What is the cost of living in Girard, OH?
According to the most recent data on the cost of living, Girard has an overall cost of living index of 83, which is 0.8x lower than the national index of 100.
Compared to Ohio, Girard has a cost of living index that's 0.9x lower than Ohio's index of 90.
The standard of living in Girard ranks as #24 most affordable out of the 284 places we measured in Ohio. By definition, that implies Girard ranks as the #260 most expensive place in the Buckeye State.
For more reading on life in Girard, check out:
Girard Cost Of Living Vs. Ohio
Six factors go into calculating the cost of living index in Girard. Here is how it fares on each of the criteria:
The Services index in Girard is 97.
The Groceries index in Girard is 93.
The Health index in Girard is 53.
The Housing index in Girard is 93.
The Transportation index in Girard is 97.
The Utilities index in Girard is 98.
| Living Expense | Girard | Ohio | National Average |
|---|---|---|---|
| Overall | 83 | 90 | 100 |
| Services | 97 | 97 | 100 |
| Groceries | 93 | 97 | 100 |
| Health | 53 | 75 | 100 |
| Housing | 93 | 97 | 100 |
| Transportation | 97 | 95 | 100 |
| Utilities | 98 | 97 | 100 |
Girard Cost Of Living Compared To Ohio Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Ohio, check out:
Protect your home budget Compare home warranties in Girard Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Girard, OH Housing Cost Breakdown
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Girard is $144,397.
The Median Rent in Girard is $769.
The Median Income in Girard is $52,550.
The Home Value To Income in Girard is 2.7x.
The Rent To Monthly Income in Girard is 0.18x.
Girard, OH Costs By Category
Detailed Girard Services costs vs. Ohio
Detailed Girard Groceries costs vs. Ohio
Detailed Girard Health costs vs. Ohio
Detailed Girard Transportation costs vs. Ohio
Girard SnackAbility
Cost Of Living In Cities Around Girard
The cost of living varies in the cities and towns around Girard. Here's a quick look at the cost of living in the most populous nearby places:
Youngstown, OH has a cost of living index of 76, 0.9x Girard.
Austintown, OH has a cost of living index of 86, 1.0x Girard.
Niles, OH has a cost of living index of 84, 1.0x Girard.
| City | Population | Cost Of Living | Vs. Girard |
|---|---|---|---|
| Youngstown, OH | 59,331 | 76 | 0.9x |
| Austintown, OH | 30,164 | 86 | 1.0x |
| Niles, OH | 18,287 | 84 | 1.0x |
| Struthers, OH | 9,923 | 81 | 1.0x |
| Campbell, OH | 7,784 | 80 | 1.0x |
| Canfield, OH | 7,649 | 91 | 1.1x |
| Hubbard, OH | 7,598 | 87 | 1.0x |
| Cortland, OH | 7,080 | 92 | 1.1x |
| Columbiana, OH | 6,903 | 92 | 1.1x |
| Champion Heights, OH | 6,380 | 89 | 1.1x |
