Girard, OH Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Girard, OH Summary

Cost of living in Girard research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Girard is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Ohio, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Girard is 85, with 100 being the average.

  • The cost of living index in Girard is 0.8x lower than the national average.

  • Girard ranks as the #29 cheapest in Ohio out of 289.

  • Girard ranks as the #511 cheapest out of 6,489 in the US.

  • The median home value in Girard is $141,776.

  • The median income in Girard is $42,861.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
85
Girard's Overall Cost Of Living
0.8x
Lower Than The National Average

What is the cost of living in Girard, OH?

According to the most recent data on the cost of living, Girard has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.

Compared to Ohio, Girard has a cost of living index that's 0.9x lower than Ohio's index of 93.

The standard of living in Girard ranks as #29 most affordable out of the 289 places we measured in Ohio. By definition, that implies Girard ranks as the #260 most expensive place in the Buckeye State.

For more reading on life in Girard, check out:

29 out of 289
In Ohio
511 out of 6,489
In America

Girard Cost Of Living Vs. Ohio

Six factors go into calculating the cost of living index in Girard. Here is how it fairs on each of the criteria:

  • The Services index in Girard is 93.

  • The Groceries index in Girard is 103.

  • The Health index in Girard is 96.

  • The Housing index in Girard is 52.

  • The Transportation index in Girard is 99.

  • The Utilities index in Girard is 103.

Living Expense Girard Ohio National Average
Overall 85 93 100
Services 93 101 100
Groceries 103 103 100
Health 96 97 100
Housing 52 74 100
Transportation 99 102 100
Utilities 103 100 100
For more reading on cost of living around Ohio, check out:
Girard Cost of Living Vs. OH

Girard, OH Housing Cost Breakdown

Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Girard is $141,776.

  • The Median Rent in Girard is $736.

  • The Median Income in Girard is $42,861.

  • The Home Value To Income in Girard is 3.3x.

  • The Rent To Monthly Income in Girard is 0.21x.

Statistic Girard Ohio United States
Median Home Value $141,776 $240,287 $303,400
Median Rent $736 $988 $1,348
Median Income $42,861 $69,680 $78,538
Home Value To Income 3.3x 3.4x 3.9x
Rent To Monthly Income 0.21x 0.17x 0.21x
$141,776
Median Home Value
$736
Median Rent
$42,861
Median Income

Girard, OH Costs By Category

Detailed Girard Services Costs Vs. Ohio

Item Girard Ohio
Shampoo $1.45 $1.28
Movie $11.6 $12.13
Bowling $18.27 $18
Haircut $23.67 $24.26
Beauty Salon $35.31 $45.56

Detailed Girard Groceries Costs Vs. Ohio

Item Girard Ohio
Ground Beef $5.46 $5.84
Fried Chicken $1.39 $1.57
Milk $4.57 $4.67
Potatoes $5.38 $4.93
Pizza $9.98 $12.09
Beer $10.51 $10.41
Toothpaste $3.68 $3.7

Detailed Girard Health Costs Vs. Ohio

Item Girard Ohio
Optometrist $103.58 $125.68
Doctor $119.67 $135.78
Dentist $109.73 $113.29

Detailed Girard Transportation Costs Vs. Ohio

Item Girard Ohio
Gasoline $3.41 $3.46
Tire Balancing $57.76 $59.92

Detailed Girard Utilities Costs Vs. Ohio

Item Girard Ohio
All Electricity $205.88 $193.99
Phone $186.78 $192.25

Girard SnackAbility

5
/10
Overall SnackAbility
Jobs
6/10
Housing
4
Affordability
8.5
Diversity
6
Safety
N/A
Amenities
8.5
Education
6
Commute
9

Cost Of Living In Cities Around Girard

The cost of living varies in the cities and towns around Girard. Here's a quick look at the cost of living in the most populous nearby places:

  • Youngstown, OH has a cost of living index of 80, 0.9x Girard.

  • Austintown, OH has a cost of living index of 88, 1.0x Girard.

  • Niles, OH has a cost of living index of 85, 1.0x Girard.

City Population Cost Of Living Vs. Girard
Youngstown, OH 59,605 80 0.9x
Austintown, OH 30,215 88 1.0x
Niles, OH 18,301 85 1.0x
Struthers, OH 9,995 87 1.0x
Campbell, OH 7,812 86 1.0x
Canfield, OH 7,651 92 1.1x
Hubbard, OH 7,600 88 1.0x
Cortland, OH 7,091 92 1.1x
Columbiana, OH 6,800 96 1.1x
Howland Center, OH 6,564 91 1.1x

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