What is the cost of living in Ridge, NY?
According to the most recent data on the cost of living, Ridge has an overall cost of living index of 127, which is 1.3x higher than the national index of 100.
Compared to New York, Ridge has a cost of living index that's 1.0x higher than New York's index of 121.
The standard of living in Ridge ranks as #133 most affordable out of the 336 places we measured in New York. By definition, that implies Ridge ranks as the #203 most expensive place in the Empire State.
For more reading on life in Ridge, check out:
Ridge Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in Ridge. Here is how it fares on each of the criteria:
The Services index in Ridge is 106.
The Groceries index in Ridge is 109.
The Health index in Ridge is 168.
The Housing index in Ridge is 111.
The Transportation index in Ridge is 114.
The Utilities index in Ridge is 110.
| Living Expense | Ridge | New York | National Average |
|---|---|---|---|
| Overall | 127 | 121 | 100 |
| Services | 106 | 105 | 100 |
| Groceries | 109 | 108 | 100 |
| Health | 168 | 143 | 100 |
| Housing | 111 | 112 | 100 |
| Transportation | 114 | 114 | 100 |
| Utilities | 110 | 111 | 100 |
Ridge Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in Ridge Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Ridge, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ridge is $502,910.
The Median Rent in Ridge is $2,044.
The Median Income in Ridge is $78,528.
The Home Value To Income in Ridge is 6.4x.
The Rent To Monthly Income in Ridge is 0.31x.
Ridge, NY Costs By Category
Detailed Ridge Services costs vs. New York
Detailed Ridge Groceries costs vs. New York
Detailed Ridge Health costs vs. New York
Detailed Ridge Transportation costs vs. New York
Ridge SnackAbility
Cost Of Living In Cities Around Ridge
The cost of living varies in the cities and towns around Ridge. Here's a quick look at the cost of living in the most populous nearby places:
Smithtown, NY has a cost of living index of 152, 1.2x Ridge.
Farmingville, NY has a cost of living index of 140, 1.1x Ridge.
Manorville, NY has a cost of living index of 141, 1.1x Ridge.
| City | Population | Cost Of Living | Vs. Ridge |
|---|---|---|---|
| Smithtown, NY | 24,375 | 152 | 1.2x |
| Farmingville, NY | 16,160 | 140 | 1.1x |
| Manorville, NY | 14,233 | 141 | 1.1x |
| Nesconset, NY | 13,833 | 154 | 1.2x |
| East Islip, NY | 13,573 | 145 | 1.1x |
| Rocky Point, NY | 13,356 | 129 | 1.0x |
| St. James, NY | 13,244 | 149 | 1.2x |
| Stony Brook, NY | 12,868 | 153 | 1.2x |
| Miller Place, NY | 11,736 | 141 | 1.1x |
| Lake Grove, NY | 11,061 | 145 | 1.1x |








