What is the cost of living in Cloverly, MD?
According to the most recent data on the cost of living, Cloverly has an overall cost of living index of 150, which is 1.5x higher than the national index of 100.
Compared to Maryland, Cloverly has a cost of living index that's 1.2x higher than Maryland's index of 121.
The standard of living in Cloverly ranks as #170 most affordable out of the 195 places we measured in Maryland. By definition, that implies Cloverly ranks as the #25 most expensive place in the Old Line State.
For more reading on life in Cloverly, check out:
Cloverly Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Cloverly. Here is how it fares on each of the criteria:
The Services index in Cloverly is 107.
The Groceries index in Cloverly is 112.
The Health index in Cloverly is 250.
The Housing index in Cloverly is 107.
The Transportation index in Cloverly is 109.
The Utilities index in Cloverly is 105.
| Living Expense | Cloverly | Maryland | National Average |
|---|---|---|---|
| Overall | 150 | 121 | 100 |
| Services | 107 | 104 | 100 |
| Groceries | 112 | 107 | 100 |
| Health | 250 | 152 | 100 |
| Housing | 107 | 109 | 100 |
| Transportation | 109 | 108 | 100 |
| Utilities | 105 | 109 | 100 |
Cloverly Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Cloverly Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Cloverly, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Cloverly is $680,834.
The Median Rent in Cloverly is $2,129.
The Median Income in Cloverly is $152,083.
The Home Value To Income in Cloverly is 4.5x.
The Rent To Monthly Income in Cloverly is 0.17x.
Cloverly, MD Costs By Category
Detailed Cloverly Services costs vs. Maryland
Detailed Cloverly Groceries costs vs. Maryland
Detailed Cloverly Health costs vs. Maryland
Detailed Cloverly Transportation costs vs. Maryland
Cloverly SnackAbility
Cost Of Living In Cities Around Cloverly
The cost of living varies in the cities and towns around Cloverly. Here's a quick look at the cost of living in the most populous nearby places:
Olney, MD has a cost of living index of 153, 1.0x Cloverly.
Ilchester, MD has a cost of living index of 139, 0.9x Cloverly.
Fairland, MD has a cost of living index of 135, 0.9x Cloverly.
| City | Population | Cost Of Living | Vs. Cloverly |
|---|---|---|---|
| Olney, MD | 35,797 | 153 | 1.0x |
| Ilchester, MD | 28,364 | 139 | 0.9x |
| Fairland, MD | 26,231 | 135 | 0.9x |
| North Laurel, MD | 25,563 | 137 | 0.9x |
| North Potomac, MD | 23,922 | 176 | 1.2x |
| Calverton, MD | 17,624 | 133 | 0.9x |
| White Oak, MD | 17,329 | 135 | 0.9x |
| Glenmont, MD | 17,208 | 140 | 0.9x |
| Colesville, MD | 14,519 | 145 | 1.0x |
| Kemp Mill, MD | 13,042 | 147 | 1.0x |








