What is the cost of living in Murphy, MO?
According to the most recent data on the cost of living, Murphy has an overall cost of living index of 91, which is 0.9x lower than the national index of 100.
Compared to Missouri, Murphy has a cost of living index that's 1.0x higher than Missouri's index of 90.
The standard of living in Murphy ranks as #62 most affordable out of the 144 places we measured in Missouri. By definition, that implies Murphy ranks as the #82 most expensive place in the Show Me State.
For more reading on life in Murphy, check out:
Murphy Cost Of Living Vs. Missouri
Six factors go into calculating the cost of living index in Murphy. Here is how it fares on each of the criteria:
The Services index in Murphy is 96.
The Groceries index in Murphy is 98.
The Health index in Murphy is 84.
The Housing index in Murphy is 98.
The Transportation index in Murphy is 97.
The Utilities index in Murphy is 92.
| Living Expense | Murphy | Missouri | National Average |
|---|---|---|---|
| Overall | 91 | 90 | 100 |
| Services | 96 | 97 | 100 |
| Groceries | 98 | 98 | 100 |
| Health | 84 | 76 | 100 |
| Housing | 98 | 95 | 100 |
| Transportation | 97 | 94 | 100 |
| Utilities | 92 | 96 | 100 |
Murphy Cost Of Living Compared To Missouri Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Missouri, check out:
Protect your home budget Compare home warranties in Murphy Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Murphy, MO Housing Cost Breakdown
Housing swings affordability the most between places in Missouri, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Murphy is $210,957.
The Median Rent in Murphy is $1,056.
The Median Income in Murphy is $72,233.
The Home Value To Income in Murphy is 2.9x.
The Rent To Monthly Income in Murphy is 0.18x.
Murphy, MO Costs By Category
Detailed Murphy Services costs vs. Missouri
Detailed Murphy Groceries costs vs. Missouri
Detailed Murphy Health costs vs. Missouri
Detailed Murphy Transportation costs vs. Missouri
Murphy SnackAbility
Cost Of Living In Cities Around Murphy
The cost of living varies in the cities and towns around Murphy. Here's a quick look at the cost of living in the most populous nearby places:
Chesterfield, MO has a cost of living index of 121, 1.3x Murphy.
Wildwood, MO has a cost of living index of 122, 1.3x Murphy.
Ballwin, MO has a cost of living index of 109, 1.2x Murphy.
| City | Population | Cost Of Living | Vs. Murphy |
|---|---|---|---|
| Chesterfield, MO | 49,574 | 121 | 1.3x |
| Wildwood, MO | 35,133 | 122 | 1.3x |
| Ballwin, MO | 31,279 | 109 | 1.2x |
| Kirkwood, MO | 29,363 | 117 | 1.3x |
| Webster Groves, MO | 23,712 | 117 | 1.3x |
| Manchester, MO | 18,160 | 106 | 1.2x |
| Town and Country, MO | 11,607 | 168 | 1.8x |
| Columbia, IL | 11,127 | 103 | 1.1x |
| Sunset Hills, MO | 9,112 | 139 | 1.5x |
| Ladue, MO | 8,940 | 198 | 2.2x |
