What is the cost of living in Hermantown, MN?
According to the most recent data on the cost of living, Hermantown has an overall cost of living index of 114, which is 1.1x higher than the national index of 100.
Compared to Minnesota, Hermantown has a cost of living index that's 1.1x higher than Minnesota's index of 101.
The standard of living in Hermantown ranks as #105 most affordable out of the 151 places we measured in Minnesota. By definition, that implies Hermantown ranks as the #46 most expensive place in the North Star State.
For more reading on life in Hermantown, check out:
Hermantown Cost Of Living Vs. Minnesota
Six factors go into calculating the cost of living index in Hermantown. Here is how it fares on each of the criteria:
The Services index in Hermantown is 102.
The Groceries index in Hermantown is 99.
The Health index in Hermantown is 138.
The Housing index in Hermantown is 103.
The Transportation index in Hermantown is 109.
The Utilities index in Hermantown is 98.
| Living Expense | Hermantown | Minnesota | National Average |
|---|---|---|---|
| Overall | 114 | 101 | 100 |
| Services | 102 | 101 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 138 | 99 | 100 |
| Housing | 103 | 101 | 100 |
| Transportation | 109 | 103 | 100 |
| Utilities | 98 | 101 | 100 |
Hermantown Cost Of Living Compared To Minnesota Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Minnesota, check out:
Protect your home budget Compare home warranties in Hermantown Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Hermantown, MN Housing Cost Breakdown
Housing swings affordability the most between places in Minnesota, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Hermantown is $416,549.
The Median Rent in Hermantown is $1,463.
The Median Income in Hermantown is $90,849.
The Home Value To Income in Hermantown is 4.6x.
The Rent To Monthly Income in Hermantown is 0.19x.
| Statistic | Hermantown | Minnesota | United States |
|---|---|---|---|
| Median Home Value | $416,549 | $346,667 | $332,700 |
| Median Rent | $1,463 | $1,280 | $1,413 |
| Median Income | $90,849 | $89,062 | $80,734 |
| Home Value To Income | 4.6x | 3.9x | 4.1x |
| Rent To Monthly Income | 0.19x | 0.17x | 0.21x |
Hermantown, MN Costs By Category
Detailed Hermantown Services costs vs. Minnesota
| Item | Hermantown | Minnesota |
|---|---|---|
| Shampoo | $1.52 | $1.28 |
| Movie | $11.24 | $12.13 |
| Bowling | $26.39 | $18 |
| Haircut | $27.97 | $24.26 |
| Beauty Salon | $37.17 | $45.56 |
Detailed Hermantown Groceries costs vs. Minnesota
| Item | Hermantown | Minnesota |
|---|---|---|
| Ground Beef | $5.75 | $5.84 |
| Fried Chicken | $1.35 | $1.57 |
| Milk | $4.58 | $4.67 |
| Potatoes | $4.86 | $4.93 |
| Pizza | $13.07 | $12.09 |
| Beer | $9.52 | $10.41 |
| Toothpaste | $3.62 | $3.7 |
Detailed Hermantown Health costs vs. Minnesota
| Item | Hermantown | Minnesota |
|---|---|---|
| Optometrist | $109.94 | $125.68 |
| Doctor | $162.98 | $135.78 |
| Dentist | $96.9 | $113.29 |
Detailed Hermantown Transportation costs vs. Minnesota
| Item | Hermantown | Minnesota |
|---|---|---|
| Gasoline | $3.31 | $3.46 |
| Tire Balancing | $61.97 | $59.92 |
Detailed Hermantown Utilities costs vs. Minnesota
| Item | Hermantown | Minnesota |
|---|---|---|
| All Electricity | $175.69 | $193.99 |
| Phone | $188.55 | $192.25 |
Hermantown SnackAbility
Cost Of Living In Cities Around Hermantown
The cost of living varies in the cities and towns around Hermantown. Here's a quick look at the cost of living in the most populous nearby places:
Duluth, MN has a cost of living index of 100, 0.9x Hermantown.
Superior, WI has a cost of living index of 93, 0.8x Hermantown.
Cloquet, MN has a cost of living index of 97, 0.9x Hermantown.
| City | Population | Cost Of Living | Vs. Hermantown |
|---|---|---|---|
| Duluth, MN | 87,093 | 100 | 0.9x |
| Superior, WI | 26,677 | 93 | 0.8x |
| Cloquet, MN | 12,537 | 97 | 0.9x |
