What is the cost of living in Cramerton, NC?
According to the most recent data on the cost of living, Cramerton has an overall cost of living index of 103, which is 1.0x higher than the national index of 100.
Compared to North Carolina, Cramerton has a cost of living index that's 1.1x higher than North Carolina's index of 95.
The standard of living in Cramerton ranks as #92 most affordable out of the 159 places we measured in North Carolina. By definition, that implies Cramerton ranks as the #67 most expensive place in the Tar Heel State.
For more reading on life in Cramerton, check out:
Cramerton Cost Of Living Vs. North Carolina
Six factors go into calculating the cost of living index in Cramerton. Here is how it fares on each of the criteria:
The Services index in Cramerton is 98.
The Groceries index in Cramerton is 97.
The Health index in Cramerton is 120.
The Housing index in Cramerton is 99.
The Transportation index in Cramerton is 101.
The Utilities index in Cramerton is 96.
| Living Expense | Cramerton | North Carolina | National Average |
|---|---|---|---|
| Overall | 103 | 95 | 100 |
| Services | 98 | 98 | 100 |
| Groceries | 97 | 98 | 100 |
| Health | 120 | 89 | 100 |
| Housing | 99 | 100 | 100 |
| Transportation | 101 | 97 | 100 |
| Utilities | 96 | 101 | 100 |
Cramerton Cost Of Living Compared To North Carolina Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around North Carolina, check out:
- Most Expensive Cities In North Carolina
- Most Affordable Cities In North Carolina
- Average Rent In North Carolina
Source: Cost-of-living index 2026, normalized to US average = 100
Cramerton, NC Housing Cost Breakdown
Housing swings affordability the most between places in North Carolina, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Cramerton is $305,443.
The Median Rent in Cramerton is $1,364.
The Median Income in Cramerton is $82,160.
The Home Value To Income in Cramerton is 3.7x.
The Rent To Monthly Income in Cramerton is 0.2x.
| Statistic | Cramerton | North Carolina | United States |
|---|---|---|---|
| Median Home Value | $305,443 | $336,407 | $332,700 |
| Median Rent | $1,364 | $1,228 | $1,413 |
| Median Income | $82,160 | $72,388 | $80,734 |
| Home Value To Income | 3.7x | 4.6x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.2x | 0.21x |
Cramerton, NC Costs By Category
Detailed Cramerton Services costs vs. North Carolina
| Item | Cramerton | North Carolina |
|---|---|---|
| Shampoo | $1.27 | $1.28 |
| Movie | $13.55 | $12.13 |
| Bowling | $21.67 | $18 |
| Haircut | $18.25 | $24.26 |
| Beauty Salon | $59.75 | $45.56 |
Detailed Cramerton Groceries costs vs. North Carolina
| Item | Cramerton | North Carolina |
|---|---|---|
| Ground Beef | $6.27 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.61 | $4.67 |
| Potatoes | $4.98 | $4.93 |
| Pizza | $10.96 | $12.09 |
| Beer | $10.47 | $10.41 |
| Toothpaste | $3.81 | $3.7 |
Detailed Cramerton Health costs vs. North Carolina
| Item | Cramerton | North Carolina |
|---|---|---|
| Optometrist | $143.74 | $125.68 |
| Doctor | $148.29 | $135.78 |
| Dentist | $115.52 | $113.29 |
Detailed Cramerton Transportation costs vs. North Carolina
| Item | Cramerton | North Carolina |
|---|---|---|
| Gasoline | $3.29 | $3.46 |
| Tire Balancing | $53.32 | $59.92 |
Detailed Cramerton Utilities costs vs. North Carolina
| Item | Cramerton | North Carolina |
|---|---|---|
| All Electricity | $167.89 | $193.99 |
| Phone | $189.9 | $192.25 |
Cramerton SnackAbility
Cost Of Living In Cities Around Cramerton
The cost of living varies in the cities and towns around Cramerton. Here's a quick look at the cost of living in the most populous nearby places:
Charlotte, NC has a cost of living index of 108, 1.0x Cramerton.
Gastonia, NC has a cost of living index of 98, 1.0x Cramerton.
Huntersville, NC has a cost of living index of 116, 1.1x Cramerton.
| City | Population | Cost Of Living | Vs. Cramerton |
|---|---|---|---|
| Charlotte, NC | 903,844 | 108 | 1.0x |
| Gastonia, NC | 82,884 | 98 | 1.0x |
| Huntersville, NC | 63,969 | 116 | 1.1x |
| Cornelius, NC | 32,783 | 124 | 1.2x |
| Fort Mill, SC | 30,775 | 116 | 1.1x |
| Mount Holly, NC | 18,208 | 97 | 0.9x |
| Lake Wylie, SC | 16,006 | 121 | 1.2x |
| Belmont, NC | 15,546 | 107 | 1.0x |
| Tega Cay, SC | 13,615 | 131 | 1.3x |
| Lincolnton, NC | 11,783 | 96 | 0.9x |








