What is the cost of living in Perth Amboy, NJ?
According to the most recent data on the cost of living, Perth Amboy has an overall cost of living index of 120, which is 1.2x higher than the national index of 100.
Compared to New Jersey, Perth Amboy has a cost of living index that's 1.0x lower than New Jersey's index of 125.
The standard of living in Perth Amboy ranks as #61 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Perth Amboy ranks as the #201 most expensive place in the Garden State.
For more reading on life in Perth Amboy, check out:
Perth Amboy Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Perth Amboy. Here is how it fares on each of the criteria:
The Services index in Perth Amboy is 107.
The Groceries index in Perth Amboy is 111.
The Health index in Perth Amboy is 150.
The Housing index in Perth Amboy is 117.
The Transportation index in Perth Amboy is 108.
The Utilities index in Perth Amboy is 113.
| Living Expense | Perth Amboy | New Jersey | National Average |
|---|---|---|---|
| Overall | 120 | 125 | 100 |
| Services | 107 | 107 | 100 |
| Groceries | 111 | 113 | 100 |
| Health | 150 | 155 | 100 |
| Housing | 117 | 116 | 100 |
| Transportation | 108 | 112 | 100 |
| Utilities | 113 | 113 | 100 |
Perth Amboy Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Perth Amboy Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Perth Amboy, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Perth Amboy is $495,685.
The Median Rent in Perth Amboy is $1,688.
The Median Income in Perth Amboy is $61,977.
The Home Value To Income in Perth Amboy is 8.0x.
The Rent To Monthly Income in Perth Amboy is 0.33x.
| Statistic | Perth Amboy | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $495,685 | $569,411 | $332,700 |
| Median Rent | $1,688 | $1,720 | $1,413 |
| Median Income | $61,977 | $103,556 | $80,734 |
| Home Value To Income | 8.0x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.33x | 0.2x | 0.21x |
Perth Amboy, NJ Costs By Category
Detailed Perth Amboy Services costs vs. New Jersey
| Item | Perth Amboy | New Jersey |
|---|---|---|
| Shampoo | $1.53 | $1.28 |
| Movie | $14.53 | $12.13 |
| Bowling | $20.98 | $18 |
| Haircut | $30.25 | $24.26 |
| Beauty Salon | $53.0 | $45.56 |
Detailed Perth Amboy Groceries costs vs. New Jersey
| Item | Perth Amboy | New Jersey |
|---|---|---|
| Ground Beef | $6.13 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.7 | $4.67 |
| Potatoes | $5.32 | $4.93 |
| Pizza | $12.59 | $12.09 |
| Beer | $11.12 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Perth Amboy Health costs vs. New Jersey
| Item | Perth Amboy | New Jersey |
|---|---|---|
| Optometrist | $129.93 | $125.68 |
| Doctor | $124.1 | $135.78 |
| Dentist | $129.94 | $113.29 |
Detailed Perth Amboy Transportation costs vs. New Jersey
| Item | Perth Amboy | New Jersey |
|---|---|---|
| Gasoline | $3.41 | $3.46 |
| Tire Balancing | $72.38 | $59.92 |
Detailed Perth Amboy Utilities costs vs. New Jersey
| Item | Perth Amboy | New Jersey |
|---|---|---|
| All Electricity | $223.08 | $193.99 |
| Phone | $186.61 | $192.25 |
Perth Amboy SnackAbility
Cost Of Living In Cities Around Perth Amboy
The cost of living varies in the cities and towns around Perth Amboy. Here's a quick look at the cost of living in the most populous nearby places:
Sayreville, NJ has a cost of living index of 126, 1.1x Perth Amboy.
Westfield, NJ has a cost of living index of 182, 1.5x Perth Amboy.
Carteret, NJ has a cost of living index of 123, 1.0x Perth Amboy.
| City | Population | Cost Of Living | Vs. Perth Amboy |
|---|---|---|---|
| Sayreville, NJ | 45,838 | 126 | 1.1x |
| Westfield, NJ | 31,111 | 182 | 1.5x |
| Carteret, NJ | 25,496 | 123 | 1.0x |
| Woodbridge, NJ | 20,756 | 126 | 1.1x |
| Iselin, NJ | 19,551 | 131 | 1.1x |
| Colonia, NJ | 18,587 | 136 | 1.1x |
| Avenel, NJ | 17,121 | 121 | 1.0x |
| Metuchen, NJ | 15,144 | 149 | 1.2x |
| Middlesex, NJ | 14,645 | 128 | 1.1x |
| New Providence, NJ | 13,727 | 167 | 1.4x |
