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Warwick, NY Cost Of Living

The latest cost of living statistics for Warwick. Includes statistics on rent, mortgages, healthcare, and other costs for Warwick compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Warwick, New York

Cost of living in Warwick research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Warwick is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

129 Cost of living index 1.3x higher vs US
#139 Cheapest in New York (of 336)
#4,899 Cheapest in the U.S. (of 6,489)
$566,346 Median home value
$1,296 Median rent
$89,609 Median income
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What is the cost of living in Warwick, NY?

According to the most recent data on the cost of living, Warwick has an overall cost of living index of 129, which is 1.3x higher than the national index of 100.

Compared to New York, Warwick has a cost of living index that's 1.1x higher than New York's index of 121.

The standard of living in Warwick ranks as #139 most affordable out of the 336 places we measured in New York. By definition, that implies Warwick ranks as the #197 most expensive place in the Empire State.

For more reading on life in Warwick, check out:

Warwick Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Warwick. Here is how it fares on each of the criteria:

  • The Services index in Warwick is 107.

  • The Groceries index in Warwick is 112.

  • The Health index in Warwick is 170.

  • The Housing index in Warwick is 111.

  • The Transportation index in Warwick is 113.

  • The Utilities index in Warwick is 108.

Living Expense Warwick New York National Average
Overall 129 121 100
Services 107 105 100
Groceries 112 108 100
Health 170 143 100
Housing 111 112 100
Transportation 113 114 100
Utilities 108 111 100

Warwick Cost Of Living Compared To New York Averages

Services
Warwick 107
New York avg 105
Groceries
Warwick 112
New York avg 108
Health
Warwick 170
New York avg 143
Housing
Warwick 111
New York avg 112
Transportation
Warwick 113
New York avg 114
Utilities
Warwick 108
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Warwick, NY Housing Cost Breakdown

$566,346Median Home Value
$1,296Median Rent
$89,609Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Warwick is $566,346.

  • The Median Rent in Warwick is $1,296.

  • The Median Income in Warwick is $89,609.

  • The Home Value To Income in Warwick is 6.3x.

  • The Rent To Monthly Income in Warwick is 0.17x.

Statistic Warwick New York United States
Median Home Value $566,346 $507,794 $332,700
Median Rent $1,296 $1,621 $1,413
Median Income $89,609 $85,974 $80,734
Home Value To Income 6.3x 5.9x 4.1x
Rent To Monthly Income 0.17x 0.23x 0.21x

Warwick, NY Costs By Category

Detailed Warwick Services costs vs. New York
Item Warwick New York
Shampoo $1.44 $1.28
Movie $14.15 $12.13
Bowling $25.03 $18
Haircut $29.17 $24.26
Beauty Salon $40.36 $45.56
Detailed Warwick Groceries costs vs. New York
Item Warwick New York
Ground Beef $5.64 $5.84
Fried Chicken $1.55 $1.57
Milk $4.74 $4.67
Potatoes $5.21 $4.93
Pizza $11.49 $12.09
Beer $11.66 $10.41
Toothpaste $3.66 $3.7
Detailed Warwick Health costs vs. New York
Item Warwick New York
Optometrist $105.11 $125.68
Doctor $117.94 $135.78
Dentist $121.22 $113.29
Detailed Warwick Transportation costs vs. New York
Item Warwick New York
Gasoline $3.45 $3.46
Tire Balancing $77.33 $59.92
Detailed Warwick Utilities costs vs. New York
Item Warwick New York
All Electricity $230.68 $193.99
Phone $186.61 $192.25

Warwick SnackAbility

6Overall SnackAbility
Jobs 8.5/10
Housing 8.5/10
Affordability 6/10
Diversity 6/10
Safety 9/10
Amenities 8.5/10
Education 8.5/10
Commute 3/10

Cost Of Living In Cities Around Warwick

The cost of living varies in the cities and towns around Warwick. Here's a quick look at the cost of living in the most populous nearby places:

  • Oakland, NJ has a cost of living index of 149, 1.2x Warwick.

  • Stony Point, NY has a cost of living index of 132, 1.0x Warwick.

  • Suffern, NY has a cost of living index of 128, 1.0x Warwick.

City Population Cost Of Living Vs. Warwick
Oakland, NJ 12,768 149 1.2x
Stony Point, NY 12,728 132 1.0x
Suffern, NY 11,441 128 1.0x
Franklin Lakes, NJ 11,084 221 1.7x
Chestnut Ridge, NY 10,557 153 1.2x
Airmont, NY 10,205 158 1.2x
Monroe, NY 9,515 133 1.0x
Hillcrest, NY 9,071 141 1.1x
Wesley Hills, NY 6,196 187 1.4x
Goshen, NY 5,773 126 1.0x
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