryland avg 152
Housing
Gaithersburg 113
Maryland avg 109
Transportation
Gaithersburg 114
Maryland avg 108
Utilities
Gaithersburg 107
Maryland avg 109

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Maryland, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Gaithersburg, MD Housing Cost Breakdown

$527,608Median Home Value
$2,058Median Rent
$112,467Median Income

Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Gaithersburg is $527,608.

  • The Median Rent in Gaithersburg is $2,058.

  • The Median Income in Gaithersburg is $112,467.

  • The Home Value To Income in Gaithersburg is 4.7x.

  • The Rent To Monthly Income in Gaithersburg is 0.22x.

Statistic Gaithersburg Maryland United States
Median Home Value $527,608 $429,704 $332,700
Median Rent $2,058 $1,705 $1,413
Median Income $112,467 $103,678 $80,734
Home Value To Income 4.7x 4.1x 4.1x
Rent To Monthly Income 0.22x 0.2x 0.21x

Gaithersburg, MD Costs By Category

Detailed Gaithersburg Services costs vs. Maryland
Item Gaithersburg Maryland
Shampoo $1.51 $1.28
Movie $15.69 $12.13
Bowling $24.83 $18
Haircut $26.11 $24.26
Beauty Salon $70.08 $45.56
Detailed Gaithersburg Groceries costs vs. Maryland
Item Gaithersburg Maryland
Ground Beef $6.24 $5.84
Fried Chicken $1.4 $1.57
Milk $4.78 $4.67
Potatoes $5.49 $4.93
Pizza $12.56 $12.09
Beer $11.1 $10.41
Toothpaste $3.81 $3.7
Detailed Gaithersburg Health costs vs. Maryland
Item Gaithersburg Maryland
Optometrist $92.0 $125.68
Doctor $135.03 $135.78
Dentist $117.67 $113.29
Detailed Gaithersburg Transportation costs vs. Maryland
Item Gaithersburg Maryland
Gasoline $3.25 $3.46
Tire Balancing $59.0 $59.92
Detailed Gaithersburg Utilities costs vs. Maryland
Item Gaithersburg Maryland
All Electricity $222.47 $193.99
Phone $197.37 $192.25

Gaithersburg SnackAbility

7Overall SnackAbility
Jobs 8/10
Housing 9/10
Affordability 5/10
Diversity 10/10
SafetyN/A
Amenities 10/10
Education 8/10
Commute 4/10

Cost Of Living In Cities Around Gaithersburg

The cost of living varies in the cities and towns around Gaithersburg. Here's a quick look at the cost of living in the most populous nearby places:

  • Germantown, MD has a cost of living index of 135, 1.0x Gaithersburg.

  • Rockville, MD has a cost of living index of 157, 1.1x Gaithersburg.

  • Potomac, MD has a cost of living index of 199, 1.4x Gaithersburg.

City Population Cost Of Living Vs. Gaithersburg
Germantown, MD 90,719 135 1.0x
Rockville, MD 67,671 157 1.1x
Potomac, MD 45,902 199 1.4x
Olney, MD 35,797 153 1.1x
Clarksburg, MD 30,487 156 1.1x
North Potomac, MD 23,922 176 1.2x
Redland, MD 18,665 141 1.0x
Colesville, MD 14,519 145 1.0x
Kemp Mill, MD 13,042 147 1.0x
Travilah, MD 11,721 225 1.6x