Upper Saddle River, NJ Cost Of Living
Cost Of Living In Upper Saddle River, NJ Summary
Cost of living in Upper Saddle River research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Upper Saddle River is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in New Jersey, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Upper Saddle River is 209, with 100 being the average.
The cost of living index in Upper Saddle River is 2.1x higher than the national average.
Upper Saddle River ranks as the #255 cheapest in New Jersey out of 260.
Upper Saddle River ranks as the #6,350 cheapest out of 6,489 in the US.
The median home value in Upper Saddle River is $1,374,174.
The median income in Upper Saddle River is $246,719.
Table Of Contents
Upper Saddle River's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in Upper Saddle River, NJ?
According to the most recent data on the cost of living, Upper Saddle River has an overall cost of living index of 209, which is 2.1x higher than the national index of 100.
Compared to New Jersey, Upper Saddle River has a cost of living index that's 1.7x higher than New Jersey's index of 122.
The standard of living in Upper Saddle River ranks as #255 most affordable out of the 260 places we measured in New Jersey. By definition, that implies Upper Saddle River ranks as the #5 most expensive place in the Garden State.
For more reading on life in Upper Saddle River, check out:
In New Jersey
In America
Upper Saddle River Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Upper Saddle River. Here is how it fairs on each of the criteria:
The Services index in Upper Saddle River is 107.
The Groceries index in Upper Saddle River is 103.
The Health index in Upper Saddle River is 97.
The Housing index in Upper Saddle River is 448.
The Transportation index in Upper Saddle River is 108.
The Utilities index in Upper Saddle River is 110.
| Living Expense | Upper Saddle River | New Jersey | National Average | |
|---|---|---|---|---|
| Overall | 209 | 122 | 100 | |
| Services | 107 | 108 | 100 | |
| Groceries | 103 | 104 | 100 | |
| Health | 97 | 99 | 100 | |
| Housing | 448 | 159 | 100 | |
| Transportation | 108 | 101 | 100 | |
| Utilities | 110 | 107 | 100 | |
Upper Saddle River, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Upper Saddle River is $1,374,174.
The Median Rent in Upper Saddle River is $3,501.
The Median Income in Upper Saddle River is $246,719.
The Home Value To Income in Upper Saddle River is 5.6x.
The Rent To Monthly Income in Upper Saddle River is 0.17x.
| Statistic | Upper Saddle River | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $1,374,174 | $564,432 | $303,400 |
| Median Rent | $3,501 | $1,653 | $1,348 |
| Median Income | $246,719 | $101,050 | $78,538 |
| Home Value To Income | 5.6x | 5.6x | 3.9x |
| Rent To Monthly Income | 0.17x | 0.2x | 0.21x |
Median Home Value
Median Rent
Median Income
Upper Saddle River, NJ Costs By Category
Detailed Upper Saddle River Services Costs Vs. New Jersey
| Item | Upper Saddle River | New Jersey |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $15.78 | $12.13 |
| Bowling | $21.0 | $18 |
| Haircut | $25.62 | $24.26 |
| Beauty Salon | $41.67 | $45.56 |
Detailed Upper Saddle River Groceries Costs Vs. New Jersey
| Item | Upper Saddle River | New Jersey |
|---|---|---|
| Ground Beef | $5.65 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.71 | $4.67 |
| Potatoes | $5.37 | $4.93 |
| Pizza | $11.49 | $12.09 |
| Beer | $11.33 | $10.41 |
| Toothpaste | $3.72 | $3.7 |
Detailed Upper Saddle River Health Costs Vs. New Jersey
| Item | Upper Saddle River | New Jersey |
|---|---|---|
| Optometrist | $157.11 | $125.68 |
| Doctor | $115.59 | $135.78 |
| Dentist | $124.27 | $113.29 |
Detailed Upper Saddle River Transportation Costs Vs. New Jersey
| Item | Upper Saddle River | New Jersey |
|---|---|---|
| Gasoline | $3.41 | $3.46 |
| Tire Balancing | $82.67 | $59.92 |
Detailed Upper Saddle River Utilities Costs Vs. New Jersey
| Item | Upper Saddle River | New Jersey |
|---|---|---|
| All Electricity | $236.04 | $193.99 |
| Phone | $186.61 | $192.25 |
Upper Saddle River SnackAbility
/10
Cost Of Living In Cities Around Upper Saddle River
The cost of living varies in the cities and towns around Upper Saddle River. Here's a quick look at the cost of living in the most populous nearby places:
Monsey, NY has a cost of living index of 168, 0.8x Upper Saddle River.
Eastchester, NY has a cost of living index of 167, 0.8x Upper Saddle River.
Scarsdale, NY has a cost of living index of 279, 1.3x Upper Saddle River.
| City | Population | Cost Of Living | Vs. Upper Saddle River |
|---|---|---|---|
| Monsey, NY | 27,787 | 168 | 0.8x |
| Eastchester, NY | 20,519 | 167 | 0.8x |
| Scarsdale, NY | 18,005 | 279 | 1.3x |
| Ramsey, NJ | 14,722 | 158 | 0.8x |
| Chestnut Ridge, NY | 10,464 | 149 | 0.7x |
| Waldwick, NJ | 10,090 | 141 | 0.7x |
| Airmont, NY | 10,082 | 150 | 0.7x |
| Park Ridge, NJ | 9,218 | 167 | 0.8x |
| Montvale, NJ | 8,625 | 171 | 0.8x |
| Pleasantville, NY | 7,395 | 176 | 0.8x |
