What is the cost of living in Holly Springs, MS?
According to the most recent data on the cost of living, Holly Springs has an overall cost of living index of 84, which is 0.8x lower than the national index of 100.
Compared to Mississippi, Holly Springs has a cost of living index that's 1.0x lower than Mississippi's index of 88.
The standard of living in Holly Springs ranks as #9 most affordable out of the 67 places we measured in Mississippi. By definition, that implies Holly Springs ranks as the #58 most expensive place in the Magnolia State.
For more reading on life in Holly Springs, check out:
Holly Springs Cost Of Living Vs. Mississippi
Six factors go into calculating the cost of living index in Holly Springs. Here is how it fares on each of the criteria:
The Services index in Holly Springs is 99.
The Groceries index in Holly Springs is 97.
The Health index in Holly Springs is 56.
The Housing index in Holly Springs is 101.
The Transportation index in Holly Springs is 98.
The Utilities index in Holly Springs is 94.
| Living Expense | Holly Springs | Mississippi | National Average |
|---|---|---|---|
| Overall | 84 | 88 | 100 |
| Services | 99 | 99 | 100 |
| Groceries | 97 | 97 | 100 |
| Health | 56 | 63 | 100 |
| Housing | 101 | 94 | 100 |
| Transportation | 98 | 97 | 100 |
| Utilities | 94 | 93 | 100 |
Holly Springs Cost Of Living Compared To Mississippi Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Mississippi, check out:
- Most Expensive Cities In Mississippi
- Most Affordable Cities In Mississippi
- Average Rent In Mississippi
Source: Cost-of-living index 2026, normalized to US average = 100
Holly Springs, MS Housing Cost Breakdown
Housing swings affordability the most between places in Mississippi, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Holly Springs is $175,426.
The Median Rent in Holly Springs is $773.
The Median Income in Holly Springs is $45,462.
The Home Value To Income in Holly Springs is 3.9x.
The Rent To Monthly Income in Holly Springs is 0.2x.
| Statistic | Holly Springs | Mississippi | United States |
|---|---|---|---|
| Median Home Value | $175,426 | $192,906 | $332,700 |
| Median Rent | $773 | $954 | $1,413 |
| Median Income | $45,462 | $56,447 | $80,734 |
| Home Value To Income | 3.9x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.2x | 0.21x |
Holly Springs, MS Costs By Category
Detailed Holly Springs Services costs vs. Mississippi
| Item | Holly Springs | Mississippi |
|---|---|---|
| Shampoo | $1.11 | $1.28 |
| Movie | $11.99 | $12.13 |
| Bowling | $13.75 | $18 |
| Haircut | $26.94 | $24.26 |
| Beauty Salon | $41.92 | $45.56 |
Detailed Holly Springs Groceries costs vs. Mississippi
| Item | Holly Springs | Mississippi |
|---|---|---|
| Ground Beef | $6.1 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.71 | $4.67 |
| Potatoes | $5.15 | $4.93 |
| Pizza | $10.66 | $12.09 |
| Beer | $9.95 | $10.41 |
| Toothpaste | $3.62 | $3.7 |
Detailed Holly Springs Health costs vs. Mississippi
| Item | Holly Springs | Mississippi |
|---|---|---|
| Optometrist | $77.39 | $125.68 |
| Doctor | $124.94 | $135.78 |
| Dentist | $91.51 | $113.29 |
Detailed Holly Springs Transportation costs vs. Mississippi
| Item | Holly Springs | Mississippi |
|---|---|---|
| Gasoline | $3.14 | $3.46 |
| Tire Balancing | $55.67 | $59.92 |
Detailed Holly Springs Utilities costs vs. Mississippi
| Item | Holly Springs | Mississippi |
|---|---|---|
| All Electricity | $163.38 | $193.99 |
| Phone | $192.72 | $192.25 |
Holly Springs SnackAbility
Cost Of Living In Cities Around Holly Springs
The cost of living varies in the cities and towns around Holly Springs. Here's a quick look at the cost of living in the most populous nearby places:
Bartlett, TN has a cost of living index of 102, 1.2x Holly Springs.
Southaven, MS has a cost of living index of 95, 1.1x Holly Springs.
Collierville, TN has a cost of living index of 118, 1.4x Holly Springs.
| City | Population | Cost Of Living | Vs. Holly Springs |
|---|---|---|---|
| Bartlett, TN | 56,876 | 102 | 1.2x |
| Southaven, MS | 56,226 | 95 | 1.1x |
| Collierville, TN | 51,515 | 118 | 1.4x |
| Olive Branch, MS | 47,019 | 103 | 1.2x |
| Germantown, TN | 40,673 | 121 | 1.4x |
| Horn Lake, MS | 26,647 | 89 | 1.1x |
| Oxford, MS | 26,411 | 107 | 1.3x |
| Arlington, TN | 15,205 | 115 | 1.4x |
| Atoka, TN | 10,385 | 103 | 1.2x |
| Oakland, TN | 9,979 | 103 | 1.2x |
