What is the cost of living in Ferguson, MO?
According to the most recent data on the cost of living, Ferguson has an overall cost of living index of 87, which is 0.9x lower than the national index of 100.
Compared to Missouri, Ferguson has a cost of living index that's 1.0x lower than Missouri's index of 90.
The standard of living in Ferguson ranks as #33 most affordable out of the 144 places we measured in Missouri. By definition, that implies Ferguson ranks as the #111 most expensive place in the Show Me State.
For more reading on life in Ferguson, check out:
Ferguson Cost Of Living Vs. Missouri
Six factors go into calculating the cost of living index in Ferguson. Here is how it fares on each of the criteria:
The Services index in Ferguson is 98.
The Groceries index in Ferguson is 94.
The Health index in Ferguson is 58.
The Housing index in Ferguson is 99.
The Transportation index in Ferguson is 95.
The Utilities index in Ferguson is 96.
| Living Expense | Ferguson | Missouri | National Average |
|---|---|---|---|
| Overall | 87 | 90 | 100 |
| Services | 98 | 97 | 100 |
| Groceries | 94 | 98 | 100 |
| Health | 58 | 76 | 100 |
| Housing | 99 | 95 | 100 |
| Transportation | 95 | 94 | 100 |
| Utilities | 96 | 96 | 100 |
Ferguson Cost Of Living Compared To Missouri Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Missouri, check out:
Protect your home budget Compare home warranties in Ferguson Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Ferguson, MO Housing Cost Breakdown
Housing swings affordability the most between places in Missouri, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ferguson is $116,377.
The Median Rent in Ferguson is $1,119.
The Median Income in Ferguson is $47,524.
The Home Value To Income in Ferguson is 2.4x.
The Rent To Monthly Income in Ferguson is 0.28x.
Ferguson, MO Costs By Category
Detailed Ferguson Services costs vs. Missouri
Detailed Ferguson Groceries costs vs. Missouri
Detailed Ferguson Health costs vs. Missouri
Detailed Ferguson Transportation costs vs. Missouri
Ferguson SnackAbility
Cost Of Living In Cities Around Ferguson
The cost of living varies in the cities and towns around Ferguson. Here's a quick look at the cost of living in the most populous nearby places:
Ballwin, MO has a cost of living index of 109, 1.3x Ferguson.
Edwardsville, IL has a cost of living index of 104, 1.2x Ferguson.
Collinsville, IL has a cost of living index of 91, 1.0x Ferguson.
| City | Population | Cost Of Living | Vs. Ferguson |
|---|---|---|---|
| Ballwin, MO | 31,279 | 109 | 1.3x |
| Edwardsville, IL | 26,474 | 104 | 1.2x |
| Collinsville, IL | 24,031 | 91 | 1.0x |
| Godfrey, IL | 17,712 | 94 | 1.1x |
| Fairview Heights, IL | 16,745 | 95 | 1.1x |
| Glen Carbon, IL | 13,977 | 106 | 1.2x |
| Jennings, MO | 12,918 | 84 | 1.0x |
| Wood River, IL | 10,279 | 86 | 1.0x |
| Bethalto, IL | 9,239 | 91 | 1.0x |
| Maryville, IL | 8,316 | 102 | 1.2x |
