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Bay Shore, NY Cost Of Living

The latest cost of living statistics for Bay Shore. Includes statistics on rent, mortgages, healthcare, and other costs for Bay Shore compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Bay Shore, New York

Cost of living in Bay Shore research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Bay Shore is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

134 Cost of living index 1.3x higher vs US
#160 Cheapest in New York (of 336)
#5,135 Cheapest in the U.S. (of 6,489)
$633,375 Median home value
$2,063 Median rent
$105,618 Median income
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What is the cost of living in Bay Shore, NY?

According to the most recent data on the cost of living, Bay Shore has an overall cost of living index of 134, which is 1.3x higher than the national index of 100.

Compared to New York, Bay Shore has a cost of living index that's 1.1x higher than New York's index of 121.

The standard of living in Bay Shore ranks as #160 most affordable out of the 336 places we measured in New York. By definition, that implies Bay Shore ranks as the #176 most expensive place in the Empire State.

For more reading on life in Bay Shore, check out:

Bay Shore Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Bay Shore. Here is how it fares on each of the criteria:

  • The Services index in Bay Shore is 104.

  • The Groceries index in Bay Shore is 111.

  • The Health index in Bay Shore is 194.

  • The Housing index in Bay Shore is 114.

  • The Transportation index in Bay Shore is 114.

  • The Utilities index in Bay Shore is 106.

Living Expense Bay Shore New York National Average
Overall 134 121 100
Services 104 105 100
Groceries 111 108 100
Health 194 143 100
Housing 114 112 100
Transportation 114 114 100
Utilities 106 111 100

Bay Shore Cost Of Living Compared To New York Averages

Services
Bay Shore 104
New York avg 105
Groceries
Bay Shore 111
New York avg 108
Health
Bay Shore 194
New York avg 143
Housing
Bay Shore 114
New York avg 112
Transportation
Bay Shore 114
New York avg 114
Utilities
Bay Shore 106
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Bay Shore, NY Housing Cost Breakdown

$633,375Median Home Value
$2,063Median Rent
$105,618Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Bay Shore is $633,375.

  • The Median Rent in Bay Shore is $2,063.

  • The Median Income in Bay Shore is $105,618.

  • The Home Value To Income in Bay Shore is 6.0x.

  • The Rent To Monthly Income in Bay Shore is 0.23x.

Statistic Bay Shore New York United States
Median Home Value $633,375 $507,794 $332,700
Median Rent $2,063 $1,621 $1,413
Median Income $105,618 $85,974 $80,734
Home Value To Income 6.0x 5.9x 4.1x
Rent To Monthly Income 0.23x 0.23x 0.21x

Bay Shore, NY Costs By Category

Detailed Bay Shore Services costs vs. New York
Item Bay Shore New York
Shampoo $1.5 $1.28
Movie $13.76 $12.13
Bowling $19.63 $18
Haircut $32.33 $24.26
Beauty Salon $48.56 $45.56
Detailed Bay Shore Groceries costs vs. New York
Item Bay Shore New York
Ground Beef $6.34 $5.84
Fried Chicken $1.61 $1.57
Milk $4.73 $4.67
Potatoes $5.03 $4.93
Pizza $10.07 $12.09
Beer $10.62 $10.41
Toothpaste $3.66 $3.7
Detailed Bay Shore Health costs vs. New York
Item Bay Shore New York
Optometrist $140.1 $125.68
Doctor $143.23 $135.78
Dentist $123.0 $113.29
Detailed Bay Shore Transportation costs vs. New York
Item Bay Shore New York
Gasoline $3.33 $3.46
Tire Balancing $57.68 $59.92
Detailed Bay Shore Utilities costs vs. New York
Item Bay Shore New York
All Electricity $281.67 $193.99
Phone $185.16 $192.25

Bay Shore SnackAbility

7Overall SnackAbility
Jobs 8/10
Housing 9/10
Affordability 5/10
Diversity 10/10
SafetyN/A
Amenities 9.5/10
Education 7/10
Commute 4/10

Cost Of Living In Cities Around Bay Shore

The cost of living varies in the cities and towns around Bay Shore. Here's a quick look at the cost of living in the most populous nearby places:

  • Levittown, NY has a cost of living index of 142, 1.1x Bay Shore.

  • West Islip, NY has a cost of living index of 150, 1.1x Bay Shore.

  • Plainview, NY has a cost of living index of 166, 1.2x Bay Shore.

City Population Cost Of Living Vs. Bay Shore
Levittown, NY 51,904 142 1.1x
West Islip, NY 26,865 150 1.1x
Plainview, NY 25,982 166 1.2x
Merrick, NY 21,744 163 1.2x
Massapequa, NY 21,389 165 1.2x
North Bellmore, NY 20,689 154 1.1x
North Bay Shore, NY 20,282 131 1.0x
Syosset, NY 18,433 180 1.3x
North Babylon, NY 17,963 139 1.0x
Islip, NY 17,362 139 1.0x
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