What is the cost of living in North St. Paul, MN?
According to the most recent data on the cost of living, North St. Paul has an overall cost of living index of 105, which is 1.1x higher than the national index of 100.
Compared to Minnesota, North St. Paul has a cost of living index that's 1.0x higher than Minnesota's index of 101.
The standard of living in North St. Paul ranks as #68 most affordable out of the 151 places we measured in Minnesota. By definition, that implies North St. Paul ranks as the #83 most expensive place in the North Star State.
For more reading on life in North St. Paul, check out:
North St. Paul Cost Of Living Vs. Minnesota
Six factors go into calculating the cost of living index in North St. Paul. Here is how it fares on each of the criteria:
The Services index in North St. Paul is 102.
The Groceries index in North St. Paul is 99.
The Health index in North St. Paul is 116.
The Housing index in North St. Paul is 100.
The Transportation index in North St. Paul is 107.
The Utilities index in North St. Paul is 98.
| Living Expense | North St. Paul | Minnesota | National Average |
|---|---|---|---|
| Overall | 105 | 101 | 100 |
| Services | 102 | 101 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 116 | 99 | 100 |
| Housing | 100 | 101 | 100 |
| Transportation | 107 | 103 | 100 |
| Utilities | 98 | 101 | 100 |
North St. Paul Cost Of Living Compared To Minnesota Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Minnesota, check out:
Protect your home budget Compare home warranties in North St. Paul Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
North St. Paul, MN Housing Cost Breakdown
Housing swings affordability the most between places in Minnesota, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in North St. Paul is $325,855.
The Median Rent in North St. Paul is $1,352.
The Median Income in North St. Paul is $84,797.
The Home Value To Income in North St. Paul is 3.8x.
The Rent To Monthly Income in North St. Paul is 0.19x.
| Statistic | North St. Paul | Minnesota | United States |
|---|---|---|---|
| Median Home Value | $325,855 | $346,667 | $332,700 |
| Median Rent | $1,352 | $1,280 | $1,413 |
| Median Income | $84,797 | $89,062 | $80,734 |
| Home Value To Income | 3.8x | 3.9x | 4.1x |
| Rent To Monthly Income | 0.19x | 0.17x | 0.21x |
North St. Paul, MN Costs By Category
Detailed North St. Paul Services costs vs. Minnesota
| Item | North St. Paul | Minnesota |
|---|---|---|
| Shampoo | $1.3 | $1.28 |
| Movie | $13.47 | $12.13 |
| Bowling | $21.5 | $18 |
| Haircut | $28.67 | $24.26 |
| Beauty Salon | $34.55 | $45.56 |
Detailed North St. Paul Groceries costs vs. Minnesota
| Item | North St. Paul | Minnesota |
|---|---|---|
| Ground Beef | $5.49 | $5.84 |
| Fried Chicken | $1.35 | $1.57 |
| Milk | $4.63 | $4.67 |
| Potatoes | $4.98 | $4.93 |
| Pizza | $12.49 | $12.09 |
| Beer | $9.36 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed North St. Paul Health costs vs. Minnesota
| Item | North St. Paul | Minnesota |
|---|---|---|
| Optometrist | $145.44 | $125.68 |
| Doctor | $229.08 | $135.78 |
| Dentist | $108.67 | $113.29 |
Detailed North St. Paul Transportation costs vs. Minnesota
| Item | North St. Paul | Minnesota |
|---|---|---|
| Gasoline | $3.38 | $3.46 |
| Tire Balancing | $61.74 | $59.92 |
Detailed North St. Paul Utilities costs vs. Minnesota
| Item | North St. Paul | Minnesota |
|---|---|---|
| All Electricity | $175.38 | $193.99 |
| Phone | $187.39 | $192.25 |
North St. Paul SnackAbility
Cost Of Living In Cities Around North St. Paul
The cost of living varies in the cities and towns around North St. Paul. Here's a quick look at the cost of living in the most populous nearby places:
Woodbury, MN has a cost of living index of 120, 1.1x North St. Paul.
Eagan, MN has a cost of living index of 117, 1.1x North St. Paul.
Edina, MN has a cost of living index of 141, 1.3x North St. Paul.
| City | Population | Cost Of Living | Vs. North St. Paul |
|---|---|---|---|
| Woodbury, MN | 78,305 | 120 | 1.1x |
| Eagan, MN | 68,000 | 117 | 1.1x |
| Edina, MN | 53,262 | 141 | 1.3x |
| Cottage Grove, MN | 40,992 | 115 | 1.1x |
| Maplewood, MN | 40,695 | 107 | 1.0x |
| Richfield, MN | 36,642 | 106 | 1.0x |
| Oakdale, MN | 28,585 | 109 | 1.0x |
| Shoreview, MN | 26,714 | 116 | 1.1x |
| White Bear Lake, MN | 23,908 | 108 | 1.0x |
| Golden Valley, MN | 21,725 | 122 | 1.2x |
