What is the cost of living in Havelock, NC?
According to the most recent data on the cost of living, Havelock has an overall cost of living index of 96, which is 1.0x lower than the national index of 100.
Compared to North Carolina, Havelock has a cost of living index that's 1.0x higher than North Carolina's index of 95.
The standard of living in Havelock ranks as #63 most affordable out of the 159 places we measured in North Carolina. By definition, that implies Havelock ranks as the #96 most expensive place in the Tar Heel State.
For more reading on life in Havelock, check out:
Havelock Cost Of Living Vs. North Carolina
Six factors go into calculating the cost of living index in Havelock. Here is how it fares on each of the criteria:
The Services index in Havelock is 97.
The Groceries index in Havelock is 97.
The Health index in Havelock is 89.
The Housing index in Havelock is 97.
The Transportation index in Havelock is 95.
The Utilities index in Havelock is 98.
| Living Expense | Havelock | North Carolina | National Average |
|---|---|---|---|
| Overall | 96 | 95 | 100 |
| Services | 97 | 98 | 100 |
| Groceries | 97 | 98 | 100 |
| Health | 89 | 89 | 100 |
| Housing | 97 | 100 | 100 |
| Transportation | 95 | 97 | 100 |
| Utilities | 98 | 101 | 100 |
Havelock Cost Of Living Compared To North Carolina Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around North Carolina, check out:
- Most Expensive Cities In North Carolina
- Most Affordable Cities In North Carolina
- Average Rent In North Carolina
Source: Cost-of-living index 2026, normalized to US average = 100
Havelock, NC Housing Cost Breakdown
Housing swings affordability the most between places in North Carolina, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Havelock is $233,895.
The Median Rent in Havelock is $1,280.
The Median Income in Havelock is $58,408.
The Home Value To Income in Havelock is 4.0x.
The Rent To Monthly Income in Havelock is 0.26x.
| Statistic | Havelock | North Carolina | United States |
|---|---|---|---|
| Median Home Value | $233,895 | $336,407 | $332,700 |
| Median Rent | $1,280 | $1,228 | $1,413 |
| Median Income | $58,408 | $72,388 | $80,734 |
| Home Value To Income | 4.0x | 4.6x | 4.1x |
| Rent To Monthly Income | 0.26x | 0.2x | 0.21x |
Havelock, NC Costs By Category
Detailed Havelock Services costs vs. North Carolina
| Item | Havelock | North Carolina |
|---|---|---|
| Shampoo | $1.09 | $1.28 |
| Movie | $10.27 | $12.13 |
| Bowling | $11.0 | $18 |
| Haircut | $19.0 | $24.26 |
| Beauty Salon | $29.58 | $45.56 |
Detailed Havelock Groceries costs vs. North Carolina
| Item | Havelock | North Carolina |
|---|---|---|
| Ground Beef | $5.93 | $5.84 |
| Fried Chicken | $1.59 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $5.18 | $4.93 |
| Pizza | $10.47 | $12.09 |
| Beer | $10.29 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Havelock Health costs vs. North Carolina
| Item | Havelock | North Carolina |
|---|---|---|
| Optometrist | $141.56 | $125.68 |
| Doctor | $136.38 | $135.78 |
| Dentist | $100.17 | $113.29 |
Detailed Havelock Transportation costs vs. North Carolina
| Item | Havelock | North Carolina |
|---|---|---|
| Gasoline | $3.45 | $3.46 |
| Tire Balancing | $63.55 | $59.92 |
Detailed Havelock Utilities costs vs. North Carolina
| Item | Havelock | North Carolina |
|---|---|---|
| All Electricity | $201.14 | $193.99 |
| Phone | $187.32 | $192.25 |
Havelock SnackAbility
Cost Of Living In Cities Around Havelock
The cost of living varies in the cities and towns around Havelock. Here's a quick look at the cost of living in the most populous nearby places:
Jacksonville, NC has a cost of living index of 99, 1.0x Havelock.
New Bern, NC has a cost of living index of 95, 1.0x Havelock.
Kinston, NC has a cost of living index of 89, 0.9x Havelock.
| City | Population | Cost Of Living | Vs. Havelock |
|---|---|---|---|
| Jacksonville, NC | 71,279 | 99 | 1.0x |
| New Bern, NC | 32,734 | 95 | 1.0x |
| Kinston, NC | 19,505 | 89 | 0.9x |
| Piney Green, NC | 14,078 | 98 | 1.0x |
| Washington, NC | 9,726 | 94 | 1.0x |
| Half Moon, NC | 7,378 | 94 | 1.0x |
