The 10 Most Expensive Places To Live In Ohio For 2022


We used science and data to determine which cities in Ohio that will put a big dent in your wallet.

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Editor’s Note: We updated this article for 2022. This is our ninth time ranking the most expensive places to live in Ohio.

Ohio makes the headlines for many reasons: the Cleveland Browns, Cincinnati's Skyline Chili, and it's inability to choose a political party. And, folks, HomeSnacks is happy to add to these headlines with our list of the top ten most expensive places in The Buckeye State for 2022.

To calculate our list, we created our very own cost of living index based on housing costs and income levels. To get the necessary numbers to complete our formula, we consulted the American Community Survey for the latest data on home price to income ratio and rent to income ratio for places in Ohio with at least 5,000 residents. We then took into account if a place was safe, availability of high paying jobs, and if a place has amenities that placate to the wealthy. And finally, we gave each place an overall SnackAbility score.

We're going to leave this right here: if you want to live in one of Ohio's most expensive places you should probably consider going to school for a degree in healthcare and/or finance. More importantly, many of Ohio's most expensive places are also the state's safest. And, lucky for Ohio's wealthy, there is no shortage of five star amenities. Yes, if you have some coin in your pocket, you, too, can be part of Ohio's "in crowd" with box seats to the Cincinnati Bengals games and week long stays in the penthouse at the Great Wolf Lodge in Sandusky.

However, if you want to know the place in Ohio that scored a perfect 10/10 SnackAbility score, you're going to have to keep reading.

Here are the 10 most expensive places to live in Ohio for 2022:

  1. Athens
  2. Beachwood
  3. Oxford
  4. Kent
  5. Willoughby Hills
  6. Grandview Heights
  7. Bowling Green
  8. Cincinnati
  9. Columbus
  10. Loveland

What's the most expensive place to live in Ohio? Well, HomeSnacks crunched the numbers and discovered that Athens is the most expensive place to live in Ohio.

So hopefully Wellston (the cheapest place to live in Ohio) can show these guys how to live on a budget in the coming years. Read on for how these places had costs rise faster than inflation.

And if you already knew these places were expensive, check out some more reading about Ohio and the most expensive cities in the country:

The 10 Most Expensive Places To Live In Ohio For 2022

1. Athens

Athens, OH

Overall SnackAbility

7
/10

Population: 24,978
Rank Last Year: 4 (Up 2)
Home Price To Income Ratio: 6.2x (most expensive)
Income To Rent Ratio: 36.3x (2nd most expensive)
More on Athens: Real Estate | Data | Photos

The median income in Athens comes in at $31,656 and the median home value is $196,200 for 2022.

2. Beachwood

Beachwood, OH

Source: Public domain
Overall SnackAbility

9
/10

Population: 11,627
Rank Last Year: 3 (No Change)
Home Price To Income Ratio: 3.4x (12th most expensive)
Income To Rent Ratio: 52.0x (30th most expensive)
More on Beachwood: Real Estate | Data | Photos

The median income in Beachwood comes in at $88,709 and the median home value is $300,000 for 2022.

3. Oxford

Oxford, OH

Source: Public domain
Overall SnackAbility

7
/10

Population: 23,192
Rank Last Year: 2 (Down 2)
Home Price To Income Ratio: 4.9x (3rd most expensive)
Income To Rent Ratio: 47.4x (12th most expensive)
More on Oxford: Real Estate | Data | Photos

The median income in Oxford comes in at $39,840 and the median home value is $195,200 for 2022.

4. Kent

Kent, OH

Overall SnackAbility

6
/10

Population: 29,698
Rank Last Year: 6 (Up 1)
Home Price To Income Ratio: 4.2x (7th most expensive)
Income To Rent Ratio: 46.7x (7th most expensive)
More on Kent: Real Estate | Data | Photos

The median income in Kent comes in at $36,809 and the median home value is $154,400 for 2022.

5. Willoughby Hills

Willoughby Hills, OH

Overall SnackAbility

7.5
/10

Population: 9,545
Rank Last Year: 7 (Up 1)
Home Price To Income Ratio: 5.0x (2nd most expensive)
Income To Rent Ratio: 61.5x (87th most expensive)
More on Willoughby Hills: Real Estate | Data | Photos

The median income in Willoughby Hills comes in at $57,331 and the median home value is $287,500 for 2022.

6. Grandview Heights

Grandview Heights, OH

Overall SnackAbility

10
/10

Population: 8,254
Rank Last Year: 13 (Up 6)
Home Price To Income Ratio: 4.4x (5th most expensive)
Income To Rent Ratio: 66.1x (105th most expensive)
More on Grandview Heights: Real Estate | Data | Photos

The median income in Grandview Heights comes in at $93,367 and the median home value is $415,400 for 2022.

