What is the cost of living in Horseheads, NY?
According to the most recent data on the cost of living, Horseheads has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.
Compared to New York, Horseheads has a cost of living index that's 0.8x lower than New York's index of 121.
The standard of living in Horseheads ranks as #39 most affordable out of the 336 places we measured in New York. By definition, that implies Horseheads ranks as the #297 most expensive place in the Empire State.
For more reading on life in Horseheads, check out:
Horseheads Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in Horseheads. Here is how it fares on each of the criteria:
The Services index in Horseheads is 104.
The Groceries index in Horseheads is 107.
The Health index in Horseheads is 78.
The Housing index in Horseheads is 109.
The Transportation index in Horseheads is 113.
The Utilities index in Horseheads is 106.
| Living Expense | Horseheads | New York | National Average |
|---|---|---|---|
| Overall | 97 | 121 | 100 |
| Services | 104 | 105 | 100 |
| Groceries | 107 | 108 | 100 |
| Health | 78 | 143 | 100 |
| Housing | 109 | 112 | 100 |
| Transportation | 113 | 114 | 100 |
| Utilities | 106 | 111 | 100 |
Horseheads Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in Horseheads Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Horseheads, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Horseheads is $213,483.
The Median Rent in Horseheads is $1,181.
The Median Income in Horseheads is $61,223.
The Home Value To Income in Horseheads is 3.5x.
The Rent To Monthly Income in Horseheads is 0.23x.
| Statistic | Horseheads | New York | United States |
|---|---|---|---|
| Median Home Value | $213,483 | $507,794 | $332,700 |
| Median Rent | $1,181 | $1,621 | $1,413 |
| Median Income | $61,223 | $85,974 | $80,734 |
| Home Value To Income | 3.5x | 5.9x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.23x | 0.21x |
Horseheads, NY Costs By Category
Detailed Horseheads Services costs vs. New York
| Item | Horseheads | New York |
|---|---|---|
| Shampoo | $1.33 | $1.28 |
| Movie | $13.27 | $12.13 |
| Bowling | $16.74 | $18 |
| Haircut | $20.03 | $24.26 |
| Beauty Salon | $42.39 | $45.56 |
Detailed Horseheads Groceries costs vs. New York
| Item | Horseheads | New York |
|---|---|---|
| Ground Beef | $5.93 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.71 | $4.67 |
| Potatoes | $5.13 | $4.93 |
| Pizza | $14.83 | $12.09 |
| Beer | $10.15 | $10.41 |
| Toothpaste | $3.62 | $3.7 |
Detailed Horseheads Health costs vs. New York
| Item | Horseheads | New York |
|---|---|---|
| Optometrist | $160.58 | $125.68 |
| Doctor | $115.23 | $135.78 |
| Dentist | $110.48 | $113.29 |
Detailed Horseheads Transportation costs vs. New York
| Item | Horseheads | New York |
|---|---|---|
| Gasoline | $3.59 | $3.46 |
| Tire Balancing | $69.82 | $59.92 |
Detailed Horseheads Utilities costs vs. New York
| Item | Horseheads | New York |
|---|---|---|
| All Electricity | $166.89 | $193.99 |
| Phone | $194.41 | $192.25 |
Horseheads SnackAbility
Cost Of Living In Cities Around Horseheads
The cost of living varies in the cities and towns around Horseheads. Here's a quick look at the cost of living in the most populous nearby places:
Ithaca, NY has a cost of living index of 115, 1.2x Horseheads.
Elmira, NY has a cost of living index of 91, 0.9x Horseheads.
Cortland, NY has a cost of living index of 97, 1.0x Horseheads.
| City | Population | Cost Of Living | Vs. Horseheads |
|---|---|---|---|
| Ithaca, NY | 32,814 | 115 | 1.2x |
| Elmira, NY | 26,257 | 91 | 0.9x |
| Cortland, NY | 17,450 | 97 | 1.0x |
| Geneva, NY | 12,512 | 98 | 1.0x |
| Endwell, NY | 11,546 | 100 | 1.0x |
| Corning, NY | 10,643 | 99 | 1.0x |
| Hornell, NY | 8,152 | 89 | 0.9x |
| South Hill, NY | 6,951 | 116 | 1.2x |
| Southport, NY | 6,450 | 92 | 0.9x |
| Big Flats, NY | 5,651 | 109 | 1.1x |
