What is the cost of living in Waldwick, NJ?
According to the most recent data on the cost of living, Waldwick has an overall cost of living index of 145, which is 1.4x higher than the national index of 100.
Compared to New Jersey, Waldwick has a cost of living index that's 1.2x higher than New Jersey's index of 125.
The standard of living in Waldwick ranks as #186 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Waldwick ranks as the #76 most expensive place in the Garden State.
For more reading on life in Waldwick, check out:
Waldwick Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Waldwick. Here is how it fares on each of the criteria:
The Services index in Waldwick is 109.
The Groceries index in Waldwick is 106.
The Health index in Waldwick is 233.
The Housing index in Waldwick is 110.
The Transportation index in Waldwick is 109.
The Utilities index in Waldwick is 114.
| Living Expense | Waldwick | New Jersey | National Average |
|---|---|---|---|
| Overall | 145 | 125 | 100 |
| Services | 109 | 107 | 100 |
| Groceries | 106 | 113 | 100 |
| Health | 233 | 155 | 100 |
| Housing | 110 | 116 | 100 |
| Transportation | 109 | 112 | 100 |
| Utilities | 114 | 113 | 100 |
Waldwick Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Waldwick Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Waldwick, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Waldwick is $738,299.
The Median Rent in Waldwick is $3,446.
The Median Income in Waldwick is $177,962.
The Home Value To Income in Waldwick is 4.1x.
The Rent To Monthly Income in Waldwick is 0.23x.
| Statistic | Waldwick | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $738,299 | $569,411 | $332,700 |
| Median Rent | $3,446 | $1,720 | $1,413 |
| Median Income | $177,962 | $103,556 | $80,734 |
| Home Value To Income | 4.1x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.2x | 0.21x |
Waldwick, NJ Costs By Category
Detailed Waldwick Services costs vs. New Jersey
| Item | Waldwick | New Jersey |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $15.78 | $12.13 |
| Bowling | $21.0 | $18 |
| Haircut | $25.62 | $24.26 |
| Beauty Salon | $41.67 | $45.56 |
Detailed Waldwick Groceries costs vs. New Jersey
| Item | Waldwick | New Jersey |
|---|---|---|
| Ground Beef | $5.65 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.71 | $4.67 |
| Potatoes | $5.37 | $4.93 |
| Pizza | $11.49 | $12.09 |
| Beer | $11.33 | $10.41 |
| Toothpaste | $3.72 | $3.7 |
Detailed Waldwick Health costs vs. New Jersey
| Item | Waldwick | New Jersey |
|---|---|---|
| Optometrist | $157.11 | $125.68 |
| Doctor | $115.59 | $135.78 |
| Dentist | $124.27 | $113.29 |
Detailed Waldwick Transportation costs vs. New Jersey
| Item | Waldwick | New Jersey |
|---|---|---|
| Gasoline | $3.41 | $3.46 |
| Tire Balancing | $82.67 | $59.92 |
Detailed Waldwick Utilities costs vs. New Jersey
| Item | Waldwick | New Jersey |
|---|---|---|
| All Electricity | $236.04 | $193.99 |
| Phone | $186.61 | $192.25 |
Waldwick SnackAbility
Cost Of Living In Cities Around Waldwick
The cost of living varies in the cities and towns around Waldwick. Here's a quick look at the cost of living in the most populous nearby places:
Ridgewood, NJ has a cost of living index of 182, 1.3x Waldwick.
Eastchester, NY has a cost of living index of 168, 1.2x Waldwick.
Scarsdale, NY has a cost of living index of 280, 1.9x Waldwick.
| City | Population | Cost Of Living | Vs. Waldwick |
|---|---|---|---|
| Ridgewood, NJ | 26,308 | 182 | 1.3x |
| Eastchester, NY | 20,491 | 168 | 1.2x |
| Scarsdale, NY | 18,010 | 280 | 1.9x |
| Ramsey, NJ | 14,805 | 163 | 1.1x |
| Glen Rock, NJ | 12,154 | 174 | 1.2x |
| Franklin Lakes, NJ | 11,084 | 221 | 1.5x |
| Upper Saddle River, NJ | 8,439 | 213 | 1.5x |
| Briarcliff Manor, NY | 7,519 | 178 | 1.2x |
| Pleasantville, NY | 7,371 | 178 | 1.2x |
| Midland Park, NJ | 7,019 | 151 | 1.0x |