7. Bowling Green

Bowling Green, OH

Overall SnackAbility

6
/10

Population: 31,638
Rank Last Year: 5 (Down 3)
Home Price To Income Ratio: 4.4x (6th most expensive)
Income To Rent Ratio: 53.2x (35th most expensive)
More on Bowling Green: Real Estate | Data | Photos

The median income in Bowling Green comes in at $39,210 and the median home value is $171,800 for 2022.

8. Cincinnati

Cincinnati, OH

Overall SnackAbility

4
/10

Population: 302,687
Rank Last Year: 10 (Up 1)
Home Price To Income Ratio: 3.5x (10th most expensive)
Income To Rent Ratio: 56.1x (5most expensive)
More on Cincinnati: Real Estate | Data | Photos

The median income in Cincinnati comes in at $42,663 and the median home value is $148,700 for 2022.

9. Columbus

Columbus, OH

Overall SnackAbility

6
/10

Population: 889,079
Rank Last Year: 11 (Up 1)
Home Price To Income Ratio: 2.9x (35th most expensive)
Income To Rent Ratio: 55.5x (48th most expensive)
More on Columbus: Real Estate | Data | Photos

The median income in Columbus comes in at $54,902 and the median home value is $160,000 for 2022.

10. Loveland

Loveland, OH

Overall SnackAbility

7
/10

Population: 13,911
Rank Last Year: 31 (Up 20)
Home Price To Income Ratio: 3.1x (2most expensive)
Income To Rent Ratio: 67.3x (114th most expensive)
More on Loveland: Real Estate | Data | Photos

The median income in Loveland comes in at $69,978 and the median home value is $220,100 for 2022.

Methodology: How We Determined The Most Expensive Places To Live In The Buckeye State For 2022

Map Of The Cheapest Places To Live In Ohio
The two most important things to think about when it comes to being able to afford if you can live comes down to:

  1. How much do money do I make?
  2. How much do I have spend to live there?

You need to understand your costs in the context of how much money you make.

For example, if the median household earns $100,000 and spends $40,000 on housing it's actually cheaper to live there than a place with a median income of $50,000 and housing costs of $21,000. You might spend more on housing, but you have more money overall to play with.

With that example in mind, we derived several statistics from the latest Census American Community Survey 2016-2020 around incomes and costs. They are:

  • Median Home Price / Median Income (lower is better)
  • Median Income / Median Rent (Higher is better)
  • Median Home Price

We added simply median home price because high home prices generally correlate with higher expenses for all costs related to homes (heating, electricity, etc).

You can then compare these metrics in each of the places in Ohio to figure out which is the most expensive.

What you are left with is a "Cost of Living Index" by taking the average rank of each of these metrics for each city.

So we used that cost of living index in order to rank all of the 250 places in Ohio that have more than 5,000 people.

The place with the highest cost of living in Ohio according to the data is Athens. You can download the data here.

Summary: Taking A Chunk Out Of Your Paycheck In Ohio For 2022

Well there you have it, the places in Ohio that have the highest cost of living, with Athens ranking as the most expensive city in the Buckeye State.

Here's a look at the most affordable cities in Ohio according to the data:

  1. Wellston
  2. Coshocton
  3. Girard

For more Ohio reading, check out:

