Rocky Point, NY Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Rocky Point, NY Summary

Cost of living in Rocky Point research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Rocky Point is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Rocky Point is 127, with 100 being the average.

  • The cost of living index in Rocky Point is 1.3x higher than the national average.

  • Rocky Point ranks as the #140 cheapest in New York out of 341.

  • Rocky Point ranks as the #4,833 cheapest out of 6,489 in the US.

  • The median home value in Rocky Point is $536,247.

  • The median income in Rocky Point is $124,615.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
127
Rocky Point's Overall Cost Of Living
1.3x
Higher Than The National Average

What is the cost of living in Rocky Point, NY?

According to the most recent data on the cost of living, Rocky Point has an overall cost of living index of 127, which is 1.3x higher than the national index of 100.

Compared to New York, Rocky Point has a cost of living index that's 1.1x higher than New York's index of 119.

The standard of living in Rocky Point ranks as #140 most affordable out of the 341 places we measured in New York. By definition, that implies Rocky Point ranks as the #201 most expensive place in the Empire State.

For more reading on life in Rocky Point, check out:

140 out of 341
In New York
4,833 out of 6,489
In America

Rocky Point Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Rocky Point. Here is how it fairs on each of the criteria:

  • The Services index in Rocky Point is 106.

  • The Groceries index in Rocky Point is 100.

  • The Health index in Rocky Point is 113.

  • The Housing index in Rocky Point is 176.

  • The Transportation index in Rocky Point is 104.

  • The Utilities index in Rocky Point is 134.

Living Expense Rocky Point New York National Average
Overall 127 119 100
Services 106 110 100
Groceries 100 103 100
Health 113 101 100
Housing 176 145 100
Transportation 104 105 100
Utilities 134 99 100
For more reading on cost of living around New York, check out:
Rocky Point Cost of Living Vs. NY

Rocky Point, NY Housing Cost Breakdown

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Rocky Point is $536,247.

  • The Median Rent in Rocky Point is $1,970.

  • The Median Income in Rocky Point is $124,615.

  • The Home Value To Income in Rocky Point is 4.3x.

  • The Rent To Monthly Income in Rocky Point is 0.19x.

Statistic Rocky Point New York United States
Median Home Value $536,247 $508,764 $303,400
Median Rent $1,970 $1,576 $1,348
Median Income $124,615 $84,578 $78,538
Home Value To Income 4.3x 6.0x 3.9x
Rent To Monthly Income 0.19x 0.22x 0.21x
$536,247
Median Home Value
$1,970
Median Rent
$124,615
Median Income

Rocky Point, NY Costs By Category

Detailed Rocky Point Services Costs Vs. New York

Item Rocky Point New York
Shampoo $1.47 $1.28
Movie $15.07 $12.13
Bowling $24.0 $18
Haircut $39.78 $24.26
Beauty Salon $69.0 $45.56

Detailed Rocky Point Groceries Costs Vs. New York

Item Rocky Point New York
Ground Beef $6.28 $5.84
Fried Chicken $1.59 $1.57
Milk $4.83 $4.67
Potatoes $5.03 $4.93
Pizza $13.21 $12.09
Beer $10.53 $10.41
Toothpaste $3.86 $3.7

Detailed Rocky Point Health Costs Vs. New York

Item Rocky Point New York
Optometrist $134.7 $125.68
Doctor $162.26 $135.78
Dentist $136.03 $113.29

Detailed Rocky Point Transportation Costs Vs. New York

Item Rocky Point New York
Gasoline $3.47 $3.46
Tire Balancing $63.33 $59.92

Detailed Rocky Point Utilities Costs Vs. New York

Item Rocky Point New York
All Electricity $296.64 $193.99
Phone $185.16 $192.25

Rocky Point SnackAbility

6
/10
Overall SnackAbility
Jobs
8/10
Housing
9
Affordability
7
Diversity
7
Safety
N/A
Amenities
8
Education
8
Commute
4

Cost Of Living In Cities Around Rocky Point

The cost of living varies in the cities and towns around Rocky Point. Here's a quick look at the cost of living in the most populous nearby places:

  • Coram, NY has a cost of living index of 133, 1.0x Rocky Point.

  • Commack, NY has a cost of living index of 154, 1.2x Rocky Point.

  • Smithtown, NY has a cost of living index of 157, 1.2x Rocky Point.

City Population Cost Of Living Vs. Rocky Point
Coram, NY 41,527 133 1.0x
Commack, NY 36,353 154 1.2x
Smithtown, NY 24,940 157 1.2x
Farmingville, NY 16,605 139 1.1x
East Islip, NY 13,687 148 1.2x
St. James, NY 13,680 151 1.2x
Nesconset, NY 13,344 159 1.3x
Stony Brook, NY 12,827 152 1.2x
Ridge, NY 12,506 126 1.0x
Mount Sinai, NY 11,876 150 1.2x

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