What is the cost of living in Holtsville, NY?
According to the most recent data on the cost of living, Holtsville has an overall cost of living index of 137, which is 1.4x higher than the national index of 100.
Compared to New York, Holtsville has a cost of living index that's 1.1x higher than New York's index of 121.
The standard of living in Holtsville ranks as #171 most affordable out of the 336 places we measured in New York. By definition, that implies Holtsville ranks as the #165 most expensive place in the Empire State.
For more reading on life in Holtsville, check out:
Holtsville Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in Holtsville. Here is how it fares on each of the criteria:
The Services index in Holtsville is 105.
The Groceries index in Holtsville is 106.
The Health index in Holtsville is 195.
The Housing index in Holtsville is 110.
The Transportation index in Holtsville is 113.
The Utilities index in Holtsville is 114.
| Living Expense | Holtsville | New York | National Average |
|---|---|---|---|
| Overall | 137 | 121 | 100 |
| Services | 105 | 105 | 100 |
| Groceries | 106 | 108 | 100 |
| Health | 195 | 143 | 100 |
| Housing | 110 | 112 | 100 |
| Transportation | 113 | 114 | 100 |
| Utilities | 114 | 111 | 100 |
Holtsville Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in Holtsville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Holtsville, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Holtsville is $631,124.
The Median Rent in Holtsville is $2,342.
The Median Income in Holtsville is $133,679.
The Home Value To Income in Holtsville is 4.7x.
The Rent To Monthly Income in Holtsville is 0.21x.
| Statistic | Holtsville | New York | United States |
|---|---|---|---|
| Median Home Value | $631,124 | $507,794 | $332,700 |
| Median Rent | $2,342 | $1,621 | $1,413 |
| Median Income | $133,679 | $85,974 | $80,734 |
| Home Value To Income | 4.7x | 5.9x | 4.1x |
| Rent To Monthly Income | 0.21x | 0.23x | 0.21x |
Holtsville, NY Costs By Category
Detailed Holtsville Services costs vs. New York
| Item | Holtsville | New York |
|---|---|---|
| Shampoo | $1.5 | $1.28 |
| Movie | $13.76 | $12.13 |
| Bowling | $19.63 | $18 |
| Haircut | $32.33 | $24.26 |
| Beauty Salon | $48.56 | $45.56 |
Detailed Holtsville Groceries costs vs. New York
| Item | Holtsville | New York |
|---|---|---|
| Ground Beef | $6.34 | $5.84 |
| Fried Chicken | $1.61 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.03 | $4.93 |
| Pizza | $10.07 | $12.09 |
| Beer | $10.62 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed Holtsville Health costs vs. New York
| Item | Holtsville | New York |
|---|---|---|
| Optometrist | $140.1 | $125.68 |
| Doctor | $143.23 | $135.78 |
| Dentist | $123.0 | $113.29 |
Detailed Holtsville Transportation costs vs. New York
| Item | Holtsville | New York |
|---|---|---|
| Gasoline | $3.33 | $3.46 |
| Tire Balancing | $57.68 | $59.92 |
Detailed Holtsville Utilities costs vs. New York
| Item | Holtsville | New York |
|---|---|---|
| All Electricity | $281.67 | $193.99 |
| Phone | $185.16 | $192.25 |
Holtsville SnackAbility
Cost Of Living In Cities Around Holtsville
The cost of living varies in the cities and towns around Holtsville. Here's a quick look at the cost of living in the most populous nearby places:
Commack, NY has a cost of living index of 154, 1.1x Holtsville.
Centereach, NY has a cost of living index of 139, 1.0x Holtsville.
West Islip, NY has a cost of living index of 150, 1.1x Holtsville.
| City | Population | Cost Of Living | Vs. Holtsville |
|---|---|---|---|
| Commack, NY | 36,558 | 154 | 1.1x |
| Centereach, NY | 31,839 | 139 | 1.0x |
| West Islip, NY | 26,865 | 150 | 1.1x |
| Holbrook, NY | 26,449 | 139 | 1.0x |
| Medford, NY | 24,796 | 134 | 1.0x |
| Smithtown, NY | 24,375 | 152 | 1.1x |
| Selden, NY | 21,604 | 135 | 1.0x |
| Huntington, NY | 19,948 | 168 | 1.2x |
| Ronkonkoma, NY | 18,709 | 132 | 1.0x |
| Lake Ronkonkoma, NY | 18,221 | 136 | 1.0x |