Detailed List Of The Most Expensive Cities In Ohio

Rank City ExpensiveScore Population Home/Income Ratio Income/Rent Ratio
1 Athens 19.33 24,978 6.2x 36.3x
2 Beachwood 20.33 11,627 3.4x 52.0x
3 Oxford 23.67 23,192 4.9x 47.4x
4 Kent 37.33 29,698 4.2x 46.7x
5 Willoughby Hills 37.67 9,545 5.0x 61.5x
6 Grandview Heights 38.33 8,254 4.4x 66.1x
7 Bowling Green 39.0 31,638 4.4x 53.2x
8 Cincinnati 56.0 302,687 3.5x 56.1x
9 Columbus 58.0 889,079 2.9x 55.5x
10 Loveland 59.0 13,911 3.1x 67.3x
11 Brecksville 61.33 13,521 2.8x 67.9x
12 Sunbury 61.67 5,934 3.0x 68.5x
13 Avon Lake 62.33 24,309 3.1x 70.9x
14 Canal Fulton 63.0 5,413 3.2x 60.2x
15 Norwood 65.33 19,843 3.2x 59.6x
16 Hudson 65.67 22,249 2.7x 70.3x
17 Wilmington 69.0 12,444 3.1x 50.8x
18 Lakewood 69.0 50,002 3.1x 67.0x
19 Lancaster 69.33 40,438 2.9x 53.6x
20 Mason 69.67 33,592 3.0x 75.6x
21 Oberlin 69.83 8,252 3.2x 66.5x
22 Highland Heights 72.33 8,375 2.7x 72.4x
23 Mayfield Heights 73.0 18,586 2.7x 59.3x
24 Heath 73.33 10,847 2.9x 60.9x
25 Geneva 76.33 5,947 3.0x 51.8x
26 Circleville 76.67 13,986 2.8x 54.8x
27 Westlake 78.67 32,154 2.8x 76.0x
28 Richmond Heights 79.67 10,376 3.0x 61.4x
29 Hillsboro 80.0 6,535 3.2x 57.8x
30 Reynoldsburg 80.33 38,016 2.6x 63.7x
31 Blue Ash 80.67 12,417 3.1x 81.3x
32 Willoughby 81.17 22,904 2.6x 61.0x
33 Marietta 81.67 13,551 3.1x 58.3x
34 Upper Arlington 84.33 35,364 3.4x 99.9x
35 North Royalton 85.17 30,179 3.1x 78.3x
36 Findlay 86.0 41,098 2.9x 64.0x
37 Brookville 86.0 6,255 2.7x 57.1x
38 Bexley 86.67 13,805 3.7x 108.4x
39 Montgomery 87.0 10,818 3.2x 98.5x
40 Huron 87.33 6,916 2.8x 71.6x
41 Twinsburg 88.0 18,754 2.7x 74.5x
42 Fairfield 88.0 42,623 2.6x 66.2x
43 Rocky River 88.67 20,115 3.2x 90.6x
44 Lebanon 88.67 20,781 2.9x 76.1x
45 Avon 89.33 23,233 2.8x 85.8x
46 Cambridge 89.67 10,398 2.8x 49.7x
47 New Philadelphia 90.33 17,485 2.7x 59.6x
48 Pataskala 90.33 15,751 2.6x 71.5x
49 Wooster 91.0 26,557 2.8x 68.4x
50 Grove City 92.0 41,394 2.6x 71.5x
51 Munroe Falls 92.67 5,069 2.8x 73.4x
52 Centerville 93.17 23,766 2.7x 75.2x
53 Springdale 94.33 11,201 2.4x 49.5x
54 Ravenna 94.33 11,436 2.6x 47.9x
55 Newark 95.33 49,951 2.7x 61.1x
56 Kirtland 95.67 6,801 3.2x 113.0x
57 Dublin 96.0 47,824 2.9x 101.6x
58 Delaware 97.0 41,818 2.7x 77.0x
59 Mentor-On-The-Lake 97.33 7,391 2.6x 61.3x
60 Granville 97.33 5,829 2.9x 126.6x
61 Chardon 98.0 5,168 3.0x 87.0x
62 Aurora 99.33 16,165 2.6x 78.3x
63 Solon 99.67 22,858 2.7x 93.2x
64 Columbiana 99.67 6,498 3.5x 80.2x
65 Worthington 99.67 14,961 2.9x 106.2x
66 Marysville 100.0 24,569 2.6x 77.8x
67 Westerville 100.0 40,443 2.6x 82.9x
68 Shaker Heights 100.0 27,148 2.7x 87.6x
69 North Canton 100.33 17,244 2.6x 72.5x
70 Fairborn 100.67 33,456 2.5x 57.7x
71 Belpre 103.0 6,387 2.7x 66.0x
72 Hilliard 103.0 37,023 2.6x 84.0x
73 Gahanna 104.17 35,442 2.5x 78.0x
74 Chillicothe 104.33 21,668 2.6x 60.6x
75 Fairview Park 105.0 16,219 2.7x 77.0x
76 Mount Vernon 105.0 16,684 2.6x 60.8x
77 Norwalk 105.33 16,860 2.8x 71.4x
78 London 105.67 10,241 2.6x 72.3x
79 Bedford Heights 106.0 10,530 2.5x 52.9x
80 Tipp City 106.0 10,039 2.7x 78.4x
81 Middletown 106.33 48,765 2.5x 51.8x
82 Waterville 107.33 5,519 2.5x 76.0x
83 Milford 108.67 6,840 2.8x 80.7x
84 Medina 109.67 26,026 2.6x 78.4x
85 Seven Hills 110.33 11,597 2.2x 65.7x
86 Perrysburg 110.5 21,566 2.6x 83.5x
87 North Ridgeville 110.67 33,961 2.4x 73.9x
88 Brunswick 111.33 34,902 2.5x 76.0x
89 New Albany 111.33 11,085 2.6x 108.4x
90 Eastlake 111.67 18,072 2.5x 61.5x
91 Broadview Heights 112.0 19,195 2.6x 94.9x
92 East Cleveland 112.33 17,047 2.6x 34.8x
93 Wyoming 112.67 8,540 2.6x 111.6x
94 Stow 113.0 34,770 2.5x 76.2x
95 Reading 113.33 10,287 2.6x 70.5x
96 Mentor 113.67 47,075 2.5x 76.4x
97 Logan 115.0 6,677 2.7x 67.2x
98 Ironton 116.0 10,749 2.6x 56.0x
99 Streetsboro 116.33 16,444 2.2x 59.5x
100 Zanesville 116.67 25,246 2.5x 47.0x

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About Chris Kolmar

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.