What is the cost of living in St. Michael, MN?
According to the most recent data on the cost of living, St. Michael has an overall cost of living index of 112, which is 1.1x higher than the national index of 100.
Compared to Minnesota, St. Michael has a cost of living index that's 1.1x higher than Minnesota's index of 101.
The standard of living in St. Michael ranks as #96 most affordable out of the 151 places we measured in Minnesota. By definition, that implies St. Michael ranks as the #55 most expensive place in the North Star State.
For more reading on life in St. Michael, check out:
St. Michael Cost Of Living Vs. Minnesota
Six factors go into calculating the cost of living index in St. Michael. Here is how it fares on each of the criteria:
The Services index in St. Michael is 99.
The Groceries index in St. Michael is 99.
The Health index in St. Michael is 147.
The Housing index in St. Michael is 103.
The Transportation index in St. Michael is 101.
The Utilities index in St. Michael is 98.
| Living Expense | St. Michael | Minnesota | National Average |
|---|---|---|---|
| Overall | 112 | 101 | 100 |
| Services | 99 | 101 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 147 | 99 | 100 |
| Housing | 103 | 101 | 100 |
| Transportation | 101 | 103 | 100 |
| Utilities | 98 | 101 | 100 |
St. Michael Cost Of Living Compared To Minnesota Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Minnesota, check out:
Protect your home budget Compare home warranties in St. Michael Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
St. Michael, MN Housing Cost Breakdown
Housing swings affordability the most between places in Minnesota, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in St. Michael is $426,651.
The Median Rent in St. Michael is $1,483.
The Median Income in St. Michael is $131,274.
The Home Value To Income in St. Michael is 3.3x.
The Rent To Monthly Income in St. Michael is 0.14x.
| Statistic | St. Michael | Minnesota | United States |
|---|---|---|---|
| Median Home Value | $426,651 | $346,667 | $332,700 |
| Median Rent | $1,483 | $1,280 | $1,413 |
| Median Income | $131,274 | $89,062 | $80,734 |
| Home Value To Income | 3.3x | 3.9x | 4.1x |
| Rent To Monthly Income | 0.14x | 0.17x | 0.21x |
St. Michael, MN Costs By Category
Detailed St. Michael Services costs vs. Minnesota
| Item | St. Michael | Minnesota |
|---|---|---|
| Shampoo | $1.5 | $1.28 |
| Movie | $11.32 | $12.13 |
| Bowling | $25.68 | $18 |
| Haircut | $25.86 | $24.26 |
| Beauty Salon | $37.0 | $45.56 |
Detailed St. Michael Groceries costs vs. Minnesota
| Item | St. Michael | Minnesota |
|---|---|---|
| Ground Beef | $5.75 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.6 | $4.67 |
| Potatoes | $4.76 | $4.93 |
| Pizza | $13.0 | $12.09 |
| Beer | $9.44 | $10.41 |
| Toothpaste | $3.62 | $3.7 |
Detailed St. Michael Health costs vs. Minnesota
| Item | St. Michael | Minnesota |
|---|---|---|
| Optometrist | $112.72 | $125.68 |
| Doctor | $164.15 | $135.78 |
| Dentist | $95.01 | $113.29 |
Detailed St. Michael Transportation costs vs. Minnesota
| Item | St. Michael | Minnesota |
|---|---|---|
| Gasoline | $3.32 | $3.46 |
| Tire Balancing | $59.91 | $59.92 |
Detailed St. Michael Utilities costs vs. Minnesota
| Item | St. Michael | Minnesota |
|---|---|---|
| All Electricity | $180.11 | $193.99 |
| Phone | $187.59 | $192.25 |
St. Michael SnackAbility
Cost Of Living In Cities Around St. Michael
The cost of living varies in the cities and towns around St. Michael. Here's a quick look at the cost of living in the most populous nearby places:
Plymouth, MN has a cost of living index of 124, 1.1x St. Michael.
Maple Grove, MN has a cost of living index of 117, 1.0x St. Michael.
Andover, MN has a cost of living index of 122, 1.1x St. Michael.
| City | Population | Cost Of Living | Vs. St. Michael |
|---|---|---|---|
| Plymouth, MN | 79,220 | 124 | 1.1x |
| Maple Grove, MN | 71,173 | 117 | 1.0x |
| Andover, MN | 33,035 | 122 | 1.1x |
| Champlin, MN | 23,294 | 111 | 1.0x |
| Crystal, MN | 22,476 | 103 | 0.9x |
| Otsego, MN | 22,245 | 116 | 1.0x |
| Buffalo, MN | 16,499 | 102 | 0.9x |
| Monticello, MN | 14,858 | 105 | 0.9x |
| Rogers, MN | 13,685 | 124 | 1.1x |
| Mound, MN | 9,107 | 109 | 1.0x |
