What is the cost of living in Half Moon, NC?
According to the most recent data on the cost of living, Half Moon has an overall cost of living index of 94, which is 0.9x lower than the national index of 100.
Compared to North Carolina, Half Moon has a cost of living index that's 1.0x lower than North Carolina's index of 95.
The standard of living in Half Moon ranks as #47 most affordable out of the 159 places we measured in North Carolina. By definition, that implies Half Moon ranks as the #112 most expensive place in the Tar Heel State.
For more reading on life in Half Moon, check out:
Half Moon Cost Of Living Vs. North Carolina
Six factors go into calculating the cost of living index in Half Moon. Here is how it fares on each of the criteria:
The Services index in Half Moon is 102.
The Groceries index in Half Moon is 100.
The Health index in Half Moon is 82.
The Housing index in Half Moon is 103.
The Transportation index in Half Moon is 102.
The Utilities index in Half Moon is 99.
| Living Expense | Half Moon | North Carolina | National Average |
|---|---|---|---|
| Overall | 94 | 95 | 100 |
| Services | 102 | 98 | 100 |
| Groceries | 100 | 98 | 100 |
| Health | 82 | 89 | 100 |
| Housing | 103 | 100 | 100 |
| Transportation | 102 | 97 | 100 |
| Utilities | 99 | 101 | 100 |
Half Moon Cost Of Living Compared To North Carolina Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around North Carolina, check out:
- Most Expensive Cities In North Carolina
- Most Affordable Cities In North Carolina
- Average Rent In North Carolina
Source: Cost-of-living index 2026, normalized to US average = 100
Half Moon, NC Housing Cost Breakdown
Housing swings affordability the most between places in North Carolina, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Half Moon is $212,510.
The Median Rent in Half Moon is $1,210.
The Median Income in Half Moon is $68,946.
The Home Value To Income in Half Moon is 3.1x.
The Rent To Monthly Income in Half Moon is 0.21x.
| Statistic | Half Moon | North Carolina | United States |
|---|---|---|---|
| Median Home Value | $212,510 | $336,407 | $332,700 |
| Median Rent | $1,210 | $1,228 | $1,413 |
| Median Income | $68,946 | $72,388 | $80,734 |
| Home Value To Income | 3.1x | 4.6x | 4.1x |
| Rent To Monthly Income | 0.21x | 0.2x | 0.21x |
Half Moon, NC Costs By Category
Detailed Half Moon Services costs vs. North Carolina
| Item | Half Moon | North Carolina |
|---|---|---|
| Shampoo | $1.09 | $1.28 |
| Movie | $10.27 | $12.13 |
| Bowling | $11.0 | $18 |
| Haircut | $19.0 | $24.26 |
| Beauty Salon | $29.58 | $45.56 |
Detailed Half Moon Groceries costs vs. North Carolina
| Item | Half Moon | North Carolina |
|---|---|---|
| Ground Beef | $5.93 | $5.84 |
| Fried Chicken | $1.59 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $5.18 | $4.93 |
| Pizza | $10.47 | $12.09 |
| Beer | $10.29 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Half Moon Health costs vs. North Carolina
| Item | Half Moon | North Carolina |
|---|---|---|
| Optometrist | $141.56 | $125.68 |
| Doctor | $136.38 | $135.78 |
| Dentist | $100.17 | $113.29 |
Detailed Half Moon Transportation costs vs. North Carolina
| Item | Half Moon | North Carolina |
|---|---|---|
| Gasoline | $3.45 | $3.46 |
| Tire Balancing | $63.55 | $59.92 |
Detailed Half Moon Utilities costs vs. North Carolina
| Item | Half Moon | North Carolina |
|---|---|---|
| All Electricity | $201.14 | $193.99 |
| Phone | $187.32 | $192.25 |
Half Moon SnackAbility
Cost Of Living In Cities Around Half Moon
The cost of living varies in the cities and towns around Half Moon. Here's a quick look at the cost of living in the most populous nearby places:
Wilmington, NC has a cost of living index of 108, 1.1x Half Moon.
Jacksonville, NC has a cost of living index of 99, 1.1x Half Moon.
New Bern, NC has a cost of living index of 95, 1.0x Half Moon.
| City | Population | Cost Of Living | Vs. Half Moon |
|---|---|---|---|
| Wilmington, NC | 120,805 | 108 | 1.1x |
| Jacksonville, NC | 71,279 | 99 | 1.1x |
| New Bern, NC | 32,734 | 95 | 1.0x |
| Havelock, NC | 17,691 | 96 | 1.0x |
| Murraysville, NC | 16,339 | 106 | 1.1x |
| Piney Green, NC | 14,078 | 98 | 1.0x |
| Winterville, NC | 10,725 | 96 | 1.0x |
| Kings Grant, NC | 9,003 | 102 | 1.1x |
| Ogden, NC | 8,249 | 122 | 1.3x |
| Porters Neck, NC | 7,654 | 124 | 1.3x |
