What is the cost of living in New Rochelle, NY?
According to the most recent data on the cost of living, New Rochelle has an overall cost of living index of 160, which is 1.6x higher than the national index of 100.
Compared to New York, New Rochelle has a cost of living index that's 1.3x higher than New York's index of 121.
The standard of living in New Rochelle ranks as #270 most affordable out of the 336 places we measured in New York. By definition, that implies New Rochelle ranks as the #66 most expensive place in the Empire State.
For more reading on life in New Rochelle, check out:
New Rochelle Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in New Rochelle. Here is how it fares on each of the criteria:
The Services index in New Rochelle is 109.
The Groceries index in New Rochelle is 108.
The Health index in New Rochelle is 268.
The Housing index in New Rochelle is 115.
The Transportation index in New Rochelle is 113.
The Utilities index in New Rochelle is 109.
| Living Expense | New Rochelle | New York | National Average |
|---|---|---|---|
| Overall | 160 | 121 | 100 |
| Services | 109 | 105 | 100 |
| Groceries | 108 | 108 | 100 |
| Health | 268 | 143 | 100 |
| Housing | 115 | 112 | 100 |
| Transportation | 113 | 114 | 100 |
| Utilities | 109 | 111 | 100 |
New Rochelle Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in New Rochelle Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
New Rochelle, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in New Rochelle is $917,530.
The Median Rent in New Rochelle is $1,917.
The Median Income in New Rochelle is $109,167.
The Home Value To Income in New Rochelle is 8.4x.
The Rent To Monthly Income in New Rochelle is 0.21x.
| Statistic | New Rochelle | New York | United States |
|---|---|---|---|
| Median Home Value | $917,530 | $507,794 | $332,700 |
| Median Rent | $1,917 | $1,621 | $1,413 |
| Median Income | $109,167 | $85,974 | $80,734 |
| Home Value To Income | 8.4x | 5.9x | 4.1x |
| Rent To Monthly Income | 0.21x | 0.23x | 0.21x |
New Rochelle, NY Costs By Category
Detailed New Rochelle Services costs vs. New York
| Item | New Rochelle | New York |
|---|---|---|
| Shampoo | $1.5 | $1.28 |
| Movie | $13.76 | $12.13 |
| Bowling | $19.63 | $18 |
| Haircut | $32.33 | $24.26 |
| Beauty Salon | $48.56 | $45.56 |
Detailed New Rochelle Groceries costs vs. New York
| Item | New Rochelle | New York |
|---|---|---|
| Ground Beef | $6.34 | $5.84 |
| Fried Chicken | $1.61 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.03 | $4.93 |
| Pizza | $10.07 | $12.09 |
| Beer | $10.62 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed New Rochelle Health costs vs. New York
| Item | New Rochelle | New York |
|---|---|---|
| Optometrist | $140.1 | $125.68 |
| Doctor | $143.23 | $135.78 |
| Dentist | $123.0 | $113.29 |
Detailed New Rochelle Transportation costs vs. New York
| Item | New Rochelle | New York |
|---|---|---|
| Gasoline | $3.33 | $3.46 |
| Tire Balancing | $57.68 | $59.92 |
Detailed New Rochelle Utilities costs vs. New York
| Item | New Rochelle | New York |
|---|---|---|
| All Electricity | $281.67 | $193.99 |
| Phone | $185.16 | $192.25 |
New Rochelle SnackAbility
Cost Of Living In Cities Around New Rochelle
The cost of living varies in the cities and towns around New Rochelle. Here's a quick look at the cost of living in the most populous nearby places:
Yonkers, NY has a cost of living index of 142, 0.9x New Rochelle.
Mount Vernon, NY has a cost of living index of 132, 0.8x New Rochelle.
Levittown, NY has a cost of living index of 142, 0.9x New Rochelle.
| City | Population | Cost Of Living | Vs. New Rochelle |
|---|---|---|---|
| Yonkers, NY | 209,978 | 142 | 0.9x |
| Mount Vernon, NY | 72,427 | 132 | 0.8x |
| Levittown, NY | 51,904 | 142 | 0.9x |
| Plainview, NY | 25,982 | 166 | 1.0x |
| Eastchester, NY | 20,491 | 168 | 1.1x |
| Mamaroneck, NY | 19,826 | 165 | 1.0x |
| Syosset, NY | 18,433 | 180 | 1.1x |
| Woodmere, NY | 18,061 | 186 | 1.2x |
| Scarsdale, NY | 18,010 | 280 | 1.8x |
| North New Hyde Park, NY | 14,159 | 169 | 1.1x |
