Shirley, NY Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Shirley, NY Summary

Cost of living in Shirley research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Shirley is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Shirley is 128, with 100 being the average.

  • The cost of living index in Shirley is 1.3x higher than the national average.

  • Shirley ranks as the #144 cheapest in New York out of 341.

  • Shirley ranks as the #4,889 cheapest out of 6,489 in the US.

  • The median home value in Shirley is $533,766.

  • The median income in Shirley is $105,379.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
128
Shirley's Overall Cost Of Living
1.3x
Higher Than The National Average

What is the cost of living in Shirley, NY?

According to the most recent data on the cost of living, Shirley has an overall cost of living index of 128, which is 1.3x higher than the national index of 100.

Compared to New York, Shirley has a cost of living index that's 1.1x higher than New York's index of 119.

The standard of living in Shirley ranks as #144 most affordable out of the 341 places we measured in New York. By definition, that implies Shirley ranks as the #197 most expensive place in the Empire State.

For more reading on life in Shirley, check out:

144 out of 341
In New York
4,889 out of 6,489
In America

Shirley Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Shirley. Here is how it fairs on each of the criteria:

  • The Services index in Shirley is 109.

  • The Groceries index in Shirley is 100.

  • The Health index in Shirley is 114.

  • The Housing index in Shirley is 166.

  • The Transportation index in Shirley is 104.

  • The Utilities index in Shirley is 133.

Living Expense Shirley New York National Average
Overall 128 119 100
Services 109 110 100
Groceries 100 103 100
Health 114 101 100
Housing 166 145 100
Transportation 104 105 100
Utilities 133 99 100
For more reading on cost of living around New York, check out:
Shirley Cost of Living Vs. NY

Shirley, NY Housing Cost Breakdown

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Shirley is $533,766.

  • The Median Rent in Shirley is $2,110.

  • The Median Income in Shirley is $105,379.

  • The Home Value To Income in Shirley is 5.1x.

  • The Rent To Monthly Income in Shirley is 0.24x.

Statistic Shirley New York United States
Median Home Value $533,766 $508,764 $303,400
Median Rent $2,110 $1,576 $1,348
Median Income $105,379 $84,578 $78,538
Home Value To Income 5.1x 6.0x 3.9x
Rent To Monthly Income 0.24x 0.22x 0.21x
$533,766
Median Home Value
$2,110
Median Rent
$105,379
Median Income

Shirley, NY Costs By Category

Detailed Shirley Services Costs Vs. New York

Item Shirley New York
Shampoo $1.47 $1.28
Movie $15.07 $12.13
Bowling $24.0 $18
Haircut $39.78 $24.26
Beauty Salon $69.0 $45.56

Detailed Shirley Groceries Costs Vs. New York

Item Shirley New York
Ground Beef $6.28 $5.84
Fried Chicken $1.59 $1.57
Milk $4.83 $4.67
Potatoes $5.03 $4.93
Pizza $13.21 $12.09
Beer $10.53 $10.41
Toothpaste $3.86 $3.7

Detailed Shirley Health Costs Vs. New York

Item Shirley New York
Optometrist $134.7 $125.68
Doctor $162.26 $135.78
Dentist $136.03 $113.29

Detailed Shirley Transportation Costs Vs. New York

Item Shirley New York
Gasoline $3.47 $3.46
Tire Balancing $63.33 $59.92

Detailed Shirley Utilities Costs Vs. New York

Item Shirley New York
All Electricity $296.64 $193.99
Phone $185.16 $192.25

Shirley SnackAbility

6
/10
Overall SnackAbility
Jobs
8/10
Housing
9
Affordability
6
Diversity
8.5
Safety
N/A
Amenities
9
Education
6
Commute
3

Cost Of Living In Cities Around Shirley

The cost of living varies in the cities and towns around Shirley. Here's a quick look at the cost of living in the most populous nearby places:

  • Smithtown, NY has a cost of living index of 157, 1.2x Shirley.

  • East Patchogue, NY has a cost of living index of 133, 1.0x Shirley.

  • Farmingville, NY has a cost of living index of 139, 1.1x Shirley.

City Population Cost Of Living Vs. Shirley
Smithtown, NY 24,940 157 1.2x
East Patchogue, NY 21,364 133 1.0x
Farmingville, NY 16,605 139 1.1x
Mastic, NY 15,031 125 1.0x
East Islip, NY 13,687 148 1.2x
St. James, NY 13,680 151 1.2x
Nesconset, NY 13,344 159 1.2x
Stony Brook, NY 12,827 152 1.2x
Lake Grove, NY 11,050 144 1.1x
North Bellport, NY 10,999 131 1.0x

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