What is the cost of living in Winona, MN?
According to the most recent data on the cost of living, Winona has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.
Compared to Minnesota, Winona has a cost of living index that's 0.9x lower than Minnesota's index of 101.
The standard of living in Winona ranks as #20 most affordable out of the 151 places we measured in Minnesota. By definition, that implies Winona ranks as the #131 most expensive place in the North Star State.
For more reading on life in Winona, check out:
Winona Cost Of Living Vs. Minnesota
Six factors go into calculating the cost of living index in Winona. Here is how it fares on each of the criteria:
The Services index in Winona is 102.
The Groceries index in Winona is 99.
The Health index in Winona is 82.
The Housing index in Winona is 96.
The Transportation index in Winona is 105.
The Utilities index in Winona is 102.
| Living Expense | Winona | Minnesota | National Average |
|---|---|---|---|
| Overall | 95 | 101 | 100 |
| Services | 102 | 101 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 82 | 99 | 100 |
| Housing | 96 | 101 | 100 |
| Transportation | 105 | 103 | 100 |
| Utilities | 102 | 101 | 100 |
Winona Cost Of Living Compared To Minnesota Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Minnesota, check out:
Protect your home budget Compare home warranties in Winona Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Winona, MN Housing Cost Breakdown
Housing swings affordability the most between places in Minnesota, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Winona is $252,453.
The Median Rent in Winona is $882.
The Median Income in Winona is $56,337.
The Home Value To Income in Winona is 4.5x.
The Rent To Monthly Income in Winona is 0.19x.
Winona, MN Costs By Category
Detailed Winona Services costs vs. Minnesota
Detailed Winona Groceries costs vs. Minnesota
Detailed Winona Health costs vs. Minnesota
Detailed Winona Transportation costs vs. Minnesota
Winona SnackAbility
Cost Of Living In Cities Around Winona
The cost of living varies in the cities and towns around Winona. Here's a quick look at the cost of living in the most populous nearby places:
Rochester, MN has a cost of living index of 108, 1.1x Winona.
La Crosse, WI has a cost of living index of 94, 1.0x Winona.
Onalaska, WI has a cost of living index of 100, 1.1x Winona.
| City | Population | Cost Of Living | Vs. Winona |
|---|---|---|---|
| Rochester, MN | 122,330 | 108 | 1.1x |
| La Crosse, WI | 51,356 | 94 | 1.0x |
| Onalaska, WI | 19,348 | 100 | 1.1x |
| Holmen, WI | 11,372 | 100 | 1.1x |
| Sparta, WI | 9,950 | 93 | 1.0x |
| Stewartville, MN | 6,807 | 99 | 1.0x |
