Cost of living in Shirley research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Shirley is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Shirley is 128, with 100 being the average.
The cost of living index in Shirley is 1.3x higher than the national average.
Shirley ranks as the #144 cheapest in New York out of 341.
Shirley ranks as the #4,889 cheapest out of 6,489 in the US.
The median home value in Shirley is $533,766.
The median income in Shirley is $105,379.
According to the most recent data on the cost of living, Shirley has an overall cost of living index of 128, which is 1.3x higher than the national index of 100.
Compared to New York, Shirley has a cost of living index that's 1.1x higher than New York's index of 119.
The standard of living in Shirley ranks as #144 most affordable out of the 341 places we measured in New York. By definition, that implies Shirley ranks as the #197 most expensive place in the Empire State.
For more reading on life in Shirley, check out:
Six factors go into calculating the cost of living index in Shirley. Here is how it fairs on each of the criteria:
The Services index in Shirley is 109.
The Groceries index in Shirley is 100.
The Health index in Shirley is 114.
The Housing index in Shirley is 166.
The Transportation index in Shirley is 104.
The Utilities index in Shirley is 133.
| Living Expense | Shirley | New York | National Average | |
|---|---|---|---|---|
| Overall | 128 | 119 | 100 | |
| Services | 109 | 110 | 100 | |
| Groceries | 100 | 103 | 100 | |
| Health | 114 | 101 | 100 | |
| Housing | 166 | 145 | 100 | |
| Transportation | 104 | 105 | 100 | |
| Utilities | 133 | 99 | 100 | |
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Shirley is $533,766.
The Median Rent in Shirley is $2,110.
The Median Income in Shirley is $105,379.
The Home Value To Income in Shirley is 5.1x.
The Rent To Monthly Income in Shirley is 0.24x.
The cost of living varies in the cities and towns around Shirley. Here's a quick look at the cost of living in the most populous nearby places:
Smithtown, NY has a cost of living index of 157, 1.2x Shirley.
East Patchogue, NY has a cost of living index of 133, 1.0x Shirley.
Farmingville, NY has a cost of living index of 139, 1.1x Shirley.
| City | Population | Cost Of Living | Vs. Shirley |
|---|---|---|---|
| Smithtown, NY | 24,940 | 157 | 1.2x |
| East Patchogue, NY | 21,364 | 133 | 1.0x |
| Farmingville, NY | 16,605 | 139 | 1.1x |
| Mastic, NY | 15,031 | 125 | 1.0x |
| East Islip, NY | 13,687 | 148 | 1.2x |
| St. James, NY | 13,680 | 151 | 1.2x |
| Nesconset, NY | 13,344 | 159 | 1.2x |
| Stony Brook, NY | 12,827 | 152 | 1.2x |
| Lake Grove, NY | 11,050 | 144 | 1.1x |
| North Bellport, NY | 10,999 | 131 | 1.0x |