What is the cost of living in Hillsdale, NJ?
According to the most recent data on the cost of living, Hillsdale has an overall cost of living index of 155, which is 1.6x higher than the national index of 100.
Compared to New Jersey, Hillsdale has a cost of living index that's 1.2x higher than New Jersey's index of 125.
The standard of living in Hillsdale ranks as #213 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Hillsdale ranks as the #49 most expensive place in the Garden State.
For more reading on life in Hillsdale, check out:
Hillsdale Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Hillsdale. Here is how it fares on each of the criteria:
The Services index in Hillsdale is 109.
The Groceries index in Hillsdale is 109.
The Health index in Hillsdale is 268.
The Housing index in Hillsdale is 111.
The Transportation index in Hillsdale is 106.
The Utilities index in Hillsdale is 115.
| Living Expense | Hillsdale | New Jersey | National Average |
|---|---|---|---|
| Overall | 155 | 125 | 100 |
| Services | 109 | 107 | 100 |
| Groceries | 109 | 113 | 100 |
| Health | 268 | 155 | 100 |
| Housing | 111 | 116 | 100 |
| Transportation | 106 | 112 | 100 |
| Utilities | 115 | 113 | 100 |
Hillsdale Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Hillsdale Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Hillsdale, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Hillsdale is $843,787.
The Median Rent in Hillsdale is $1,764.
The Median Income in Hillsdale is $186,688.
The Home Value To Income in Hillsdale is 4.5x.
The Rent To Monthly Income in Hillsdale is 0.11x.
| Statistic | Hillsdale | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $843,787 | $569,411 | $332,700 |
| Median Rent | $1,764 | $1,720 | $1,413 |
| Median Income | $186,688 | $103,556 | $80,734 |
| Home Value To Income | 4.5x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.11x | 0.2x | 0.21x |
Hillsdale, NJ Costs By Category
Detailed Hillsdale Services costs vs. New Jersey
| Item | Hillsdale | New Jersey |
|---|---|---|
| Shampoo | $1.69 | $1.28 |
| Movie | $13.68 | $12.13 |
| Bowling | $29.4 | $18 |
| Haircut | $34.94 | $24.26 |
| Beauty Salon | $64.07 | $45.56 |
Detailed Hillsdale Groceries costs vs. New Jersey
| Item | Hillsdale | New Jersey |
|---|---|---|
| Ground Beef | $5.87 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.97 | $4.67 |
| Potatoes | $5.21 | $4.93 |
| Pizza | $12.57 | $12.09 |
| Beer | $11.87 | $10.41 |
| Toothpaste | $3.96 | $3.7 |
Detailed Hillsdale Health costs vs. New Jersey
| Item | Hillsdale | New Jersey |
|---|---|---|
| Optometrist | $128.97 | $125.68 |
| Doctor | $162.24 | $135.78 |
| Dentist | $149.64 | $113.29 |
Detailed Hillsdale Transportation costs vs. New Jersey
| Item | Hillsdale | New Jersey |
|---|---|---|
| Gasoline | $3.55 | $3.46 |
| Tire Balancing | $86.43 | $59.92 |
Detailed Hillsdale Utilities costs vs. New Jersey
| Item | Hillsdale | New Jersey |
|---|---|---|
| All Electricity | $201.27 | $193.99 |
| Phone | $200.67 | $192.25 |
Hillsdale SnackAbility
Cost Of Living In Cities Around Hillsdale
The cost of living varies in the cities and towns around Hillsdale. Here's a quick look at the cost of living in the most populous nearby places:
Eastchester, NY has a cost of living index of 168, 1.1x Hillsdale.
Mamaroneck, NY has a cost of living index of 165, 1.1x Hillsdale.
Westwood, NJ has a cost of living index of 147, 0.9x Hillsdale.
| City | Population | Cost Of Living | Vs. Hillsdale |
|---|---|---|---|
| Eastchester, NY | 20,491 | 168 | 1.1x |
| Mamaroneck, NY | 19,826 | 165 | 1.1x |
| Westwood, NJ | 11,283 | 147 | 0.9x |
| Park Ridge, NJ | 9,406 | 163 | 1.1x |
| Montvale, NJ | 8,901 | 164 | 1.1x |
| Oradell, NJ | 8,235 | 170 | 1.1x |
| Briarcliff Manor, NY | 7,519 | 178 | 1.1x |
| Pleasantville, NY | 7,371 | 178 | 1.1x |
| Emerson, NJ | 7,305 | 156 | 1.0x |
| Tappan, NY | 6,687 | 162 | 1.0x |
