Jacksonville, NC Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Jacksonville, NC Summary

Cost of living in Jacksonville research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Jacksonville is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in North Carolina, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Jacksonville is 98, with 100 being the average.

  • The cost of living index in Jacksonville is 1.0x lower than the national average.

  • Jacksonville ranks as the #76 cheapest in North Carolina out of 157.

  • Jacksonville ranks as the #2,372 cheapest out of 6,489 in the US.

  • The median home value in Jacksonville is $252,217.

  • The median income in Jacksonville is $54,069.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
98
Jacksonville's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in Jacksonville, NC?

According to the most recent data on the cost of living, Jacksonville has an overall cost of living index of 98, which is 1.0x lower than the national index of 100.

Compared to North Carolina, Jacksonville has a cost of living index that's 1.1x higher than North Carolina's index of 92.

The standard of living in Jacksonville ranks as #76 most affordable out of the 157 places we measured in North Carolina. By definition, that implies Jacksonville ranks as the #81 most expensive place in the Tar Heel State.

For more reading on life in Jacksonville, check out:

76 out of 157
In North Carolina
2,372 out of 6,489
In America

Jacksonville Cost Of Living Vs. North Carolina

Six factors go into calculating the cost of living index in Jacksonville. Here is how it fairs on each of the criteria:

  • The Services index in Jacksonville is 98.

  • The Groceries index in Jacksonville is 97.

  • The Health index in Jacksonville is 110.

  • The Housing index in Jacksonville is 90.

  • The Transportation index in Jacksonville is 95.

  • The Utilities index in Jacksonville is 96.

Living Expense Jacksonville North Carolina National Average
Overall 98 92 100
Services 98 100 100
Groceries 97 99 100
Health 110 106 100
Housing 90 86 100
Transportation 95 93 100
Utilities 96 95 100
For more reading on cost of living around North Carolina, check out:
Jacksonville Cost of Living Vs. NC

Jacksonville, NC Housing Cost Breakdown

Housing swings affordability the most between places in North Carolina, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Jacksonville is $252,217.

  • The Median Rent in Jacksonville is $1,268.

  • The Median Income in Jacksonville is $54,069.

  • The Home Value To Income in Jacksonville is 4.7x.

  • The Rent To Monthly Income in Jacksonville is 0.28x.

Statistic Jacksonville North Carolina United States
Median Home Value $252,217 $332,681 $303,400
Median Rent $1,268 $1,162 $1,348
Median Income $54,069 $69,904 $78,538
Home Value To Income 4.7x 4.8x 3.9x
Rent To Monthly Income 0.28x 0.2x 0.21x
$252,217
Median Home Value
$1,268
Median Rent
$54,069
Median Income

Jacksonville, NC Costs By Category

Detailed Jacksonville Services Costs Vs. North Carolina

Item Jacksonville North Carolina
Shampoo $1.09 $1.28
Movie $10.27 $12.13
Bowling $11.0 $18
Haircut $19.0 $24.26
Beauty Salon $29.58 $45.56

Detailed Jacksonville Groceries Costs Vs. North Carolina

Item Jacksonville North Carolina
Ground Beef $5.93 $5.84
Fried Chicken $1.59 $1.57
Milk $4.57 $4.67
Potatoes $5.18 $4.93
Pizza $10.47 $12.09
Beer $10.29 $10.41
Toothpaste $3.65 $3.7

Detailed Jacksonville Health Costs Vs. North Carolina

Item Jacksonville North Carolina
Optometrist $141.56 $125.68
Doctor $136.38 $135.78
Dentist $100.17 $113.29

Detailed Jacksonville Transportation Costs Vs. North Carolina

Item Jacksonville North Carolina
Gasoline $3.45 $3.46
Tire Balancing $63.55 $59.92

Detailed Jacksonville Utilities Costs Vs. North Carolina

Item Jacksonville North Carolina
All Electricity $201.14 $193.99
Phone $187.32 $192.25

Jacksonville SnackAbility

7
/10
Overall SnackAbility
Jobs
4/10
Housing
8
Affordability
5
Diversity
9.5
Safety
5
Amenities
8.5
Education
8
Commute
9.5

Cost Of Living In Cities Around Jacksonville

The cost of living varies in the cities and towns around Jacksonville. Here's a quick look at the cost of living in the most populous nearby places:

  • Wilmington, NC has a cost of living index of 110, 1.1x Jacksonville.

  • New Bern, NC has a cost of living index of 96, 1.0x Jacksonville.

  • Murraysville, NC has a cost of living index of 104, 1.1x Jacksonville.

City Population Cost Of Living Vs. Jacksonville
Wilmington, NC 118,578 110 1.1x
New Bern, NC 31,563 96 1.0x
Murraysville, NC 17,307 104 1.1x
Havelock, NC 16,471 96 1.0x
Piney Green, NC 14,205 94 1.0x
Kings Grant, NC 9,061 101 1.0x
Ogden, NC 8,363 120 1.2x
Half Moon, NC 7,780 94 1.0x
Porters Neck, NC 7,102 126 1.3x

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