What is the cost of living in Omaha, NE?
According to the most recent data on the cost of living, Omaha has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.
Compared to Nebraska, Omaha has a cost of living index that's 1.1x higher than Nebraska's index of 89.
The standard of living in Omaha ranks as #31 most affordable out of the 34 places we measured in Nebraska. By definition, that implies Omaha ranks as the #3 most expensive place in the Cornhusker State.
For more reading on life in Omaha, check out:
Omaha Cost Of Living Vs. Nebraska
Six factors go into calculating the cost of living index in Omaha. Here is how it fares on each of the criteria:
The Services index in Omaha is 98.
The Groceries index in Omaha is 101.
The Health index in Omaha is 93.
The Housing index in Omaha is 103.
The Transportation index in Omaha is 97.
The Utilities index in Omaha is 95.
| Living Expense | Omaha | Nebraska | National Average |
|---|---|---|---|
| Overall | 100 | 89 | 100 |
| Services | 98 | 98 | 100 |
| Groceries | 101 | 99 | 100 |
| Health | 93 | 77 | 100 |
| Housing | 103 | 99 | 100 |
| Transportation | 97 | 98 | 100 |
| Utilities | 95 | 96 | 100 |
Omaha Cost Of Living Compared To Nebraska Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Nebraska, check out:
Protect your home budget Compare home warranties in Omaha Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Omaha, NE Housing Cost Breakdown
Housing swings affordability the most between places in Nebraska, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Omaha is $294,188.
The Median Rent in Omaha is $1,187.
The Median Income in Omaha is $73,201.
The Home Value To Income in Omaha is 4.0x.
The Rent To Monthly Income in Omaha is 0.19x.
Omaha, NE Costs By Category
Detailed Omaha Services costs vs. Nebraska
Detailed Omaha Groceries costs vs. Nebraska
Detailed Omaha Health costs vs. Nebraska
Detailed Omaha Transportation costs vs. Nebraska
Omaha SnackAbility
Cost Of Living In Cities Around Omaha
The cost of living varies in the cities and towns around Omaha. Here's a quick look at the cost of living in the most populous nearby places:
Bellevue, NE has a cost of living index of 95, 0.9x Omaha.
Council Bluffs, IA has a cost of living index of 88, 0.9x Omaha.
Papillion, NE has a cost of living index of 102, 1.0x Omaha.
| City | Population | Cost Of Living | Vs. Omaha |
|---|---|---|---|
| Bellevue, NE | 64,510 | 95 | 0.9x |
| Council Bluffs, IA | 62,586 | 88 | 0.9x |
| Papillion, NE | 25,244 | 102 | 1.0x |
| La Vista, NE | 16,563 | 98 | 1.0x |
| Chalco, NE | 10,595 | 95 | 0.9x |
| Gretna, NE | 9,193 | 100 | 1.0x |
| Blair, NE | 7,914 | 95 | 0.9x |
| Plattsmouth, NE | 6,731 | 91 | 0.9x |
| Ralston, NE | 6,472 | 96 | 1.0x |
