What is the cost of living in Emerson, NJ?
According to the most recent data on the cost of living, Emerson has an overall cost of living index of 156, which is 1.6x higher than the national index of 100.
Compared to New Jersey, Emerson has a cost of living index that's 1.2x higher than New Jersey's index of 125.
The standard of living in Emerson ranks as #216 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Emerson ranks as the #46 most expensive place in the Garden State.
For more reading on life in Emerson, check out:
Emerson Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Emerson. Here is how it fares on each of the criteria:
The Services index in Emerson is 109.
The Groceries index in Emerson is 106.
The Health index in Emerson is 259.
The Housing index in Emerson is 111.
The Transportation index in Emerson is 109.
The Utilities index in Emerson is 113.
| Living Expense | Emerson | New Jersey | National Average |
|---|---|---|---|
| Overall | 156 | 125 | 100 |
| Services | 109 | 107 | 100 |
| Groceries | 106 | 113 | 100 |
| Health | 259 | 155 | 100 |
| Housing | 111 | 116 | 100 |
| Transportation | 109 | 112 | 100 |
| Utilities | 113 | 113 | 100 |
Emerson Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Emerson Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Emerson, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Emerson is $780,189.
The Median Rent in Emerson is $1,887.
The Median Income in Emerson is $155,536.
The Home Value To Income in Emerson is 5.0x.
The Rent To Monthly Income in Emerson is 0.15x.
| Statistic | Emerson | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $780,189 | $569,411 | $332,700 |
| Median Rent | $1,887 | $1,720 | $1,413 |
| Median Income | $155,536 | $103,556 | $80,734 |
| Home Value To Income | 5.0x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.2x | 0.21x |
Emerson, NJ Costs By Category
Detailed Emerson Services costs vs. New Jersey
| Item | Emerson | New Jersey |
|---|---|---|
| Shampoo | $1.69 | $1.28 |
| Movie | $13.68 | $12.13 |
| Bowling | $29.4 | $18 |
| Haircut | $34.94 | $24.26 |
| Beauty Salon | $64.07 | $45.56 |
Detailed Emerson Groceries costs vs. New Jersey
| Item | Emerson | New Jersey |
|---|---|---|
| Ground Beef | $5.87 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.97 | $4.67 |
| Potatoes | $5.21 | $4.93 |
| Pizza | $12.57 | $12.09 |
| Beer | $11.87 | $10.41 |
| Toothpaste | $3.96 | $3.7 |
Detailed Emerson Health costs vs. New Jersey
| Item | Emerson | New Jersey |
|---|---|---|
| Optometrist | $128.97 | $125.68 |
| Doctor | $162.24 | $135.78 |
| Dentist | $149.64 | $113.29 |
Detailed Emerson Transportation costs vs. New Jersey
| Item | Emerson | New Jersey |
|---|---|---|
| Gasoline | $3.55 | $3.46 |
| Tire Balancing | $86.43 | $59.92 |
Detailed Emerson Utilities costs vs. New Jersey
| Item | Emerson | New Jersey |
|---|---|---|
| All Electricity | $201.27 | $193.99 |
| Phone | $200.67 | $192.25 |
Emerson SnackAbility
Cost Of Living In Cities Around Emerson
The cost of living varies in the cities and towns around Emerson. Here's a quick look at the cost of living in the most populous nearby places:
Paramus, NJ has a cost of living index of 175, 1.1x Emerson.
Eastchester, NY has a cost of living index of 168, 1.1x Emerson.
Mamaroneck, NY has a cost of living index of 165, 1.1x Emerson.
| City | Population | Cost Of Living | Vs. Emerson |
|---|---|---|---|
| Paramus, NJ | 26,568 | 175 | 1.1x |
| Eastchester, NY | 20,491 | 168 | 1.1x |
| Mamaroneck, NY | 19,826 | 165 | 1.1x |
| Dumont, NJ | 18,279 | 134 | 0.9x |
| New Milford, NJ | 16,995 | 140 | 0.9x |
| River Edge, NJ | 12,091 | 152 | 1.0x |
| Westwood, NJ | 11,283 | 147 | 0.9x |
| Hillsdale, NJ | 10,144 | 155 | 1.0x |
| Closter, NJ | 8,606 | 176 | 1.1x |
| Oradell, NJ | 8,235 | 170 | 1.1x |








