What is the cost of living in Berkeley, MO?
According to the most recent data on the cost of living, Berkeley has an overall cost of living index of 83, which is 0.8x lower than the national index of 100.
Compared to Missouri, Berkeley has a cost of living index that's 0.9x lower than Missouri's index of 90.
The standard of living in Berkeley ranks as #4 most affordable out of the 144 places we measured in Missouri. By definition, that implies Berkeley ranks as the #140 most expensive place in the Show Me State.
For more reading on life in Berkeley, check out:
Berkeley Cost Of Living Vs. Missouri
Six factors go into calculating the cost of living index in Berkeley. Here is how it fares on each of the criteria:
The Services index in Berkeley is 99.
The Groceries index in Berkeley is 93.
The Health index in Berkeley is 56.
The Housing index in Berkeley is 96.
The Transportation index in Berkeley is 97.
The Utilities index in Berkeley is 94.
| Living Expense | Berkeley | Missouri | National Average |
|---|---|---|---|
| Overall | 83 | 90 | 100 |
| Services | 99 | 97 | 100 |
| Groceries | 93 | 98 | 100 |
| Health | 56 | 76 | 100 |
| Housing | 96 | 95 | 100 |
| Transportation | 97 | 94 | 100 |
| Utilities | 94 | 96 | 100 |
Berkeley Cost Of Living Compared To Missouri Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Missouri, check out:
Protect your home budget Compare home warranties in Berkeley Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Berkeley, MO Housing Cost Breakdown
Housing swings affordability the most between places in Missouri, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Berkeley is $97,156.
The Median Rent in Berkeley is $1,074.
The Median Income in Berkeley is $44,265.
The Home Value To Income in Berkeley is 2.2x.
The Rent To Monthly Income in Berkeley is 0.29x.
Berkeley, MO Costs By Category
Detailed Berkeley Services costs vs. Missouri
Detailed Berkeley Groceries costs vs. Missouri
Detailed Berkeley Health costs vs. Missouri
Detailed Berkeley Transportation costs vs. Missouri
Berkeley SnackAbility
Cost Of Living In Cities Around Berkeley
The cost of living varies in the cities and towns around Berkeley. Here's a quick look at the cost of living in the most populous nearby places:
Chesterfield, MO has a cost of living index of 121, 1.5x Berkeley.
Ballwin, MO has a cost of living index of 109, 1.3x Berkeley.
Edwardsville, IL has a cost of living index of 104, 1.3x Berkeley.
| City | Population | Cost Of Living | Vs. Berkeley |
|---|---|---|---|
| Chesterfield, MO | 49,574 | 121 | 1.5x |
| Ballwin, MO | 31,279 | 109 | 1.3x |
| Edwardsville, IL | 26,474 | 104 | 1.3x |
| Collinsville, IL | 24,031 | 91 | 1.1x |
| Ferguson, MO | 18,213 | 87 | 1.0x |
| Godfrey, IL | 17,712 | 94 | 1.1x |
| Glen Carbon, IL | 13,977 | 106 | 1.3x |
| Wood River, IL | 10,279 | 86 | 1.0x |
| Bethalto, IL | 9,239 | 91 | 1.1x |
| Maryville, IL | 8,316 | 102 | 1.2x |
