HomeSnacks

Shirley, NY Cost Of Living

The latest cost of living statistics for Shirley. Includes statistics on rent, mortgages, healthcare, and other costs for Shirley compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Shirley, New York

Cost of living in Shirley research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Shirley is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

128 Cost of living index 1.3x higher vs US
#136 Cheapest in New York (of 336)
#4,849 Cheapest in the U.S. (of 6,489)
$531,461 Median home value
$2,056 Median rent
$112,788 Median income
Not sure Shirley fits your budget? Try our place-match quiz →

What is the cost of living in Shirley, NY?

According to the most recent data on the cost of living, Shirley has an overall cost of living index of 128, which is 1.3x higher than the national index of 100.

Compared to New York, Shirley has a cost of living index that's 1.1x higher than New York's index of 121.

The standard of living in Shirley ranks as #136 most affordable out of the 336 places we measured in New York. By definition, that implies Shirley ranks as the #200 most expensive place in the Empire State.

For more reading on life in Shirley, check out:

Shirley Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Shirley. Here is how it fares on each of the criteria:

  • The Services index in Shirley is 106.

  • The Groceries index in Shirley is 109.

  • The Health index in Shirley is 170.

  • The Housing index in Shirley is 109.

  • The Transportation index in Shirley is 111.

  • The Utilities index in Shirley is 110.

Living Expense Shirley New York National Average
Overall 128 121 100
Services 106 105 100
Groceries 109 108 100
Health 170 143 100
Housing 109 112 100
Transportation 111 114 100
Utilities 110 111 100

Shirley Cost Of Living Compared To New York Averages

Services
Shirley 106
New York avg 105
Groceries
Shirley 109
New York avg 108
Health
Shirley 170
New York avg 143
Housing
Shirley 109
New York avg 112
Transportation
Shirley 111
New York avg 114
Utilities
Shirley 110
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

Protect your home budget Compare home warranties in Shirley Get matched →

Source: Cost-of-living index 2026, normalized to US average = 100

Shirley, NY Housing Cost Breakdown

$531,461Median Home Value
$2,056Median Rent
$112,788Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Shirley is $531,461.

  • The Median Rent in Shirley is $2,056.

  • The Median Income in Shirley is $112,788.

  • The Home Value To Income in Shirley is 4.7x.

  • The Rent To Monthly Income in Shirley is 0.22x.

Statistic Shirley New York United States
Median Home Value $531,461 $507,794 $332,700
Median Rent $2,056 $1,621 $1,413
Median Income $112,788 $85,974 $80,734
Home Value To Income 4.7x 5.9x 4.1x
Rent To Monthly Income 0.22x 0.23x 0.21x

Shirley, NY Costs By Category

Detailed Shirley Services costs vs. New York
Item Shirley New York
Shampoo $1.47 $1.28
Movie $15.07 $12.13
Bowling $24.0 $18
Haircut $39.78 $24.26
Beauty Salon $69.0 $45.56
Detailed Shirley Groceries costs vs. New York
Item Shirley New York
Ground Beef $6.28 $5.84
Fried Chicken $1.59 $1.57
Milk $4.83 $4.67
Potatoes $5.03 $4.93
Pizza $13.21 $12.09
Beer $10.53 $10.41
Toothpaste $3.86 $3.7
Detailed Shirley Health costs vs. New York
Item Shirley New York
Optometrist $134.7 $125.68
Doctor $162.26 $135.78
Dentist $136.03 $113.29
Detailed Shirley Transportation costs vs. New York
Item Shirley New York
Gasoline $3.47 $3.46
Tire Balancing $63.33 $59.92
Detailed Shirley Utilities costs vs. New York
Item Shirley New York
All Electricity $296.64 $193.99
Phone $185.16 $192.25

Shirley SnackAbility

6Overall SnackAbility
Jobs 8/10
Housing 9/10
Affordability 6/10
Diversity 8.5/10
SafetyN/A
Amenities 9/10
Education 6/10
Commute 3/10

Cost Of Living In Cities Around Shirley

The cost of living varies in the cities and towns around Shirley. Here's a quick look at the cost of living in the most populous nearby places:

  • Smithtown, NY has a cost of living index of 152, 1.2x Shirley.

  • East Patchogue, NY has a cost of living index of 131, 1.0x Shirley.

  • Farmingville, NY has a cost of living index of 140, 1.1x Shirley.

City Population Cost Of Living Vs. Shirley
Smithtown, NY 24,375 152 1.2x
East Patchogue, NY 21,673 131 1.0x
Farmingville, NY 16,160 140 1.1x
Mastic, NY 15,708 125 1.0x
Nesconset, NY 13,833 154 1.2x
East Islip, NY 13,573 145 1.1x
St. James, NY 13,244 149 1.2x
Stony Brook, NY 12,868 153 1.2x
North Bellport, NY 11,087 135 1.1x
Lake Grove, NY 11,061 145 1.1x
Keep reading

More about New York.

RankingsBest Places To Live In New York
Best Places To Live In New York
RankingsCheapest Places To Live In New York
Cheapest Places To Live In New York
RankingsMost Dangerous Places In New York
Most Dangerous Places In New York
RankingsBest Places To Raise A Family In New York
Best Places To Raise A Family In New York
RankingsBest Places To Retire In New York
Best Places To Retire In New York
RankingsRichest Cities In New York
Richest Cities In New York
RankingsSafest Places In New York According To Science
Safest Places In New York According To Science
RankingsWorst Places To Live In New York State
Worst Places To Live In New York State
RankingsMost Expensive Places To Live In New York
Most Expensive Places To Live In New York