Kirkwood, MO Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Kirkwood, MO Summary

Cost of living in Kirkwood research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Kirkwood is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Missouri, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Kirkwood is 117, with 100 being the average.

  • The cost of living index in Kirkwood is 1.2x higher than the national average.

  • Kirkwood ranks as the #129 cheapest in Missouri out of 142.

  • Kirkwood ranks as the #4,212 cheapest out of 6,489 in the US.

  • The median home value in Kirkwood is $444,460.

  • The median income in Kirkwood is $117,439.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
117
Kirkwood's Overall Cost Of Living
1.2x
Higher Than The National Average

What is the cost of living in Kirkwood, MO?

According to the most recent data on the cost of living, Kirkwood has an overall cost of living index of 117, which is 1.2x higher than the national index of 100.

Compared to Missouri, Kirkwood has a cost of living index that's 1.3x higher than Missouri's index of 88.

The standard of living in Kirkwood ranks as #129 most affordable out of the 142 places we measured in Missouri. By definition, that implies Kirkwood ranks as the #13 most expensive place in the Show Me State.

For more reading on life in Kirkwood, check out:

129 out of 142
In Missouri
4,212 out of 6,489
In America

Kirkwood Cost Of Living Vs. Missouri

Six factors go into calculating the cost of living index in Kirkwood. Here is how it fairs on each of the criteria:

  • The Services index in Kirkwood is 91.

  • The Groceries index in Kirkwood is 98.

  • The Health index in Kirkwood is 89.

  • The Housing index in Kirkwood is 162.

  • The Transportation index in Kirkwood is 94.

  • The Utilities index in Kirkwood is 103.

Living Expense Kirkwood Missouri National Average
Overall 117 88 100
Services 91 93 100
Groceries 98 96 100
Health 89 91 100
Housing 162 78 100
Transportation 94 90 100
Utilities 103 99 100
For more reading on cost of living around Missouri, check out:
Kirkwood Cost of Living Vs. MO

Kirkwood, MO Housing Cost Breakdown

Housing swings affordability the most between places in Missouri, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Kirkwood is $444,460.

  • The Median Rent in Kirkwood is $1,293.

  • The Median Income in Kirkwood is $117,439.

  • The Home Value To Income in Kirkwood is 3.8x.

  • The Rent To Monthly Income in Kirkwood is 0.13x.

Statistic Kirkwood Missouri United States
Median Home Value $444,460 $257,929 $303,400
Median Rent $1,293 $996 $1,348
Median Income $117,439 $68,920 $78,538
Home Value To Income 3.8x 3.7x 3.9x
Rent To Monthly Income 0.13x 0.17x 0.21x
$444,460
Median Home Value
$1,293
Median Rent
$117,439
Median Income

Kirkwood, MO Costs By Category

Detailed Kirkwood Services Costs Vs. Missouri

Item Kirkwood Missouri
Shampoo $1.11 $1.28
Movie $11.28 $12.13
Bowling $16.92 $18
Haircut $21.19 $24.26
Beauty Salon $40.57 $45.56

Detailed Kirkwood Groceries Costs Vs. Missouri

Item Kirkwood Missouri
Ground Beef $6.4 $5.84
Fried Chicken $1.36 $1.57
Milk $4.5 $4.67
Potatoes $5.28 $4.93
Pizza $10.84 $12.09
Beer $9.47 $10.41
Toothpaste $3.75 $3.7

Detailed Kirkwood Health Costs Vs. Missouri

Item Kirkwood Missouri
Optometrist $125.72 $125.68
Doctor $124.51 $135.78
Dentist $100.78 $113.29

Detailed Kirkwood Transportation Costs Vs. Missouri

Item Kirkwood Missouri
Gasoline $3.2 $3.46
Tire Balancing $50.0 $59.92

Detailed Kirkwood Utilities Costs Vs. Missouri

Item Kirkwood Missouri
All Electricity $133.84 $193.99
Phone $188.69 $192.25

Kirkwood SnackAbility

9.5
/10
Overall SnackAbility
Jobs
8.5/10
Housing
8.5
Affordability
8
Diversity
7
Safety
7
Amenities
9
Education
9.5
Commute
8

Cost Of Living In Cities Around Kirkwood

The cost of living varies in the cities and towns around Kirkwood. Here's a quick look at the cost of living in the most populous nearby places:

  • Chesterfield, MO has a cost of living index of 121, 1.0x Kirkwood.

  • Wildwood, MO has a cost of living index of 124, 1.1x Kirkwood.

  • Ballwin, MO has a cost of living index of 109, 0.9x Kirkwood.

City Population Cost Of Living Vs. Kirkwood
Chesterfield, MO 49,591 121 1.0x
Wildwood, MO 35,168 124 1.1x
Ballwin, MO 30,835 109 0.9x
Webster Groves, MO 23,771 112 1.0x
Old Jamestown, MO 21,121 101 0.9x
Crestwood, MO 12,298 103 0.9x
Town and Country, MO 11,605 161 1.4x
Columbia, IL 11,063 99 0.8x
Des Peres, MO 9,145 136 1.2x
Sunset Hills, MO 9,113 137 1.2x

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