What is the cost of living in Rocky Point, NY?
According to the most recent data on the cost of living, Rocky Point has an overall cost of living index of 129, which is 1.3x higher than the national index of 100.
Compared to New York, Rocky Point has a cost of living index that's 1.1x higher than New York's index of 121.
The standard of living in Rocky Point ranks as #139 most affordable out of the 336 places we measured in New York. By definition, that implies Rocky Point ranks as the #197 most expensive place in the Empire State.
For more reading on life in Rocky Point, check out:
Rocky Point Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in Rocky Point. Here is how it fares on each of the criteria:
The Services index in Rocky Point is 102.
The Groceries index in Rocky Point is 109.
The Health index in Rocky Point is 178.
The Housing index in Rocky Point is 110.
The Transportation index in Rocky Point is 110.
The Utilities index in Rocky Point is 107.
| Living Expense | Rocky Point | New York | National Average |
|---|---|---|---|
| Overall | 129 | 121 | 100 |
| Services | 102 | 105 | 100 |
| Groceries | 109 | 108 | 100 |
| Health | 178 | 143 | 100 |
| Housing | 110 | 112 | 100 |
| Transportation | 110 | 114 | 100 |
| Utilities | 107 | 111 | 100 |
Rocky Point Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in Rocky Point Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Rocky Point, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Rocky Point is $538,409.
The Median Rent in Rocky Point is $2,337.
The Median Income in Rocky Point is $127,024.
The Home Value To Income in Rocky Point is 4.2x.
The Rent To Monthly Income in Rocky Point is 0.22x.
| Statistic | Rocky Point | New York | United States |
|---|---|---|---|
| Median Home Value | $538,409 | $507,794 | $332,700 |
| Median Rent | $2,337 | $1,621 | $1,413 |
| Median Income | $127,024 | $85,974 | $80,734 |
| Home Value To Income | 4.2x | 5.9x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.23x | 0.21x |
Rocky Point, NY Costs By Category
Detailed Rocky Point Services costs vs. New York
| Item | Rocky Point | New York |
|---|---|---|
| Shampoo | $1.47 | $1.28 |
| Movie | $15.07 | $12.13 |
| Bowling | $24.0 | $18 |
| Haircut | $39.78 | $24.26 |
| Beauty Salon | $69.0 | $45.56 |
Detailed Rocky Point Groceries costs vs. New York
| Item | Rocky Point | New York |
|---|---|---|
| Ground Beef | $6.28 | $5.84 |
| Fried Chicken | $1.59 | $1.57 |
| Milk | $4.83 | $4.67 |
| Potatoes | $5.03 | $4.93 |
| Pizza | $13.21 | $12.09 |
| Beer | $10.53 | $10.41 |
| Toothpaste | $3.86 | $3.7 |
Detailed Rocky Point Health costs vs. New York
| Item | Rocky Point | New York |
|---|---|---|
| Optometrist | $134.7 | $125.68 |
| Doctor | $162.26 | $135.78 |
| Dentist | $136.03 | $113.29 |
Detailed Rocky Point Transportation costs vs. New York
| Item | Rocky Point | New York |
|---|---|---|
| Gasoline | $3.47 | $3.46 |
| Tire Balancing | $63.33 | $59.92 |
Detailed Rocky Point Utilities costs vs. New York
| Item | Rocky Point | New York |
|---|---|---|
| All Electricity | $296.64 | $193.99 |
| Phone | $185.16 | $192.25 |
Rocky Point SnackAbility
Cost Of Living In Cities Around Rocky Point
The cost of living varies in the cities and towns around Rocky Point. Here's a quick look at the cost of living in the most populous nearby places:
Coram, NY has a cost of living index of 134, 1.0x Rocky Point.
Commack, NY has a cost of living index of 154, 1.2x Rocky Point.
Smithtown, NY has a cost of living index of 152, 1.2x Rocky Point.
| City | Population | Cost Of Living | Vs. Rocky Point |
|---|---|---|---|
| Coram, NY | 39,539 | 134 | 1.0x |
| Commack, NY | 36,558 | 154 | 1.2x |
| Smithtown, NY | 24,375 | 152 | 1.2x |
| Farmingville, NY | 16,160 | 140 | 1.1x |
| Nesconset, NY | 13,833 | 154 | 1.2x |
| East Islip, NY | 13,573 | 145 | 1.1x |
| St. James, NY | 13,244 | 149 | 1.2x |
| Stony Brook, NY | 12,868 | 153 | 1.2x |
| Ridge, NY | 12,503 | 127 | 1.0x |
| Miller Place, NY | 11,736 | 141 | 1.1x |
