Phillipsburg, NJ Cost Of Living
Cost Of Living In Phillipsburg, NJ Summary
Cost of living in Phillipsburg research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Phillipsburg is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in New Jersey, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Phillipsburg is 97, with 100 being the average.
The cost of living index in Phillipsburg is 1.0x lower than the national average.
Phillipsburg ranks as the #8 cheapest in New Jersey out of 260.
Phillipsburg ranks as the #2,245 cheapest out of 6,489 in the US.
The median home value in Phillipsburg is $333,656.
The median income in Phillipsburg is $67,782.
Table Of Contents
Phillipsburg's Overall Cost Of Living
Lower Than The National Average
What is the cost of living in Phillipsburg, NJ?
According to the most recent data on the cost of living, Phillipsburg has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.
Compared to New Jersey, Phillipsburg has a cost of living index that's 0.8x lower than New Jersey's index of 122.
The standard of living in Phillipsburg ranks as #8 most affordable out of the 260 places we measured in New Jersey. By definition, that implies Phillipsburg ranks as the #252 most expensive place in the Garden State.
For more reading on life in Phillipsburg, check out:
In New Jersey
In America
Phillipsburg Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Phillipsburg. Here is how it fairs on each of the criteria:
The Services index in Phillipsburg is 109.
The Groceries index in Phillipsburg is 99.
The Health index in Phillipsburg is 97.
The Housing index in Phillipsburg is 84.
The Transportation index in Phillipsburg is 105.
The Utilities index in Phillipsburg is 108.
| Living Expense | Phillipsburg | New Jersey | National Average | |
|---|---|---|---|---|
| Overall | 97 | 122 | 100 | |
| Services | 109 | 108 | 100 | |
| Groceries | 99 | 104 | 100 | |
| Health | 97 | 99 | 100 | |
| Housing | 84 | 159 | 100 | |
| Transportation | 105 | 101 | 100 | |
| Utilities | 108 | 107 | 100 | |
Phillipsburg, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Phillipsburg is $333,656.
The Median Rent in Phillipsburg is $1,118.
The Median Income in Phillipsburg is $67,782.
The Home Value To Income in Phillipsburg is 4.9x.
The Rent To Monthly Income in Phillipsburg is 0.2x.
| Statistic | Phillipsburg | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $333,656 | $564,432 | $303,400 |
| Median Rent | $1,118 | $1,653 | $1,348 |
| Median Income | $67,782 | $101,050 | $78,538 |
| Home Value To Income | 4.9x | 5.6x | 3.9x |
| Rent To Monthly Income | 0.2x | 0.2x | 0.21x |
Median Home Value
Median Rent
Median Income
Phillipsburg, NJ Costs By Category
Detailed Phillipsburg Services Costs Vs. New Jersey
| Item | Phillipsburg | New Jersey |
|---|---|---|
| Shampoo | $1.42 | $1.28 |
| Movie | $12.43 | $12.13 |
| Bowling | $19.33 | $18 |
| Haircut | $23.2 | $24.26 |
| Beauty Salon | $52.92 | $45.56 |
Detailed Phillipsburg Groceries Costs Vs. New Jersey
| Item | Phillipsburg | New Jersey |
|---|---|---|
| Ground Beef | $5.76 | $5.84 |
| Fried Chicken | $1.42 | $1.57 |
| Milk | $4.54 | $4.67 |
| Potatoes | $5.37 | $4.93 |
| Pizza | $11.57 | $12.09 |
| Beer | $11.46 | $10.41 |
| Toothpaste | $3.83 | $3.7 |
Detailed Phillipsburg Health Costs Vs. New Jersey
| Item | Phillipsburg | New Jersey |
|---|---|---|
| Optometrist | $125.11 | $125.68 |
| Doctor | $86.42 | $135.78 |
| Dentist | $137.77 | $113.29 |
Detailed Phillipsburg Transportation Costs Vs. New Jersey
| Item | Phillipsburg | New Jersey |
|---|---|---|
| Gasoline | $3.51 | $3.46 |
| Tire Balancing | $64.44 | $59.92 |
Detailed Phillipsburg Utilities Costs Vs. New Jersey
| Item | Phillipsburg | New Jersey |
|---|---|---|
| All Electricity | $210.1 | $193.99 |
| Phone | $195.81 | $192.25 |
Phillipsburg SnackAbility
/10
Cost Of Living In Cities Around Phillipsburg
The cost of living varies in the cities and towns around Phillipsburg. Here's a quick look at the cost of living in the most populous nearby places:
Easton, PA has a cost of living index of 96, 1.0x Phillipsburg.
Fullerton, PA has a cost of living index of 105, 1.1x Phillipsburg.
Emmaus, PA has a cost of living index of 108, 1.1x Phillipsburg.
| City | Population | Cost Of Living | Vs. Phillipsburg |
|---|---|---|---|
| Easton, PA | 29,079 | 96 | 1.0x |
| Fullerton, PA | 16,729 | 105 | 1.1x |
| Emmaus, PA | 11,727 | 108 | 1.1x |
| Northampton, PA | 10,366 | 100 | 1.0x |
| Wilson, PA | 8,196 | 101 | 1.0x |
| Middletown, PA | 7,620 | 93 | 1.0x |
| Washington, NJ | 7,287 | 104 | 1.1x |
| Catasauqua, PA | 6,491 | 100 | 1.0x |
| Nazareth, PA | 6,032 | 104 | 1.1x |
| Bangor, PA | 5,158 | 97 | 1.0x |
