What is the cost of living in Kirkwood, MO?
According to the most recent data on the cost of living, Kirkwood has an overall cost of living index of 117, which is 1.2x higher than the national index of 100.
Compared to Missouri, Kirkwood has a cost of living index that's 1.3x higher than Missouri's index of 90.
The standard of living in Kirkwood ranks as #130 most affordable out of the 144 places we measured in Missouri. By definition, that implies Kirkwood ranks as the #14 most expensive place in the Show Me State.
For more reading on life in Kirkwood, check out:
Kirkwood Cost Of Living Vs. Missouri
Six factors go into calculating the cost of living index in Kirkwood. Here is how it fares on each of the criteria:
The Services index in Kirkwood is 93.
The Groceries index in Kirkwood is 97.
The Health index in Kirkwood is 166.
The Housing index in Kirkwood is 97.
The Transportation index in Kirkwood is 97.
The Utilities index in Kirkwood is 92.
| Living Expense | Kirkwood | Missouri | National Average |
|---|---|---|---|
| Overall | 117 | 90 | 100 |
| Services | 93 | 97 | 100 |
| Groceries | 97 | 98 | 100 |
| Health | 166 | 76 | 100 |
| Housing | 97 | 95 | 100 |
| Transportation | 97 | 94 | 100 |
| Utilities | 92 | 96 | 100 |
Kirkwood Cost Of Living Compared To Missouri Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Missouri, check out:
Protect your home budget Compare home warranties in Kirkwood Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Kirkwood, MO Housing Cost Breakdown
Housing swings affordability the most between places in Missouri, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Kirkwood is $462,234.
The Median Rent in Kirkwood is $1,348.
The Median Income in Kirkwood is $121,270.
The Home Value To Income in Kirkwood is 3.8x.
The Rent To Monthly Income in Kirkwood is 0.13x.
Kirkwood, MO Costs By Category
Detailed Kirkwood Services costs vs. Missouri
Detailed Kirkwood Groceries costs vs. Missouri
Detailed Kirkwood Health costs vs. Missouri
Detailed Kirkwood Transportation costs vs. Missouri
Kirkwood SnackAbility
Cost Of Living In Cities Around Kirkwood
The cost of living varies in the cities and towns around Kirkwood. Here's a quick look at the cost of living in the most populous nearby places:
Chesterfield, MO has a cost of living index of 121, 1.0x Kirkwood.
Wildwood, MO has a cost of living index of 122, 1.0x Kirkwood.
Ballwin, MO has a cost of living index of 109, 0.9x Kirkwood.
| City | Population | Cost Of Living | Vs. Kirkwood |
|---|---|---|---|
| Chesterfield, MO | 49,574 | 121 | 1.0x |
| Wildwood, MO | 35,133 | 122 | 1.0x |
| Ballwin, MO | 31,279 | 109 | 0.9x |
| Webster Groves, MO | 23,712 | 117 | 1.0x |
| Old Jamestown, MO | 20,651 | 102 | 0.9x |
| Crestwood, MO | 12,295 | 103 | 0.9x |
| Town and Country, MO | 11,607 | 168 | 1.4x |
| Columbia, IL | 11,127 | 103 | 0.9x |
| Des Peres, MO | 9,170 | 139 | 1.2x |
| Sunset Hills, MO | 9,112 | 139 | 1.2x |
