What is the cost of living in Hamilton, OH?
According to the most recent data on the cost of living, Hamilton has an overall cost of living index of 86, which is 0.9x lower than the national index of 100.
Compared to Ohio, Hamilton has a cost of living index that's 1.0x lower than Ohio's index of 90.
The standard of living in Hamilton ranks as #66 most affordable out of the 284 places we measured in Ohio. By definition, that implies Hamilton ranks as the #218 most expensive place in the Buckeye State.
For more reading on life in Hamilton, check out:
Hamilton Cost Of Living Vs. Ohio
Six factors go into calculating the cost of living index in Hamilton. Here is how it fares on each of the criteria:
The Services index in Hamilton is 101.
The Groceries index in Hamilton is 97.
The Health index in Hamilton is 64.
The Housing index in Hamilton is 100.
The Transportation index in Hamilton is 97.
The Utilities index in Hamilton is 97.
| Living Expense | Hamilton | Ohio | National Average |
|---|---|---|---|
| Overall | 86 | 90 | 100 |
| Services | 101 | 97 | 100 |
| Groceries | 97 | 97 | 100 |
| Health | 64 | 75 | 100 |
| Housing | 100 | 97 | 100 |
| Transportation | 97 | 95 | 100 |
| Utilities | 97 | 97 | 100 |
Hamilton Cost Of Living Compared To Ohio Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Ohio, check out:
Protect your home budget Compare home warranties in Hamilton Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Hamilton, OH Housing Cost Breakdown
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Hamilton is $299,684.
The Median Rent in Hamilton is $1,007.
The Median Income in Hamilton is $55,166.
The Home Value To Income in Hamilton is 5.4x.
The Rent To Monthly Income in Hamilton is 0.22x.
Hamilton, OH Costs By Category
Detailed Hamilton Services costs vs. Ohio
Detailed Hamilton Groceries costs vs. Ohio
Detailed Hamilton Health costs vs. Ohio
Detailed Hamilton Transportation costs vs. Ohio
Hamilton SnackAbility
Cost Of Living In Cities Around Hamilton
The cost of living varies in the cities and towns around Hamilton. Here's a quick look at the cost of living in the most populous nearby places:
Fairfield, OH has a cost of living index of 95, 1.1x Hamilton.
Mason, OH has a cost of living index of 117, 1.4x Hamilton.
Forest Park, OH has a cost of living index of 93, 1.1x Hamilton.
| City | Population | Cost Of Living | Vs. Hamilton |
|---|---|---|---|
| Fairfield, OH | 44,828 | 95 | 1.1x |
| Mason, OH | 35,509 | 117 | 1.4x |
| Forest Park, OH | 20,025 | 93 | 1.1x |
| Blue Ash, OH | 13,455 | 113 | 1.3x |
| Monfort Heights, OH | 12,441 | 94 | 1.1x |
| Mack, OH | 11,516 | 104 | 1.2x |
| Montgomery, OH | 10,855 | 122 | 1.4x |
| Beckett Ridge, OH | 9,496 | 105 | 1.2x |
| Madeira, OH | 9,484 | 118 | 1.4x |
| Wyoming, OH | 8,723 | 116 | 1.3x |
